Position Summary BB Americas Bank is seeking a Risk & Fraud Analyst I to support the Bank’s fraud prevention and risk management initiatives across payment products, including credit, debit, and prepaid cards. This role is responsible for establishing, evaluating, and monitoring fraud and risk-based processes, investigating suspicious activity, analyzing fraud trends, and developing reporting that supports strategic decision-making. The ideal candidate is analytical, detail-oriented, and thrives in a fast-paced banking environment. Key Responsibilities - Evaluate, test, document, and enhance fraud management procedures and controls.
- Review and investigate daily fraud alerts for credit, debit, and prepaid card portfolios.
- Analyze large datasets to identify fraud trends, patterns, and emerging risks.
- Respond promptly to suspicious activity alerts to mitigate potential losses.
- Collaborate with internal teams, branches, and external vendors to investigate and validate suspicious activity.
- Recommend process improvements that increase operational efficiency and reduce fraud losses.
- Assist in the enhancement of fraud detection rules, alerts, and monitoring strategies.
- Prepare recurring fraud and risk reports for management and executive review.
- Develop PowerPoint presentations supporting monthly and quarterly reporting initiatives.
- Support dispute and claims processes across functional teams.
- Maintain confidentiality, integrity, objectivity, and discretion in all aspects of the role.
- Ensure compliance with all applicable banking regulations, policies, and procedures.
Qualifications - Bachelor’s degree or equivalent experience required.
- Preferred areas of study include Business, Management Information Systems (MIS), Mathematics, Finance, Statistics, or other quantitative disciplines.
- Prior experience in fraud prevention, risk management, banking operations, payments, or data analysis is preferred.
- Strong analytical, problem-solving, and critical-thinking skills.
- Ability to identify fraud trends and recommend effective mitigation strategies.
- Excellent organizational and time-management skills with the ability to prioritize multiple tasks.
- Strong written, verbal, and presentation skills.
- Ability to work effectively under pressure in a fast-paced environment.
- Self-motivated, detail-oriented, and results-driven with a collaborative mindset.
- Sound judgment and decision-making capabilities based on data, experience, and established procedures.
- Advanced proficiency with Microsoft Office Suite, including Excel, Word, and PowerPoint.
- Strong data analysis and reporting capabilities.
- Experience with fraud monitoring systems and payment card fraud processes is a plus.
Why Join Us? - At BB Americas Bank, we take pride in being recognized as a Great Place to Work® for three consecutive years and in creating a workplace where our employees feel supported, valued, and empowered to grow.
- Top tier benefits package and ongoing professional development opportunities.
- Opportunity to work alongside experienced compliance professionals in a highly visible leadership role.
- Career growth in an organization committed to integrity, innovation, and regulatory excellence.
Some of the benefits our employees enjoy include: Medical, Dental & Vision coverage - Top-tier, industry-leading insurance plans. Company-paid Short and Long-Term Disability Insurance. 401(k) plan with company match eligibility. Company Life Insurance. Mental health resources and telehealth support. Paid Time Off (PTO) – Generous paid leave benefits promoting work-life balance. Birthday PTO – a day to celebrate You! Maternity and Paternity Leave. Up to 2 weeks of remote work to care for a family member with medical needs. Wellhub membership. Hospital Indemnity, Accident & Critical Illness coverage options.
BB Americas Bank is an Equal Opportunity Employer committed to providing equal employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state, or local law.
|