Relationship Manager

Smartfinancial Inc

Destin, FL

JOB DETAILS
SKILLS
Analysis Skills, Banking Services, Business Development, Commercial Banking, Commercial Loans, Credit Analysis, Credit Risk, Customer Experience, Customer Relations, Customer Relationship Management (CRM), Customer Satisfaction, Customer Support/Service, Disability Insurance, Finance, Financial Analysis, High School Diploma, Life Insurance, Loan Portfolio, Loans, Performance Analysis, Private Banking, Private Wealth Management, Profit & Loss, Quality Management, Relationship Management, Risk Management, Sales Management, Treasury Management, Tuition Reimbursement
LOCATION
Destin, FL
POSTED
30+ days ago

Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we're not just offering a job; we're inviting you to be a part of a culture built on excellence.

Build Relationships. Drive Growth. Create WOW Experiences.

At SmartBank, we believe banking is about relationships. As a Relationship Manager, you'll help businesses succeed by delivering commercial lending, deposit, and treasury management solutions while building lasting client partnerships.

Why SmartBank?

We offer a competitive benefits package designed to support your success both at work and at home:

  • Medical, Dental, Vision, Life, and Disability Insurance
  • 401(k) with 4% Company Match
  • Generous PTO, SmartFlex Days, and 11 Paid Holidays
  • Tuition Reimbursement and Professional Development
  • Paid Community Involvement Opportunities
  • Associate Recognition Programs and Company Apparel

Built on our core values-Act with Integrity, Be Enthusiastic, Create Positivity, Demonstrate Accountability, and Embrace Change-our team is united by a common purpose: Creating WOW Experiences for our clients and communities.

What You'll Do

  • Develop new commercial banking relationships through proactive business development and networking.
  • Structure, analyze, and manage commercial lending opportunities from application through closing.
  • Build profitable client relationships by delivering lending and deposit solutions.
  • Grow and maintain a high-quality loan portfolio while managing credit risk.
  • Partner with internal teams to identify opportunities across banking, private wealth management, treasury management, and other business lines.
  • Monitor portfolio performance, relationship profitability, and client satisfaction.
  • Represent SmartBank in the communities we serve.

Qualifications

Required

  • High School Diploma or equivalent.
  • 5+ years of commercial banking, lending, business development, or relationship management experience.
  • Proven success developing new business and managing client relationships.
  • Strong credit analysis and financial assessment skills.
  • Demonstrated track record of building and growing a high-quality commercial portfolio while maintaining strong credit quality, driving core deposit growth, expanding treasury management relationships, and generating referrals across banking and investment lines of business.

Preferred

  • Bachelor's degree in Business, Finance, Management, or related field.
  • RMA Credit Risk Certification.
  • Graduate School of Banking completion.
  • TBA Commercial Lending School completion.

Join Our Team

If you're a driven relationship builder who enjoys helping clients, businesses, and communities thrive, we invite you to explore a career with SmartBank and discover what it means to create WOW experiences every day.

About the Company

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Smartfinancial Inc