Summer 2027 Intern-P&C Underwriting-Underwriter

Being good neighbors – helping people, investing in our communities, and making the world a better place – is who we are at State Farm. It is at the core of how we operate and the reason for our success. We're moving with urgency to become a Next Gen Good Neighbor, with technology that strengthens human connections and enhances the customer experience. As an employee, you'll spend less time navigating systems and more time applying judgment, empathy, and expertise in the moments that matter most.

Responsibilities

State Farm® insures more cars and homes than any other company in the United States. We’re also the largest life insurer in the United States – having the most individual life policies in force.

Managing each of these policies means our Underwriters and Underwriting Service Assistants have the skills and knowledge they need to help customers protect their properties and lives.

Underwriters assess customer risks and determine insurance eligibility by reviewing applications, existing business, statistical data, reports, and customer information.

As a State Farm intern, you will have the opportunity to collaborate with experienced professionals, contribute to meaningful projects, and make a real impact. Our internship program provides students with valuable training, mentorship, and networking opportunities while being fully immersed in the day-to-day operations of a Fortune 50 company. At State Farm, we believe our interns are the future of our company, and we are committed to helping you succeed!

Underwriting is the decision-making engine of the company.  We determine who should be insured, what it should cost, and under what conditions, so the company can keep its promises to our customers.  During this internship you will:

• Get hands-on exposure to the multiple areas of Underwriting Operations, including Production, Contact Center, and Jurisdictional Management
• Understand large scale dynamics of risk management and rating/pricing
• Experience the benefit of Agent and Underwriting partnership
• Explore behind the scenes support areas needed to operate effectively
• Participate in real world problem solving

Majors:

• Open to all degrees, but desired degrees include Business, Insurance, Risk Management, Finance, Communication

Skills & Experience Required

• Minimum 3.0 GPA required.
• Communication: Strong written and verbal communication skills.
• Customer focus - The desire to help or serve the customer and committed to continuous improvement of services. The ability to focus effort on discovering and meeting customers stated or unstated needs and expectations.
• Technical Acumen - Ability to leverage technology ethically.  Competency with AI and strong digital fluency.
• Growth Mindset - A growth mindset enables an employee to thrive on challenge, embrace continuous learning and use setbacks to move forward.
• Adaptability – Alters the approach as the situation demands. Works effectively within a variety of situations and with various individuals and groups.
• Quality - Consistently takes action to improve work processes, maintains attention to detail, and is committed to high standards of work product.
• Risk Assessment - Knowledge of tools and techniques of analyzing potential risk exposures; ability to utilize these to determine coverage.
• Proactive Thinking – Ability to transform and shape the opinions of others without force or coercion while acknowledging their opinions.

Internship Details:

• Summer Internship Dates: Wednesday, June 2, 2027 - Wednesday, August 11, 2027
• Hours: Monday-Friday, 38.75 hours per week
• • Due to the short duration of the summer program, it is an expectation that hired interns will be available for the duration of the summer internship with little to no disruption in work schedule.
• Pay:  $24/hour 
• Stipend: Interns selected for our summer internship program will be eligible for a $2,000 stipend!
• Internship Program Eligibility: To be eligible for the internship program, you must be a full-time student currently enrolled throughout the duration of the internship.
• Work Arrangement: HYBRID - Interns will work a portion of their internship in person. The current expectation is six office days per month, scheduled Tuesday through Thursday during designated weeks. This schedule may change prior to the summer intern program start date. Interns will be expected to align to any updated in person expectations. 

***Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity.***

We are excited to offer our interns a tailored set of benefits with a range of valuable perks to help support you during your time with us!

Time Off

• 40 hours of Life Leave
• Military Leave

Financial Benefits

• 401(K) Savings Plan (Eligible at age 18)
• Mutual Funds (Eligible at age 18)
• Commuter Benefits

Miscellaneous Benefits

• Wellness programs
• US Discount program
• Good Neighbor Grant program
• Matching Gift program
• Employee Assistance Fund
• Company Holidays