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FEED

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Either by way of direct engagement or retention through the professional's insurance carrier, we represent, among others: accountants, architects & engineers, attorneys, bankers, computer and media professionals, (cyber law), financial planners, healthcare providers, insurance brokers and agents, school districts and municipalities, property appraisers and inspectors, real estate appraisers, brokers and agents, and securities brokers (FINRA). The ideal candidate will have strong research and writing skills and at least one (1) to seven (7) years of experience defending professional liability claims involving Insurance Agents, Real Estate Agents, Accountants, Architects & Engineers, Legal Malpractice, and Errors & Omissions.

YEAR

Overview:
The San Diego, CA office of Lewis Brisbois, a full-service AmLaw 100 firm, is actively seeking an attorney to join its Professional Liability Practice.  The ideal candidate will have strong research and writing skills and at least one (1) to seven (7) years of experience defending professional liability claims involving Insurance Agents, Real Estate Agents, Accountants, Architects & Engineers, Legal Malpractice, and Errors & Omissions. Admission to the California Bar is required. Lewis Brisbois' Professional Liability Practice is comprised of attorneys located throughout all our offices nationwide. Either by way of direct engagement or retention through the professional's insurance carrier, we represent, among others: accountants, architects & engineers, attorneys, bankers, computer and media professionals, (cyber law), financial planners, healthcare providers, insurance brokers and agents, school districts and municipalities, property appraisers and inspectors, real estate appraisers, brokers and agents, and securities brokers (FINRA). Although we would prefer that you have some experience in professional liability law, we are also interested in working with developing talented attorneys who come to us with excellent skills in any litigation arena. If you have substantive litigation experience, a demonstrated interest in professional liability law, and are looking for an opportunity in a growing, collaborative firm, we invite you to apply. We offer competitive compensation and in addition, Lewis Brisbois offers a range of benefits including medical, dental, vision, life insurance, and 401k with employer match. 

Qualifications:
#LI-HYBRID#LI-RH1

Minimum Salary:
USD $135,000.00/Yr.

Maximum Salary:
USD $180,000.00/Yr.

Lewis Brisbois

Professional Liability Associate Attorney

Accounting

Attorney

Brokerage

Financial Planning

Financial Regulations

Health Insurance

Healthcare Providers

Insurance

Insurance Claims

Legal

Liability Insurance

Litigation

Property Insurance

Real Estate

Real Estate Sales

Research Skills

Securities

Team Player

Writing Skills

[AW]-iCims

Reporting to the Team Lead of the Portfolio Underwriting Group, this Portfolio Underwriter position places an emphasis on underwriting loan renewals, modifications, annual loan reviews, problem loan reports, financial reporting management, and covenant management. It also covers a variety of Commercial Real Estate (CRE) loans, including owner-occupied real estate, investment properties, and construction loans, consisting of commercial, retail, industrial, multifamily, and hospitality asset types.

