On Site Office Locations:
Iowa: Des Moines or Cedar Rapids
Nebraska: Omaha
Missouri: St. Louis
Texas: San Antonio or Midland
Ready to make your application Please do read through the description at least once before clicking on Apply.
Wealth Planner / Financial Planner
Position Summary
The Wealth Planner develops, analyzes, and delivers comprehensive financial planning strategies in partnership with Wealth Advisors and other members of the client relationship team. This role provides technical planning expertise, translates complex financial information into actionable recommendations, and helps clients make informed decisions aligned with their goals and priorities.
Working directly with clients and advisors, the Wealth Planner evaluates financial circumstances, models alternative strategies, identifies planning opportunities and risks, and coordinates recommendations across all aspects of a client's financial life. The role serves as a trusted planning resource for high-net-worth individuals and families while contributing to the firm's overall planning capabilities, service standards, and client experience.
Key Responsibilities
Comprehensive Financial Planning
- Partner with Wealth Advisors and clients to understand financial circumstances, goals, priorities, and planning needs.
- Gather, organize, and analyze financial information and supporting documentation to develop, maintain, and update comprehensive financial plans.
- Model alternative scenarios, evaluate trade-offs, identify opportunities and risks, and formulate practical, goals-based recommendations.
- Prepare planning analyses across relevant areas, including:
- Cash flow, budgeting, and lifestyle planning
- Retirement planning and Social Security
- Tax implications and projections
- Estate and wealth transfer planning
- Insurance and risk management
- Executive compensation, stock options, and restricted stock
- Education funding and philanthropy
- Business-owner planning and business transition strategies
- Review relevant client documents, including estate planning documents, insurance policies, employee benefits, equity compensation arrangements, beneficiary designations, and account ownership.
- Use financial planning software (eMoney), Excel, and other analytical tools to evaluate strategies and prepare accurate, actionable planning deliverables.
Client & Advisor Partnership
- Serve as a technical planning partner and resource to Wealth Advisors, supporting client discovery, planning discussions, and the presentation and implementation of recommendations.
- Participate in client meetings to gather information, explain planning concepts, present analyses, and address planning-related questions.
- Prepare presentations, client correspondence, and follow-up materials.
- Communicate complex financial concepts and trade-offs clearly and effectively, building trust through professionalism, empathy, and sound judgment.
- Document planning decisions, maintain accurate meeting notes and action items, and coordinate follow-through.
- Identify emerging client needs and planning opportunities that strengthen relationships, enhance the client experience, and support retention and prospective-client development.
- Collaborate with internal specialists and external professionals, including CPAs, attorneys, insurance professionals, and other service providers, as appropriate, to support the implementation of recommendations.
Planning Quality & Continuous Improvement
- Maintain current knowledge of financial planning strategies, tax laws, estate planning concepts, regulatory developments, and industry trends.
- Review plans for accuracy, completeness, consistency, and adherence to firm standards, policies, and applicable regulatory requirements.
- Maintain appropriate client records, planning assumptions, analyses, and supporting documentation while protecting confidential information.
- Manage assignments and competing priorities to deliver timely, high-quality planning work.
- Contribute to the development and improvement of planning methodologies, templates, workflows, technology, and service standards.
- Share planning knowledge and best practices, support team development as appropriate, and contribute to firm initiatives that improve the client experience and strengthen planning capabilities.
Knowledge, Skills & Abilities
- Strong technical knowledge of comprehensive financial planning, including retirement, tax, estate, insurance, cash flow, executive compensation, and business-owner planning.
- Ability to explain sophisticated financial concepts in clear, practical terms.
- Strong interpersonal and communication skills and the ability to build trusted relationships with high-net-worth individuals and families.
- High attention to detail, organization, accuracy, and follow-through.
- Ability to manage multiple assignments and deadlines, exercise sound judgment, and work independently while collaborating effectively with a team.
- Proactive, adaptable, accountable, and committed to exceptional client service, professional ethics, and confidentiality.
- Proficiency with comprehensive financial planning software, preferably eMoney
Education & Experience
- Bachelor's degree required.
- Five or more years of relevant experience in financial planning, wealth management, legal, tax, accounting, or a related field, including meaningful direct client experience.
- Demonstrated experience developing comprehensive financial plans, modeling planning scenarios, and presenting recommendations to clients.
- Experience serving high-net-worth individuals and families preferred.
- CFP® certification, JD, or a comparable professional credential preferred. xxzpjkt
- Series 65, an eligible equivalent qualification, or the ability to obtain the required qualification, as applicable.