Multifamily Originator

CFG Bank, based in Baltimore, Maryland, is a leading financial institution serving the national healthcare and multifamily markets and the Mid-Atlantic region. As the 6th largest bank in Baltimore by deposits and the largest locally based, we've grown from $1 billion to over $6+ billion in assets by 2026. With over 30 years of expertise, we rank among the top five healthcare bridge-to-HUD lenders in the country. At CFG Bank, we redefine banking by blending big bank capabilities with personalized boutique service. Recognized as a "Best Place to Work" by the Baltimore Business Journal across multiple years, we're intentional about creating an environment where people feel valued, supported, and excited about work each day. Our goal is simple: to make every team member feel that choosing CFG Bank was one of the best decisions of their career. Join us and experience what sets CFG Bank apart.

POSITION SUMMARY: The Multifamily Originator is responsible for sourcing, structuring, and originating bridge-to-HUD and direct HUD/FHA multifamily loan transactions (including Sections 221(d)(4) and 223(f)). This role focuses on developing new client relationships, expanding existing partnerships, and building a consistent pipeline of multifamily financing opportunities aligned with the firm's strategic objectives.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Source, originate, and structure bridge-to-HUD and HUD/FHA multifamily transactions.
• Build and maintain a strong pipeline of multifamily financing opportunities across market-rate, affordable, and workforce housing assets.
• Establish and manage relationships with multifamily developers, owners, sponsors, private equity firms, REITs, and brokers.
• Conduct proactive outreach, client meetings, site visits, and presentations to generate new business.
• Serve as a primary point of contact for multifamily clients.
• Maintain ongoing communication with borrowers to assess financing needs and advise on HUD program eligibility and capital structure.
• Deliver responsive, high-touch service throughout the transaction lifecycle.
• Develop preliminary deal structures, pricing guidance, and initial credit assessments.
• Partner with underwriting teams to support screening analyses, financial models, and credit packages.
• Participate in internal deal discussions and approval processes.
• Maintain deal momentum from initial screening through closing.
• Coordinate with internal teams, HUD/MAP partners, third-party vendors, and legal counsel to advance transactions.
• Track due diligence, approvals, and documentation to ensure timely execution.
• Support closing processes, including review of loan documents and coordination with closing teams.
• Partner with capital markets teams on loan syndication, investor communication, and execution strategy.
• Assist in preparing marketing materials and investor-facing analyses.
• Stay informed on market conditions, investor appetite, and multifamily lending trends.
• Work closely with originations, underwriting, and execution teams to ensure alignment and quality.
• Contribute to a collaborative, high-performance environment with a focus on responsiveness and execution excellence.
• Other duties as assigned.

QUALIFICATIONS AND REQUIREMENTS:

• Bachelor's degree in Finance, Business, Real Estate, or related field required.
• 3-7+ years of experience in commercial real estate finance, multifamily lending, bridge lending, HUD/FHA finance (221(d)(4), 223(f)), or related fields.
• Strong financial modeling, analytical, and credit evaluation skills.
• Familiarity with HUD multifamily programs and bridge-to-HUD strategies (preferred).
• Proven ability to manage multiple transactions in a fast-paced environment.
• Strong communication, relationship-building, and client-facing skills.
• Detail-oriented with the ability to coordinate across multiple stakeholders.
• Experience supporting due diligence, third-party reports (appraisal, environmental, market studies), and closing processes.
• Exposure to capital markets (syndication, securitization) is a plus.

WORK ENVIRONMENT: We offer flexibility based on location. Team members in the New York City or Baltimore areas follow a hybrid schedule (4 days in-office, 1 remote) after their first 90 days. For those outside these markets, this role is fully remote.

COMPENSATION DISCLOSURE: In compliance with New York State and New York City pay transparency laws, the good faith base salary range for this position is $130,000- $140,000 per year. Actual compensation will be determined based on factors such as experience, education, skills, internal equity, and market considerations. This role may also be eligible for bonus or incentive compensation and benefits.

EMPLOYMENT CLASSIFICATION This position is classified as Exempt under applicable wage and hour laws.

BENEFITS AND ADDITIONAL COMPENSATION: Additionally, this position includes a comprehensive benefits package and other forms of compensation, including:

• Employer-provided health benefits: medical insurance, dental and vision insurance, disability insurance, life insurance, mental health support services, and wellness program
• Paid time off: vacation days, sick leave, volunteer days
• Retirement plan: 401(k) with employer match
• Other compensation elements: Discretionary annual bonus and overtime pay for non-exempt positions

EOE STATEMENT: CFG Bank is an Equal Opportunity Employer as to all protected groups, including protected veterans and individuals with disabilities. If you require accommodations during the application process, please contact TalentAcquisition@cfg.bank.

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