Junior Internal Auditor

Position SummaryThe Junior Internal Auditor assists in executing the Bank's Internal Audit Program by performing operational, financial, compliance, and branch audits. The role supports the Bank's independent Internal Audit function through risk-based audit activities designed to evaluate the effectiveness of internal controls, risk management, regulatory compliance, and governance processes. The position participates in all phases of the audit lifecycle, including audit planning, risk assessment, process walkthroughs, development and maintenance of Risk and Control Matrices (RCMs), audit testing, data analysis, workpaper documentation, identification of control deficiencies and process improvement opportunities, reporting, and follow-up of audit and regulatory issues. Duties & Responsibilities· Perform branch, operational, lending, compliance, and financial audits in accordance with the approved Internal Audit Plan, Risk Control Matrices (RCMs), Internal Audit methodology, and professional standards.· Assist with audit planning and risk assessments by analyzing key risks and controls.· Develop and maintain high-quality Risk Control Matrices (RCMs) to evaluate control design and operating effectiveness. Document process narratives, flowcharts, and testing results. · Analyze transactions, reports, populations, and other data to identify exceptions, unusual activity, and potential control weaknesses in each audit.· Conduct audit fieldwork, including interviews, walkthroughs, testing, sampling, and validation procedures.· Identify opportunities to improve the efficiency, effectiveness, and control environment of Bank processes.· Prepare organized and accurate audit workpapers that support audit conclusions and are consistent with Internal Audit procedures.· Draft audit reports and findings for review before communicating audit observations to management.· Assist with monitoring and validating corrective actions related to Internal Audit findings, regulatory examination matters, and other assigned issues.· Maintain independence and objectivity in all audit assignments.· Maintain the confidentiality of sensitive information obtained during audit activities.· Research applicable banking laws, regulations, regulatory guidance, policies, procedures, and industry practices relevant to assigned audits.· Remain informed of regulatory developments, emerging risks, and industry practices that may impact the Bank or Internal Audit coverage. Participate in audit department meetings, training, and continuing education activities. Perform other duties as assigned. Qualifications· Bachelor's degree in accounting, finance, business administration, management, or a related field.· 1-3 years of experience in risk-based internal auditing and applying internal control concepts.· Knowledge of banking operations and applicable regulatory requirements.· Experience with audit management, data analytics, and reporting.· Organizational and time management skills.· Ability to communicate professionally, both verbally and in writing.· Proficient in Microsoft Office Suite, particularly Excel and Word.· Ability to work independently and as part of a team. Job Expectations · Ability to travel up to 25% of the time to conduct branch audits.