Support Specialist - Supported Living Services Hope ServicesSupport Specialist - Supported Living ServicesSanta Cruz, CAHealth & Safety considerations Environmental ConditionsExtensive driving around town and in the consumer community; exposure to climatic conditions, heat, cold, humidity, dampness, sun, pollens; work nights occasionally and weekends; lifting/carrying supplies for consumer supports to and from locations, walking, standing, visual/auditory acuity while supporting consumer in the community; position is community based and in consumer homes, climbing stairs to reach the consumer is occasionally necessary; work alone as well as closely with others, sitting for periods of time in meetings and in office environment; produce work on computers/office equipment. 11.Perform other duties, as assigned, to assure efficiency of program services Support Specialist - Qualifications Required The Support Specialist should possess a Bachelors Degree in rehabilitation, social sciences, special education, health, public administration, social work, or an approved related field plus 3 years of approved experience in rehabilitation or social work or an approved equivalent combination of education and experience.
Client Service Representative - Gilroy Loan Administration Network, Inc (LANI)Client Service Representative - GilroyGilroy, CAAbility to communicate effectively (i.e., strong listening, oral, and written communication skills) and interact with people at all levels of the company, results in respect of peers and individuals at all levels of the company. Must posses the hand-eye coordination to effectively handle cash and operate a teller terminal, teller machine, and ten-key (by sight).
Registered Client Service Associate AmeripriseRegistered Client Service AssociateMonterey, CaliforniaAs a Registered Client Service Associate, you will provide dedicated support to high producing advisor(s) by preparing portfolio materials for client meetings, leverage your analytical skills to build financial plans, and lead client interactions to retain and develop deeper relationships. Provide general administrative duties such as answering the advisors’ phone, processing expense management reports, preparing routine client correspondence, supporting closes, setting up client documents and new business correspondence and alerts.
Client Service Representative VCA IncClient Service RepresentativeSalinas, CA$18–$25 / hourAnswering questions regarding products and services, including educating clients on general animal husbandry and non-medical pet care (i.e., heartworm prevention, housebreaking, and flea & tick control). The CSR is the pivot around which the hospital operates and is responsible for: Customer service functions, including: greeting visitors, answering telephones, and guiding clients and their pets to exam rooms.
Client Service Specialist - Commercial Lines Relation Insurance Services, IncClient Service Specialist - Commercial LinesSalinas, CA$15.38–$35.58 / hourThe wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. Handles endorsements including entering on company websites, follows up on endorsements not received from carriers, checks endorsements for accuracy, bills endorsements and sends to client.
Client Service Associate Morgan StanleyClient Service AssociateMonterey, CA$35,120–$90,000 / yearOur values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Identify and assist with Firm services and solutions that support clients' needs including banking products and services and secure, digital offerings like Morgan Stanley Online and Morgan Stanley Mobile.
Client Service Associate (part-time) Morgan StanleyClient Service Associate (part-time)Scotts Valley, CaliforniaOur values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Answering general non-investment related questions concerning client accounts, including relaying stock positions and providing account balances (e.g., funds due and margin debit).
NewCSR 1 - Case Services and Outreach MMC GroupCSR 1 - Case Services and OutreachGilroy, CAThroughout the past 35+ years, MMC, one of the most trusted names in workforce management services, has successfully delivered strategic solutions to large and small businesses in numerous industries. In this rewarding role, you'll educate community members about their healthcare choices, assist with enrollment services, and represent the program at outreach events throughout Santa Clara County.
Resident Services Manager - The Hilltop (Student Living) Education Realty Trust Inc (Inactive)Resident Services Manager - The Hilltop (Student Living)Santa Cruz, CA$23–$26 / hourThis role manages customer support to all residents and retail tenants for assigned properties by ensuring timely communication and follow-up with all residential and commercial tenant concerns, including service requests, accounting, billing and payments inquiries, and any lease related issues or questions. The role will act as liaison between the business offices and the commercial tenants to ensure quality customer service and support for all commercial tenants and will also support the business office teams by assisting with planning and execution of resident events to help ensure strong retention.
