Payments- Commercial Card Pricing Strategy- Senior Associate

Drive impactful growth and client success as a Commercial Card Pricing Strategy Associate, where your expertise in financial analytics and consultative pricing shapes winning strategies and directly influences the business's ability to secure and retain valuable clients.

As a Commercial Card Pricing Strategy Associate on the Strategy & Transformation team, you will conduct robust financial analytics, provide consultative pricing support to the Commercial Card Sales and Client Management teams, and collaborate with the broader banking relationship managers to develop winning sales strategies.

Job responsibilities

• Support relationships and work cross functionally across the Commercial Card Payments business in order to develop deal specific pricing strategies, and construct pro forma client P&Ls.
• Assist with end-to-end pricing process for individual deals including constructing deal in the pricing web-based model, comparing proposed solution to profitability benchmarks, securing necessary approvals, and validating that client-facing proposal includes all approved deal terms.
• Work closely with Sales, Account Management, Product, Legal, Operations, and Risk
• Perform ad hoc analyses related to pricing and strategy
• Build and maintain excellent relationships with internal clients and colleagues
• Lead other strategic-based initiatives, including evaluation of Product development and deployment, unique or new pricing constructs or concepts, and new means for winning business.

Required qualifications, capabilities, and skills

• Pricing and valuation experience and will have experienced knowledge of the Commercial Card Business and the broader Payments Industry, including recent changes and its competitive nature.
• Understanding of the economics of the Credit Card or Commercial Card business including primary drivers of revenues, expenses and competitive dynamics of the industry.
• Understanding of Income Statements, Credit Risk and Capital

Preferred qualifications, capabilities, and skills

• Skillset in financial analysis; understanding of pricing techniques
• Ability to apply financial forensic techniques; identify and resolve data inconsistencies
• Ability to work well with deadlines, including the unexpected

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans