Insurance Risk Management Specialist

Required Qualifications
Education and Experience

• Bachelor’s degree in Risk Management, Business Administration, Insurance, Finance, Public Administration, or a related field (or equivalent experience)
• Minimum 5-10 years of progressively responsible experience in risk management, insurance, or claims administration, preferably in the public sector or a large self-insured organization
• Direct experience overseeing or advising on a self-insurance program, including workers’ compensation, general liability, and other property and casualty exposures
  Experience working with third-party administrators (TPAs) on claims management, including claims audits and performance oversight
• Experience reviewing contracts and agreements to set insurance requirements and indemnification provisions

Technical Knowledge

• Thorough knowledge of commercial property and casualty insurance coverage, policy language, and market practices
• Working knowledge of risk financing mechanisms (self-insured retentions, excess insurance, pooled/JPA arrangements, captives) and risk transfer techniques
  Understanding of workers’ compensation, general liability, and property claims processes and cost drivers
• Familiarity with loss prevention and loss control principles, including safety program development and loss trend analysis
• Knowledge of laws, regulations, and statutes governing public entity self-insurance, liability, and workers’ compensation
• Understanding of insurance underwriting, including how submissions, marketing, and negotiation affect coverage and pricing

Preferred Qualifications

• Professional designations such as ARM (Associate in Risk Management), CPCU, CRM, ARM-P, or CIC
• Experience with a county, municipality, or other government agency, including multi-agency or member-agency self-insured programs is a plus
• Experience with risk management information systems (RMIS) and claims data analytics
• Experience developing training curricula and risk management policies
  Core Skills and Competencies

Other skills

• Ability to provide detailed, objective feedback and evaluation of program oversight and administration
• Strong analytical skills for evaluating loss data, program performance, and the cost-effectiveness of risk financing strategies
• Ability to translate technical insurance and risk concepts into practical recommendations for non-specialists
• Skill in supporting negotiations with underwriters, brokers, and TPAs
• Excellent written and verbal communication, including reports, presentations, and procedures
• Proven ability to collaborate with senior managers and department leadership on problem-solving
• Skill in facilitating or contributing to management meetings, both remote and in-person
• Ability to manage multiple priorities and adapt to special projects as they arise
• Strong organizational skills and attention to detail
• Self-directed work style, with the ability to deliver results in a consulting or assignment-based role
• Proficiency with Microsoft Office (Word, Excel, PowerPoint, Teams) and virtual meeting platforms
• Familiarity with claims management and RMIS software