Resident Services Manager - The Hilltop (Student Living) Greystar Real Estate Partners LLCResident Services Manager - The Hilltop (Student Living)Santa Cruz, CA$23–$26 / hourThis role manages customer support to all residents and retail tenants for assigned properties by ensuring timely communication and follow-up with all residential and commercial tenant concerns, including service requests, accounting, billing and payments inquiries, and any lease related issues or questions. The role will act as liaison between the business offices and the commercial tenants to ensure quality customer service and support for all commercial tenants and will also support the business office teams by assisting with planning and execution of resident events to help ensure strong retention.
Client Care Manager Peggy's Home CareClient Care ManagerMonterey, CaliforniaCNAs and Trained Caregivers Peggy’s Home Care Monterey CA trains all Caring Professionals with our customized training that teaches the individuals providing care a holistic approach to highly skilled care. Replies within 24 hours The Client Care Manager serves as a key leader within our organization, ensuring exceptional client experiences through non-medical care coordination, caregiver supervision, quality assurance, and ongoing client support.
Risk Advisory Services Principal Baker Tilly Virchow KrauseLLPRisk Advisory Services PrincipalSalinas, CAWork closely with client executives and management teams to understand their businesses and assist in identifying and managing financial and operational risks within their business systems to ensure technology risks are managed: Develop in-depth knowledge of clients' businesses and industries by having direct client interaction while working on multiple aspects of an engagement. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion.
Regional Services Director - ILS, SLS, CFS Thrive Support Services, Inc.Regional Services Director - ILS, SLS, CFSSanta Cruz, CA$90,000–$110,000 / yearFull timeYou'll launch our Independent Living Services (ILS) program , establish relationships with the Santa Cruz Regional Center, and hire and develop a team that shares our commitment to person-centered, community-based support for adults with I/DD. Thrive Support Services was founded in 2007 with the goal of helping adults with developmental disabilities Thrive in their own homes and chosen communities.
Manager of Clinical Services The Camp Recovery CenterManager of Clinical ServicesScotts Valley, California$104,000–$124,800 / yearFull timeCompensation for roles at THE CAMP RECOVERY CENTER varies depending on a wide array of factors including but not limited to the specific location, role, skill set, and level of experience. This is a key role whose primary goal is to provide a safe, nurturing environment for our adult clients who have co-occurring disorders (substance use disorder and mental health disorders).
Medical Spa Concierge Client Experience & Wellness Support Assistant Monterey Pain & Spine Institute/Majestic MDMedical Spa Concierge Client Experience & Wellness Support AssistantMonterey, CAYou’ll be supporting clients through cutting-edge wellness therapies, so we’re looking for someone who is open-minded, naturally curious, and excited to grow in an innovative space. Our team is seeking a polished and service-driven Medical Spa Assistant to join our team in a high-touch, patient-focused environment.
Client Care Representative (Part-time) Companion Pet Partners, LLCClient Care Representative (Part-time)Monterey, California$18–$23 / hourPart timeYou'll be the compassionate bridge between our clients and their beloved pets' care, guiding pet parents through appointments, answering questions, and ensuring smooth operations at our reception area. What Success Looks Like: Creating Exceptional First Impressions: You'll warmly greet clients and their pets, making them feel welcome and valued from the moment they contact our practice.
