Relationship Manager

Smartfinancial Inc
  • Destin, FL
    30+ days ago

    Job Description

    Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we're not just offering a job; we're inviting you to be a part of a culture built on excellence.

    Build Relationships. Drive Growth. Create WOW Experiences.

    At SmartBank, we believe banking is about relationships. As a Relationship Manager, you'll help businesses succeed by delivering commercial lending, deposit, and treasury management solutions while building lasting client partnerships.

    Why SmartBank?

    We offer a competitive benefits package designed to support your success both at work and at home:

    • Medical, Dental, Vision, Life, and Disability Insurance
    • 401(k) with 4% Company Match
    • Generous PTO, SmartFlex Days, and 11 Paid Holidays
    • Tuition Reimbursement and Professional Development
    • Paid Community Involvement Opportunities
    • Associate Recognition Programs and Company Apparel

    Built on our core values-Act with Integrity, Be Enthusiastic, Create Positivity, Demonstrate Accountability, and Embrace Change-our team is united by a common purpose: Creating WOW Experiences for our clients and communities.

    What You'll Do

    • Develop new commercial banking relationships through proactive business development and networking.
    • Structure, analyze, and manage commercial lending opportunities from application through closing.
    • Build profitable client relationships by delivering lending and deposit solutions.
    • Grow and maintain a high-quality loan portfolio while managing credit risk.
    • Partner with internal teams to identify opportunities across banking, private wealth management, treasury management, and other business lines.
    • Monitor portfolio performance, relationship profitability, and client satisfaction.
    • Represent SmartBank in the communities we serve.

    Qualifications

    Required

    • High School Diploma or equivalent.
    • 5+ years of commercial banking, lending, business development, or relationship management experience.
    • Proven success developing new business and managing client relationships.
    • Strong credit analysis and financial assessment skills.
    • Demonstrated track record of building and growing a high-quality commercial portfolio while maintaining strong credit quality, driving core deposit growth, expanding treasury management relationships, and generating referrals across banking and investment lines of business.

    Preferred

    • Bachelor's degree in Business, Finance, Management, or related field.
    • RMA Credit Risk Certification.
    • Graduate School of Banking completion.
    • TBA Commercial Lending School completion.

    Join Our Team

    If you're a driven relationship builder who enjoys helping clients, businesses, and communities thrive, we invite you to explore a career with SmartBank and discover what it means to create WOW experiences every day.

    Numbers & Facts

    LocationDestin, FL

    Skills

    • Analysis Skillsunmatched
    • Banking Servicesunmatched
    • Business Developmentunmatched
    • Commercial Bankingunmatched
    • Commercial Loansunmatched
    • Credit Analysisunmatched
    • Credit Riskunmatched
    • Customer Experienceunmatched
    • Customer Relationsunmatched
    • Customer Relationship Management (CRM)unmatched
    • Customer Satisfactionunmatched
    • Customer Support/Serviceunmatched
    • Disability Insuranceunmatched
    • Financeunmatched
    • Financial Analysisunmatched
    • High School Diplomaunmatched
    • Life Insuranceunmatched
    • Loan Portfoliounmatched
    • Loansunmatched
    • Performance Analysisunmatched
    • Private Bankingunmatched
    • Private Wealth Managementunmatched
    • Profit & Lossunmatched
    • Quality Managementunmatched
    • Relationship Managementunmatched
    • Risk Managementunmatched
    • Sales Managementunmatched
    • Treasury Managementunmatched
    • Tuition Reimbursementunmatched

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