Northpointe Bank logo

Loan Officer

Northpointe Bank
  • Grand Rapids, MI
    9 days ago

    Job Description

    The POWER of a CAREER!

    This position is open to any qualified candidate located anywhere in the United States and who is also eligible to work in the United States.

    At Northpointe Bank, we believe your career should empower you - to grow, contribute, and find purpose. We're hiring a Loan Officer to join our energetic, customer-focused retail lending team and help individuals and families achieve homeownership through trusted mortgage solutions.

    This role is ideal for a detail-oriented, relationship-driven sales professional who thrives on building referral partnerships, delivering exceptional customer service, and taking pride in individual and team success within the mortgage industry.

    Compensation Structure:

    Loan Officers are compensated with a monthly recoverable draw and earn commission based on basis points (bps) for closed and funded loan volume. This structure provides income consistency while rewarding strong production performance.

    What You'll Do:

    • Originate and close residential mortgage loans (FHA, VA, and Conventional) in accordance with established guidelines
    • Consult with customers to understand financial needs and explain available loan options and structures
    • Develop and maintain strong relationships with realtors, builders, buyers, sellers, and other referral sources
    • Research market areas and execute a personal marketing strategy to identify and develop new business opportunities
    • Meet monthly production goals while maintaining a high-quality customer experience
    • Work with Secondary Marketing to ensure proper locking of loans at competitive rates
    • Provide constructive feedback on loan products and pricing based on market demand
    • Travel regularly to business development appointments and referral meetings (approximately 30-40% of time outside the office)
    • Prepare loan committee presentations, including written evaluations of borrower financials
    • Participate in staff, department, and team meetings and contribute to a positive, collaborative sales culture

    What You Bring:

    • Mortgage lending sales experience with strong customer service and relationship-building skills
    • Proven track record of developing and maintaining referral-based business
    • Excellent verbal and written communication skills
    • Strong organizational, time management, and problem-solving abilities
    • Ability to work independently with minimal supervision while managing multiple priorities
    • Strong interpersonal, conflict resolution, and team-building skills
    • Proficiency in Microsoft Word, Excel, Outlook, and mortgage banking software
    • Valid driver's license required to perform essential duties

    Why Join Northpointe?

    We offer a supportive lending environment where your initiative and results are recognized. You'll benefit from strong operational support, competitive benefits, and the opportunity to build a successful mortgage career with a bank that values relationships, teamwork, and performance.

    Our Hiring Philosophy

    Northpointe Bank recognizes that the quality of our people is the foundation for our success. Attracting individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

    It is the policy of Northpointe Bank and its subsidiaries to provide equal employment opportunities (EEO) to all persons regardless of age, race, sex, religion, national origin, handicap, marital status, or other attributes not pertinent to the job requirements. This policy reflects our practice of making all employment decisions, from recruitment to promotions, based on an individual's qualifications without discrimination on any basis.

    Benefit Information:

    • Medical
    • Dental
    • Vision
    • Life, LTD, & AD&D
    • Dependent Care Spending Plan (DCSA)
    • Employer Stock Ownership Plan with 401(k) feature and company match
    • Complimentary Banking Services
    • Tuition Assistance

    Ready to Apply?

    If you're ready to grow your mortgage career, build lasting relationships, and make a meaningful impact, we want to hear from you. At Northpointe Bank, this is more than a job - it's the POWER of a CAREER.

    AA - EOE

    Numbers & Facts

    LocationGrand Rapids, MI
    IndustryFinancial Services
    Company Size100 to 499 employees
    Year Founded1999
    Websitehttp://www.npbank.com/

    About Company

    To be the best bank in America by bringing value and innovation to the people we serve.

    Northpointe Bank opened its doors in 1999. The initial focus of the organization was to be a sound financial resource for each and every client in need of a home loan. Over the years, Northpointe Bank has grown tremendously, but they still hold on to the same core values that has continued to bring them success.

    While Northpointe Bank has continued to be an innovator in the mortgage industry, they have expanded their business units to include deposit accounts, mortgage purchasing programs, warehouse lending and banking fulfillment services.

    Northpointe Bank has physical offices in Michigan, Colorado, Georgia, Indiana, Ohio and North Carolina, but their client base expands throughout the country.

    Skills

    • Accidental Death and Dismemberment (AD&D)unmatched
    • Business Developmentunmatched
    • Communication Skillsunmatched
    • Conflict Resolutionunmatched
    • Consultingunmatched
    • Consumer Loansunmatched
    • Credit Analysisunmatched
    • Customer Experienceunmatched
    • Customer Relationsunmatched
    • Customer Support/Serviceunmatched
    • Detail Orientedunmatched
    • Driver's Licenseunmatched
    • Equal Employment Opportunity (EEO)unmatched
    • Federal Housing Administration (FHA)unmatched
    • Financial Analysisunmatched
    • Interpersonal Skillsunmatched
    • Loan Closingunmatched
    • Loan Structuringunmatched
    • Loansunmatched
    • Market Researchunmatched
    • Marketingunmatched
    • Marketing Strategyunmatched
    • Microsoft Excelunmatched
    • Microsoft Outlookunmatched
    • Microsoft Wordunmatched
    • Mortgageunmatched
    • Mortgage Lendingunmatched
    • Multitaskingunmatched
    • Needs Assessmentunmatched
    • Organizational Skillsunmatched
    • Philosophyunmatched
    • Presentation/Verbal Skillsunmatched
    • Problem Solving Skillsunmatched
    • Product Pricingunmatched
    • Real Estate Salesunmatched
    • Residential Mortgagesunmatched
    • Revenue Growthunmatched
    • Salesunmatched
    • Team Lead/Managerunmatched
    • Team Playerunmatched
    • Time Managementunmatched
    • Tuition Feesunmatched
    • Writing Skillsunmatched

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