Student Services Program Specialist Gilroy Unified School DistrictStudent Services Program SpecialistGilroy, CA$107,079–$133,614 / yearAbilities to maintain confidentiality and handle sensitive information with discretion; work within a changing and demanding environment with unpredictable resources; make effective decision and take action; prioritize workload and conflicting demands; schedule work; demonstrate organizational, time management, analytical and problem solving skills; establish and maintain working relationships with staff, subordinates, and administrators; sit for prolonged periods; work with constant interruptions; understand and carry out oral and written instructions; maintain confidentiality of student records; meet schedules and deadlines; read/interpret/apply rules, regulations, policies; learn about method and materials used in a variety of instructional situations; interact positively with persons of different age groups and cultural backgrounds. REQUIRED QUALIFICATIONS: Valid California special education credential or clinical services credential, or health services credential, or a school psychologist authorization; advanced training and related experience in the education of individuals with exceptional needs and a specialized in-depth knowledge in preschool disabilities, career vocational development, or one or more areas of major disabling conditions.
Risk Advisory Services Principal Baker Tilly Advisory Group, LPRisk Advisory Services PrincipalSalinas, CaliforniaBaker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Baker Tilly is a leading advisory, tax and assurance firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles, Chicago and Boston.
Family Services Specialist Community Action Partnership of San Luis Obispo County IncFamily Services SpecialistGreenfield, CAUnder the supervision of the Area Manager/Center Supervisor and working in collaboration with the Family Child Care Coordinator the Family Services Specialist is responsible for recruitment of children, verification of eligibility, parent orientation, referral of parents to community resources and local social services agencies and updating children's health records. Maintains child/family files and reference records and engages in mutually respectful, positive, goal-oriented partnerships with families to promote positive child and family outcomes.
J.P. Morgan Wealth Management - Private Client Advisor - Monterey, Santa Cruz, Salinas, CA and Surrounding Areas JPMorgan Chase & CoJ.P. Morgan Wealth Management - Private Client Advisor - Monterey, Santa Cruz, Salinas, CA and Surrounding AreasSalinas, CAAt least 2 years in a Financial Advisor role or equivalent financial services experience Demonstrated success in client acquisition, cultivating and maintaining client relationships, and integrating with key partners Demonated ability and commitment to goals-based planning and advice A valid and active Series 7 A valid and active Series 66 (63/65) license is required or must be obtained within 60 days of starting in the role as a condition of employment A valid and active Life, Health and Long Term Care Insurance license is required or must be obtained within 60 days of starting in the role as a condition of employment. Using a broad investment product and thought leadership platform along with cutting edge digital technology, you will be front and center representing our brand and interacting with our clients to offer the best investment solutions to meet their financial needs.
J.P. Morgan Wealth Management - Private Client Advisor - Gilroy, CA JPMorgan Chase & CoJ.P. Morgan Wealth Management - Private Client Advisor - Gilroy, CAGilroy, CAUsing a broad investment product and thought leadership platform along with cutting edge digital technology, you will be front and center representing our brand and interacting with our clients to offer the best investment solutions to meet their financial needs. Chase is a leading financial services firm, helping nearly half of Americas households and small businesses achieve their financial goals through a broad range of financial products.
Sales Director - Corporate Services Sodexo SASales Director - Corporate ServicesSoquel, CAReporting to the VP, Business Development, the Sales Director - Corporate Services is responsible for identifying and selling profitable new Corporate Services business and generating new revenue growth from the right clients under the right terms for Sodexo. Sodexo, world leader in quality-of-life services, has an exciting new opening for a Sales Director- Corporate Services to support new business development in our West Region.
NewSecurity Officer Enhanced Part Time Driver Services Allied UniversalSecurity Officer Enhanced Part Time Driver ServicesSalinas, CaliforniaPart timeAs a Security Officer Enhanced Part Time Driver Services in Salinas, CA , this role is designed to provide reliable, consistent hours at an assigned site with the flexibility for you to earn more by picking-up additional shifts when it works for you. Earn More, Claim-A-Shift Program: In addition to your fixed shift, you may pick-up extra shifts through our scheduling platform, allowing you to increase earnings and gain experience across multiple sites.