FLSA Classification: Full-Time, ExemptDepartment: Credit AdministrationReports To: Team Lead, Portfolio UnderwritingJob OverviewEndeavor Bank’s diverse business clientele is centered in San Diego and across the greater Southern California market. The underwriting position supports the Bank’s mission to deliver tailored lending solutions with a strong emphasis on credit quality, risk management, and responsiveness, all with a consultative approach. The Portfolio Underwriter is expected to apply sound judgment, demonstrate technical competency, maintain a commitment to accuracy, sound underwriting practices, regulatory compliance, and provide quality service standards in a dynamic, deadline-driven environment.Reporting to the Team Lead of the Portfolio Underwriting Group, this Portfolio Underwriter position places an emphasis on underwriting loan renewals, modifications, annual loan reviews, problem loan reports, financial reporting management, and covenant management. The underwriting position also includes supporting new loan underwriting as needed. Specific responsibilities are outlined in the sections below.Loan TypesThis role involves underwriting a wide range of credit products offered by the Bank. These include Commercial and Industrial (C&I) loans such as lines of credit, equipment loans, working capital loans, business acquisitions, partner buyouts, and SBA 7(a). It also covers a variety of Commercial Real Estate (CRE) loans, including owner-occupied real estate, investment properties, and construction loans, consisting of commercial, retail, industrial, multifamily, and hospitality asset types. The Bank also utilizes SBA 504 loan structures, State and Federal guaranteed loan programs, and various other loans for commercial business purposes. Understanding of loan structures, repayment sources, collateral, industry/market detail, and regulatory guidelines is essential to underwrite each transaction effectively.Renewal and Modification UnderwritingThe Portfolio Underwriter is responsible for proactively managing maturing loans and ensuring timely renewal underwriting is completed well in advance of maturity dates. This includes requesting updated financials, spreading, performing current credit analysis, confirming covenant compliance, and assessing whether modifications to terms or conditions are warranted. The Underwriter must escalate any loans at risk of maturing without renewal approval at least 30 days in advance, and coordinate with the designated Team Lead or Credit Admin as needed. Routine reliance on short-term extensions is discouraged and considered underperformance.Portfolio ManagementThe Portfolio Underwriter plays an active role in ongoing portfolio oversight for loans assigned to each respective Underwriter. This includes tracking and reviewing borrower financial reporting, conducting periodic covenant testing, and performing annual reviews. The Underwriter is responsible for initiating risk rating adjustments when warranted, flagging deteriorating conditions, and preparing quarterly problem loan reports for downgraded relationships. The Underwriter must monitor financial trends, debt levels, and borrower responsiveness throughout the life of each loan to ensure credit risk is appropriately managed.Financial SpreadingThe Underwriter is responsible for preparing detailed spreads of borrower and guarantor financial statements, tax returns, and related financial data. All spreads must be accurate, fully reconciled, and comply with Bank standards. Close attention and careful consideration must be given to the treatment of particular financial accounting practices to ensure adherence to Bank spreading guidelines to accurately present spreads and financial analysis. The Underwriter must validate the financial integrity of borrower entities, consolidate affiliated entities when appropriate, and analyze guarantor tax returns and personal financial statements. Spreading should support both historical performance evaluation and forward-looking projections.Financial Analysis & Risk AssessmentUsing the financial spreads and other relevant information, the Underwriter performs comprehensive credit and risk analyses. This includes evaluating liquidity, leverage, profitability, and debt service coverage ratios. Global cash flow analyses are performed for guarantor-backed credits or multi-entity borrowers. The Underwriter also examines business models, industry trends, customer concentrations, ownership structures, succession plans, and any known legal or reputational risks. Each analysis must be objective and well-documented, reflecting the Underwriter's independent judgment and consistent alignment with the Bank's credit policy and risk profile.New Loan Underwriting SupportWhile the primary focus is on portfolio management, the Portfolio Underwriter will also support new loan underwriting as needed. This includes preparing Loan Approval Memorandums, collaborating with relationship managers and borrowers, and ensuring all documentation and due diligence is collected. The Underwriter is expected to meet internal timelines and maintain high standards of analysis and documentation.Asset-Based Lending and Collateral ReviewFor loans involving borrowing base facilities or collateral-dependent repayment, the Underwriter enforces borrowing base compliance and collateral eligibility requirements. This includes validating advance rates, monitoring dilution trends, ensuring timely and accurate submission of borrowing base certificates, and following up on field audit results. The Underwriter must identify and resolve any over-advances, discrepancies, or material ineligibles promptly to maintain control over the facility. Collateral is reviewed for adequacy, enforceability, and valuation accuracy.Loan and Legal DocumentationOnce a loan is approved, the Underwriter works closely with loan documentation specialists and legal counsel to ensure the proper drafting and execution of all legal documents. This includes change in terms agreements, notices of default, forbearance agreements, and other applicable loan or legal agreements. The Underwriter must confirm that documents conform to the approved credit terms and applicable regulatory requirements.Credit Policy and Regulatory ComplianceThe Underwriter must maintain strict adherence to Endeavor Bank's Credit Policy and lending guidelines. All policy exceptions must be clearly documented and justified with appropriate mitigating factors. This position supports regulatory and internal credit reviews, including safety and soundness exams, credit file audits, BSA/AML evaluations, and compliance reviews. The Underwriter must ensure proper file documentation, timely response to reviewer inquiries, and implementation of remediation actions if issues are identified.CommunicationStrong communication is essential. Internally, the Underwriter must engage in frequent collaboration with Relationship Managers, Credit Administration, Loan Operations, and Executive Leadership. Externally, Underwriters will interface with borrowers, CPAs, appraisers, examiners, and attorneys to clarify documentation, confirm data, or resolve credit issues. The Underwriter is expected to communicate clearly and professionally in both written and verbal formats.Performance Metrics• Timeliness and quality of renewal and modification underwriting• Accuracy and completeness of financial spreads and credit analysis• Effectiveness of portfolio monitoring and covenant compliance• Responsiveness to problem loan identification and reporting• Support and turnaround time for new loan underwriting• File completeness and documentation complianceQualifications• 2–5 years of commercial loan underwriting experience in C&I and CRE lending• Proficiency in analyzing business financial statements and business tax returns, along with personal financial statements and personal tax returns• Experience with financial spreading tools and credit analysis software• Strong writing skills and ability to present complex credit topics clearly• Bachelor’s degree in Finance, Accounting, Business, or related discipline• Formal credit training preferred• Familiarity with ncino, Salesforce, and Microsoft Office• Self-starter with ability to manage deadlines and prioritize tasks independently• High attention to detail and commitment to process integrity

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Professional Liability Associate Attorney Lewis Brisbois

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