Job Description
Position: Payment Architect (Remote)
Core Experience
• 5+ years of hands-on experience in payments solution design and implementation.
• Deep working knowledge of payments industry domains: (1 or 2 out of list minimum).
◦ RTGS (Real-Time Gross Settlement) systems.
◦ Real-time payment networks and schemes.
◦ Check processing systems.
◦ SWIFT and international payment protocols (Wires).
◦ Other clearing and settlement systems.
Technical Architecture
• Expertise in interoperability and integration architecture:
◦ ISO 20022 standards and implementations.
◦ Enterprise integration patterns and design principles.
◦ System-to-system communication protocols.
• Advanced knowledge of modern application architecture:
◦ Microservices architecture and design patterns.
◦ Event-driven architectures and event streaming platforms (Kafka, RabbitMQ, etc.).
◦ Message queuing systems and asynchronous processing.
◦ API-first design methodologies.
Database & Data Management
• Extensive experience with mainstream RDBMS platforms (Oracle, PostgreSQL, SQL Server, etc.).
• Exposure to distributed database systems and eventual consistency patterns.
Understanding data governance and data quality in payment systems.
Security & Infrastructure
• ISO 27001 compliance and information security management.
• NIST Cybersecurity Framework knowledge and implementation experience.
• API Security expertise:
◦ OAuth 2.0 and OpenID Connect (OIDC).
◦ JWT, JWS (JSON Web Signature), and JWE (JSON Web Encryption).
◦ API authentication, authorization, and rate limiting.
◦ Secure API gateway implementation.
• Web Front-End Security:
◦ OWASP Top 10 mitigation strategies.
◦ Secure coding practices for payment interfaces.
◦ PCI DSS compliance for web applications.
Emerging Technologies
•Knowledge and exploratory experience with Agentic AI and intelligent automation in payments.
• Understanding of tokenized assets, digital wallets, and blockchain applications in payment systems.
• Ability to evaluate new technologies for payment industry relevance.
Numbers & Facts
| Location | (Remote) |
| Job Type | Contractor |
| Industry | Computer/IT Services |
| Salary | $70–$80 Per Hour |
| Year Founded | 1999 |
| Headquarters | Rockville, Maryland, US |
| Website | https://www.infinite.com/ |
About Company
Infinite is a global technology solution provider headquartered at Rockville, MD, providing next-gen business technology solutions and product engineering services for Healthcare, Banking & Finance, Telecommunications & Technology, Media & Publishing, Public Sector, Government and Consumer service industries. With the proprietary frameworks, platforms, accelerators, and domain experts, Infinite has been solving challenges for Fortune 1000 and advancing them for new possibilities.
With supercharged Infinitus working across global locations, we at Infinite deliver a seamless digital transformation to our Fortune 1000 customers. With over two decades of hands-on experience in cutting edge technologies and platforms, we have assisted our clientele from various industries, including Telecom, Hi-Tech, Healthcare, Life Sciences, Media & Entertainment, BFSI, Retail, Public Sector, Travel and Transport, and Government; to optimize, modernize, and scale their technology landscape, which succeeded them to become the forerunners in the arena of technology unification and autonomy. Our core service offerings include Business Transformation, Digitalization, Application Development Management Services, Quality Engineering and Assurance, Product/Platform Engineering and Infrastructure.
Skills
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