Senior Credit Analyst – Corporate Underwriting

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GENERAL FUNCTION:

The Senior Credit Analyst is primarily responsible for partnering with Underwriting Directors and Associates to execute new loan approvals and originations. The role includes all of the daily duties of underwriting credit, supporting six of Fifth Third’s Corporate Verticals: (i) Healthcare, (ii) Consumer & Retail, (iii) Technology & Telecom, (iv) Aerospace, Defense & Transportation, (v) Media & Entertainment and (vi) Metals, Materials & Construction.  

A Senior Credit Analyst demonstrates extensive knowledge of financial statements, is well versed in risk analysis and has expertise in financial modeling.  A successful Senior Credit Analyst will be able to draft screening memos and approval documents with limited support from other teammates. The Senior Credit Analyst is responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. All teammates are accountable for always doing the right thing for customers and colleagues, and ensuring that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, the Senior Credit Analyst achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Partner with Underwriting Directors and Associates in credit and underwriting, performing analytical tasks as needed.
• Use critical thinking to draft documentation.
• Responsible for regularly completing indicative credit information into Banking Systems with little to no errors.
• Responsible for developing risk models and advising Underwriters of unforeseen obstacles that may impede meeting client expectations.
• Run Probability of Default (PD) model with oversight.
• Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team.
• Responsible for running risk and projection models with oversight assumptions provided.
• Responsible for completing underwriting process with limited oversight.
• Create and complete a credit approval package with little to no errors.
• May assist with training of new employees.
• May work on special projects as assigned by management.

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

• Bachelor's degree in Business related major (e.g. Business Administration, Finance, Accounting, Economics).
• 3+ years of Corporate Banking credit experience preferred.
• Sound Financial and risk analysis understanding, including the ability to develop financial models.
• Strong verbal and written communication skills.
• Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks.
• Proficient in all Microsoft Office software.

Senior Credit Analyst – Corporate Underwriting

Total Base Pay Range 71,100.00 - 145,900.00 USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner. 

LOCATION -- Charlotte, North Carolina 28202

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting.  Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third.  Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.