Senior Credit & Collections Analyst

LHH is seeking an experienced Senior Credit & Collections Analyst to join our client's team in Plano, TX, on a contract-to-hire basis. This role is responsible for evaluating customer creditworthiness, managing credit risk, and maintaining timely accounts receivable collections. The ideal candidate has strong financial analysis skills, experience with credit underwriting, and the ability to build positive customer relationships while resolving delinquent accounts.

This position also supports team performance by collaborating with business partners and providing guidance to less experienced credit analysts.

Key Responsibilities

• Credit Analysis & Underwriting: Evaluate credit applications for new and existing customers by reviewing financial statements, credit reports, bank references, and trade references to determine appropriate credit limits.

• Collections & Account Management: Monitor accounts receivable, contact customers regarding past-due balances, resolve payment issues, and respond to collection and customer service inquiries.

• Delinquency Resolution: Identify at-risk accounts, recommend corrective actions, and escalate collection concerns to management to minimize credit exposure.

• Lien Rights & Compliance: Monitor lien deadlines, report accounts with expiring lien rights, and process lien releases as needed.

• Account Documentation: Maintain accurate records of credit decisions, customer communications, collection activities, and account resolutions.

• Team Collaboration: Partner with internal departments, customers, and vendors to resolve account discrepancies and maintain positive business relationships.

• Team Support: Provide guidance and support to less experienced credit analysts to promote consistent processes and strong team performance.

Qualifications

• 5+ years of experience in credit analysis, credit underwriting, collections, or a related financial analysis role.

• Strong understanding of credit risk assessment, financial analysis, and credit underwriting principles.

• Experience reviewing credit bureau reports, financial statements, and customer credit information.

• Excellent analytical, problem-solving, and decision-making skills.

Pay Details: $70,000.00 to $80,000.00 per year

Search managed by: Jacqueline Sanchez

Benefit offerings available for our associates include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and a 401K plan. Our benefit offerings provide employees the flexibility to choose the type of coverage that meets their individual needs. In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other paid leave required by Federal, State, or local law, as well as Holiday pay where applicable.

Equal Opportunity Employer/Veterans/Disabled

Military connected talent encouraged to apply

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The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:

• The California Fair Chance Act
• Los Angeles City Fair Chance Ordinance
• Los Angeles County Fair Chance Ordinance for Employers
• San Francisco Fair Chance Ordinance

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