Java AWS Engineer/Open Banking SME

Job Title: Sr Java AWS Engineer/Open Banking SME

Location: Minneapolis, MN (Hybrid)

No. of Positions: 2

Rate: $65/hr C2C

We are seeking a Senior Java AWS Engineer / Open Banking SME with strong experience in designing, developing, and implementing FDX-compliant Open Banking APIs and secure consumer-permissioned financial data sharing solutions within the banking and financial services domain.

Key Responsibilities

• Design and develop FDX/Open Banking APIs using Java, Spring Boot, and Microservices architecture.
• Implement secure API ecosystems supporting consumer-permissioned data sharing and CFPB Section 1033 requirements.
• Develop and integrate RESTful APIs for account, transaction, customer profile, and financial data exchange services.
• Design and implement OAuth 2.0, OpenID Connect (OIDC), JWT, token management, and API security frameworks.
• Implement and manage customer consent, authorization, revocation, and entitlement workflows.
• Integrate with financial data aggregators and Data Access Platforms such as Plaid, MX, Akoya, and Yodlee.
• Collaborate with business, architecture, security, and product teams to define Open Banking solutions and integration patterns.
• Contribute to solution architecture, design reviews, API governance, and hands-on development.

Required Skills

• 8+ years of software engineering experience with strong expertise in:
  • Java 11/17+, Spring Boot, Spring Cloud
  • Microservices Architecture
  • REST API Design & Development
  • AWS Cloud Services (EKS, ECS, Lambda, API Gateway, S3, RDS, DynamoDB, Secrets Manager)
  • API Security (OAuth 2.0, OIDC, JWT, mTLS)
  • CI/CD and DevOps using GitHub Actions, Jenkins, Terraform, and Kubernetes
• Experience implementing or supporting FDX/Open Banking standards.
• Experience with consumer consent management, data-sharing authorization flows, and token lifecycle management.
• Strong understanding of API management platforms such as AWS API Gateway.
• Experience integrating with external fintech and financial data providers.
• Strong knowledge of secure API design, data privacy, and regulatory compliance requirements.

Preferred Qualifications

• Prior experience implementing FDX standards, CFPB Section 1033 compliance, Open Banking platforms, or Data Access Platforms (DAPs).
• Experience within Banking, Wealth Management, Retail Banking, or Financial Services organizations.
• Familiarity with event-driven architectures using Kafka or AWS EventBridge.
• Knowledge of financial data models, customer account aggregation, and account-sharing ecosystems.