Non QM Mortgage Underwriter

Job Title

Non QM Mortgage Underwriter

Location

Overview

We are partnering with one of the top wholesale lenders in the Non QM space as they expand their underwriting team. This is an opportunity to join a proven, well capitalized platform with strong leadership, consistent volume, and clear growth potential.

If you are currently underwriting Non QM loans and want better support, cleaner files, and a more stable operation, this role is worth serious consideration.

What They’re Offering

• Strong base salary
• Monthly production based bonuses
• Backed by one of the most established leadership teams in Non QM
• Consistent deal flow and experienced broker partners
• Remote flexibility while working East Coast hours

Key Responsibilities

• Underwrite Non QM loan files in accordance with investor guidelines and internal credit policy
• Review income, assets, credit, and collateral for complex Non QM scenarios
• Analyze self employed income including bank statements, P and Ls, and alternative documentation
• Communicate directly with brokers, account executives, and operations to resolve conditions and move files efficiently
• Issue clear, accurate loan decisions and conditions
• Maintain quality, consistency, and turnaround time standards
• Stay current on Non QM program updates and guideline changes

Required Qualifications

• Current experience underwriting Non QM loans in a wholesale environment
• Strong knowledge of Non QM products including bank statement, DSCR, asset depletion, and alternative income programs
• Ability to independently manage a pipeline and prioritize effectively
• Strong attention to detail and sound credit judgment
• Comfortable working in a fast paced, high volume environment
• Ability to work East Coast hours

Preferred Qualifications

• Experience underwriting multiple Non QM investor products
• Prior remote underwriting experience
• Strong communication skills with brokers and internal teams

Why This Role

This lender is known for competitive pricing, strong execution, and leadership that understands underwriting. You are not walking into chaos. You are joining a platform built to scale without burning out its underwriters.

If you are open to a confidential conversation, reach out directly or send a message.