Demonstrated experience with digital banking platforms, ACH/NACHA rules, and payments Demonstrated experience designing, implementing, or significantly enhancing an enterprise Compliance Management System within a growing financial Working knowledge of model risk management frameworks (SR 11-7 or OCC equivalent) as applied to automated decisioning and AI-assisted Familiarity with ECOA Section 1071 implementation requirements and CFPB rulemaking and enforcement Experience managing OCC or FDIC examination relationships and corrective action Certified Regulatory Compliance Manager (CRCM) required or actively in progress; other advanced compliance certifications (CAMS, CCEP) viewed Proven ability to build and lead compliance teams, manage competing priorities, and influence cross-functional stakeholders at all organizational levels. Provide executive compliance oversight for the Banks national credit card program, including governance over product development, marketing, servicing, dispute resolution, collections, third-party servicing relationships, and ongoing regulatory Build and lead a high-performing compliance team, including oversight of the Fair and Responsible Banking Officer, BSA/AML & Fraud Officer, Enterprise Compliance Analyst, BIN Compliance personnel, and other compliance Establish and maintain enterprise governance over the Banks Compliance Management System, ensuring integration of compliance risk assessments, monitoring and testing, complaint management, regulatory change management, policy administration, issue management, training, and Board reporting.