Loan Processor

Team Architects
  • Charlotte, North Carolina
    9 days ago

    Job Description

    Description

    Job Title: Loan Processor  

    Position Summary

    We are seeking an experienced and detail-oriented Processor to join our lending operations team. The ideal candidate will have deep familiarity with residential investment lending, particularly Fix-and-Flip and DSCR loan programs. This role is critical in ensuring the efficient and accurate processing of loans from submission to closing, supporting investors and borrowers with a seamless and responsive experience.

    Key Responsibilities

    Loan Intake & Initial Review

    • Review and validate loan applications and required documentation (credit, income, entity docs, purchase contracts, etc.)
    • Ensure completeness and accuracy prior to submission to underwriting
    • Set up files in LOS (Loan Origination System) and maintain all documentation in compliance with internal and regulatory standards

    Borrower Communication & Support

    • Act as the primary point of contact for borrowers, brokers, and the sales team throughout the processing cycle
    • Clearly communicate outstanding document needs, next steps, and timelines

    Coordination & Pipeline Management

    • Coordinate with third parties, including title companies, inspections, insurance agents, and closing agents.
    • Monitor and manage a pipeline of active loans to ensure all files are progressing toward timely closings
    • Follow up with internal underwriting and credit teams for file decisions and escalations as needed
    • Verify compliance with loan program guidelines, investor overlays, and risk tolerances
    Requirements

    Requirements

    Education & Experience

    • Experience processing loans for real estate investors (single-family, multi-family, short-term bridge loans)
    • Familiarity with various ownership structures (LLCs, corporations, trusts)

    Technical Skills

    • Strong understanding of loan documents, title reports, and property insurance requirements
    • Ability to read and interpret credit, background, entity documents, and title reports

    Soft Skills

    • High attention to detail and organizational skills
    • Excellent written and verbal communication
    • Strong problem-solving abilities and a proactive, solutions-oriented mindset
    • Ability to thrive in a fast-paced, deadline-driven environment
    Benefits

    Base Salary Range

    • Entry-Level (1–2 years, limited fix-and-flip/DSCR exposure):$55,000 – $65,000
    • Mid-Level (3–5 years with relevant experience):$65,000 – $70,000

    Compensation & Benefits

    • Competitive salary plus bonus opportunity
    • Health, dental, life, and vision insurance
    • 401(k) with company match
    • Remote or hybrid flexibility depending on location

    In addition to your resume, please complete the following job fit assessment as part of your application:

    https://TeamArchitects.asmt.io/X7WH4F99F/LoanProcessorJob-Assessment

    Numbers & Facts

    LocationCharlotte, North Carolina

    Skills

    • Brokerageunmatched
    • Communication Skillsunmatched
    • Credit Reportsunmatched
    • Detail Orientedunmatched
    • Documentationunmatched
    • Insuranceunmatched
    • Loan Documentsunmatched
    • Loan Operationsunmatched
    • Loan Originationunmatched
    • Loan Processingunmatched
    • Loan Reviewunmatched
    • Loan Submissionunmatched
    • Loansunmatched
    • Mortgage Lendingunmatched
    • Organizational Skillsunmatched
    • Presentation/Verbal Skillsunmatched
    • Problem Solving Skillsunmatched
    • Property Insuranceunmatched
    • Regulatory Complianceunmatched
    • Riskunmatched
    • Salesunmatched
    • Sales Pipelineunmatched
    • Time Managementunmatched
    • Underwritingunmatched
    • Writing Skillsunmatched

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