Perform transaction-specific reviews, including ACH returns and adjustments under NACHA rules; high-risk, duplicate, or socially engineered wire activity; Zelle scam and account-takeover alerts; unusual online-banking access or transaction patterns; and counterfeit, altered, forged, duplicate, or encoding-related check items. The Team Lead provides functional guidance, workflow coordination, peer coaching, and quality support but does not hire, discipline, complete performance evaluations, approve time, or otherwise exercise formal management authority.