Underwriting & Rating Analyst

Company Description

Henry Ford Health partners with millions of people on their health journey, across Michigan and around the world. We offer a full continuum of services from primary and preventative care to complex and specialty care, health insurance, a full suite of home health offerings, virtual care, pharmacy, eye care and other health care retail. With former Ascension southeast Michigan and Flint region locations now part of our team, Henry Ford's care is available in 13 hospitals and hundreds of ambulatory care locations. Based in Detroit, Henry Ford is one of the nation's most respected academic medical centers and is leading the Future of Health: Detroit, a $3 billion investment anchored by a reimagined Henry Ford academic healthcare campus.

Job Description

Underwriting & Rating Analyst - Henry Ford Health

Job Title

Underwriting & Rating Analyst

About the Department

Join the Risk Assessment & Rating department within Health Alliance Plan, a mission-driven health plan serving members across Michigan. This team plays a critical role in ensuring accurate and efficient group renewal and new business processes, contributing to the organization's commitment to innovative coverage, care management, and wellness programs. By combining healthcare expertise with a focus on improving outcomes, this department offers a unique opportunity to shape the future of health and insurance services.

Role Overview

As an Underwriting & Rating Analyst, you will provide essential analytical and consulting support to the Risk Assessment & Rating department. Your work will directly impact the efficiency and accuracy of group renewal and new business processes, supporting both individual and group health plans. This role is vital to maintaining the integrity of our risk assessment and rating processes, ensuring we deliver on our mission to improve health outcomes for our members.

Why Henry Ford Health

At Henry Ford Health, we are relentless advocates for exceptional care for our patients, communities, and each other. We come to do meaningful work and grow our careers, and we stay for the connection, support, and shared pride in making the impossible, possible.

What You Will Do

• Provide analytical and consulting support for group renewal processes (individual, reform, and non-reform) and new business.
• Assist in recurring and special projects, developing and streamlining processes to increase departmental efficiencies.
• Work extensively with databases to prepare documents, spreadsheets, and PowerPoint presentations for Risk Assessment & Rating projects.
• Support planning and procedure development within the department.
• Ensure accuracy and efficiency in all tasks, contributing to the overall success of the Risk Assessment & Rating department.

What You Will Need

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Accounting, Mathematics, or Statistics.
• Two (2) years of experience in underwriting, rate setting, cost analysis, statistics, budgeting, or related financial area.
• Two (2) years of experience working with Microsoft Excel.
• Strong analytical, troubleshooting, and problem-solving skills.
• Good grammar and proofreading skills; above-average written and verbal communication skills.
• Organized and customer-focused, with a team-oriented mindset.
• Excellent Microsoft Office skills, with an emphasis on Excel.
• Aptitude for accuracy in arithmetic and checks and balances.
• Advanced knowledge of database functionality.
• Ability to multi-task and manage several projects simultaneously.

Preferred Qualifications

• One (1) year of experience in a health care or insurance environment.

What We Offer

At Henry Ford Health, we foster an environment of collaboration and growth, where you can contribute to mission-driven work that makes a real difference. You will have opportunities to develop your career, learn from diverse teams, and be part of a culture that values innovation and excellence.

Join Our Team

Ready to make an impact? Apply now and be part of a team that is shaping the future of health and insurance services.