Loan Assistant

Deep Roots, Home Grown, Still Growing… We’re Hiring! First Southern Bank is rapidly expanding our community banking footprint. Our mission is to deliver valuable and tailored solutions to our broad family of customers in an environment of approachability and excellence. We are looking for a team member who is focused on delivering passionate and consistent excellence, being a great team player, and embracing a diversity of ideas.

We are looking for a Loan Assistant to join our team! The Loan Assistant’s responsibilities include assisting loan officers at the highest level, facilitating the loan process, including preparing and/or reviewing loan approvals, anticipate the documentation needed and requirements for commercial, agricultural, and consumer purpose loans in accordance with regulations, and providing support for co-workers by working as a team to assist the loan officers.

Essential Duties and Responsibilities:

• Enter customer and loan information in loan origination platform, and request additional information based on type of loan
• Order credit reports, OFAC reports, business entity search, flood determinations, environmental reports and/or any other reports required for the loan
• Review documents received for each loan file, verifying the accuracy and completeness of each document
• Obtain proof of value and insurance for collateral
• Order appraisal and title work for real estate related loans
• Review closed loan package for booking; close loan with customers as needed
• Disburse loan proceeds and process draws on lines of credit
• Track documents related to loan files – recorded mortgages, final title policies, vehicle titles, financials, etc.
• Prepare loan renewal, extension, and modification requests, process loan withdrawals and denials
• Schedule meetings with loan officer to discuss status of new and renewing loans

Requirements:

• 2+ years of banking experience; previous experience in loans preferred
• Strong analytical skills with high attention to detail and passion for excellence
• Excellent computer and communication skills (in person, phone, and email)
• Ability to operate in a team environment to accomplish shared goals
• Seasoned in prioritizing multiple tasks in a fast-paced environment. Ability to work proactively with Loan Officer to provide support.
• Proactive problem-solving skills to identify solutions and work with the Loan Officer to implement them.
• Friendly, courteous, and professional disposition; ability to influence and drive results, processes, and performance

Equal Opportunity Employer Veterans/Disabled