Duties and Responsibilities (including but not limited to):
· Primary focus on clients and prospects with annual revenues of $2MM to $20MM with complex deposit, cash management and credit needs. Responsible for reaching out to current and prospect customers to retain existing and develop additional accounts with the bank; know features of all bank loan and deposit products sufficiently to determine which products are best fits for current and prospect customer
· Service existing loan portfolio according to bank policy. Manage all aspects of borrowing relationship, loan closings and ongoing customer communication.
· Prepare and document loans in accordance with bank policies and legal and regulatory requirements. Fully understand the
credit risks the bank finds acceptable and be able to select and structure credit so as to conform to those credit risks
· Meaningfully present reviews to OLC and ELX discussions, able to address questions in loan committees, explain analysis and support findings
· Maintain working knowledge of legal and regulatory aspects of commercial lending, including the UCC and bankruptcy laws, as well as core client groups and industry trends and developments
Minimum Requirements:
· Bachelor's degree (preferred field of Accounting, Finance, or Business)
· 10+ years commercial lending experience or equivalent combination of education and experience
· Tax credit experience (ex. historic or affordable housing)
· Effective experience in commercial banking that includes selling, credit underwriting, and leading other staff members
· Action oriented: the ability to recognize and act on problems with a sense of urgency and enthusiasm
· Ability to gather and analyze customer needs and feedback and propose customer-centric solutions to meet their needs
· Build strong customer relationships and ability to build customer loyalty
· Ability to analyze complex balance sheet, income statement ratios, and cash flow statements
· Sales Prospecting, Planning and Organizational skills
Please send resumes to Brayden Texer at brayden.texer@gogpac.com or Call 616.465.2358
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
| Location | Eagan, MN |
| Industry | Staffing/Employment Agencies |
| Salary | 120000–150000 |
| Company Size | 100 to 499 employees |
| Year Founded | 1990 |
| Website | http://www.gogpac.com/ |
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