Senior Credit Analyst (Credit Analyst III)

Company: Confidential, a well-established community bank in southern Michigan
Location: Reading, MI, on-site with hybrid flexibility
Experience: 5+ years
Compensation: $80K-$120K base, depending on experience.

About the Opportunity

A respected community bank with deep local roots and local decision-making is adding a Senior Credit Analyst to its commercial credit team. This is a senior role for an analyst who wants real ownership of complex deals and a chance to mentor others.

What You'll Do

• Independently underwrite and analyze complex commercial credit relationships, including new requests, renewals, and modifications
• Prepare loan committee presentations, including financial statement analysis, cash flow analysis, and risk assessments
• Evaluate borrower financials, repayment sources, and collateral structures
• Monitor an assigned commercial portfolio and recommend ways to reduce risk early
• Partner with commercial lenders on deal structure, pricing, and exceptions
• Help grade commercial and self-employed borrowers alongside the mortgage and consumer lending teams
• Review the work of junior analysts and coach them on accuracy and quality

What You Bring

• A bachelor's degree in finance, accounting, economics, business, or a related field
• 5+ years of commercial credit analysis or commercial banking experience
• Strong knowledge of commercial loan structures, collateral, and credit risk
• Excellent written credit presentation skills and close attention to detail
• Experience mentoring junior analysts is a plus

Interested? Reach out confidentially to Brayden Texer at gpac: Brayden.texer@gogpac.com | 616.465.2358.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.