Catering Services Worker - Asilomar Conference Grounds AramarkCatering Services Worker - Asilomar Conference GroundsPacific Grove, CASet up catering and event service according to client/customer requests and banquet event order • Transport and deliver catering food and beverage with all vital supplies and equipment • Set up chairs, tables, buffet lines and other event equipment as requested in banquet event order • Replenish Food and Beverage products during events • Maintain appearance and cleanliness of food service areas during events • Pick up and clean up food and beverage deliveries after service • Break down and clean area after the conclusion of the events and return equipment to accurate storage • Provide excellent customer service to all guests • Follow safety policies and procedures. • Previous customer service experience preferred • Previous catering experience preferred • Demonstrate the ability to work independently with limited supervision • Must follow the required dress code as assigned • Must be available to work event-based hours • Must be able to complete Food Handling and Alcohol Service training as required.
Client Relationship Consultant 2 (Banker) - Gilroy, CA U.S. BankClient Relationship Consultant 2 (Banker) - Gilroy, CAGilroy, CaliforniaStrong client relationships are based on trust, assessing and attending to customers’ banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer’s unique goals and needs. In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Wealth Management Client Associate Bank of AmericaWealth Management Client AssociateMonterey, CaliforniaOur Wealth Management team represents an array of different skills and experiences that individuals bring from all backgrounds and careers; whether gained through military service, community college education, or a wide range of work and life experiences. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance.
Managed Services Sr. Consultant Deloitte Touche Tohmatsu LtdManaged Services Sr. ConsultantCA$120,200–$140,000 / yearLead and contribute to end-to-end delivery for Generis CARA and associated regulatory technology platforms - including requirements gathering, solution design, system configuration, content template development, and user acceptance testing. Our purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities.
Senior Commercial HVAC Technician - Mechanical Services - Base Salary to 60.00/hour - Monterey, CA AllSearch Professional Staffing Inc.Senior Commercial HVAC Technician - Mechanical Services - Base Salary to 60.00/hour - Monterey, CAMonterey, CA$35–$60 / hourOur client, a well-established and growing mechanical services company focused on energy-efficient HVAC solutions, is seeking a Senior Commercial HVAC Technician to support installation, service, and repair of commercial HVAC/R systems in the Monterey area. This role is ideal for a senior-level technician with a strong background in commercial HVAC service, refrigeration systems, and controls/BAS environments.
Assistant Director for Conference Services University of CaliforniaAssistant Director for Conference ServicesSanta Cruz, CA$100,000–$110,000 / yearCollaborate with the Facilities Building Access Coordinator for all timely and accurate check out/in of master keys/cards, security and check out/in of classroom and meeting room keys, lost key/card recording, key inventory and accuracy of return, with CS staff and turn over and the return of housing keys to the summer conference programs. CHES provides leadership in the areas of college student life and residential services, housing services, facilities, capital planning, dining services, conference services, early education services, and business and financial analysis for these areas.
Client Coordinator Maxim Healthcare Services IncClient CoordinatorMonterey, CAMaxim Healthcare is seeking a proactive and organized Client Coordinator to serve as a vital link between clients, patients, and caregivers. We offer private duty nursing, skilled nursing, physical rehabilitation, companion care, respite care and behavioral care for individuals with chronic and acute illnesses and disabilities.
Client Relationship Consultant 2 (Banker) - Gilroy, CA U.S. BancorpClient Relationship Consultant 2 (Banker) - Gilroy, CAGilroy, CA$24.92–$30.46 / hourStrong client relationships are based on trust, assessing and attending to customers' banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer's unique goals and needs. In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Administrative Assistant - Catering & Conference Services (Events) (Full Time) Pebble Beach ResortsAdministrative Assistant - Catering & Conference Services (Events) (Full Time)CAThe Company also operates five renowned golf courses: Pebble Beach Golf Links, home of the 2027 U.S. Open, Spyglass Hill Golf Course, The Links at Spanish Bay, Del Monte Golf Course, and the Tiger Woods designed short course, The Hay. Its other famed properties include scenic 17-Mile Drive, The Spa at Pebble Beach, Forbes Five-Star certified since 2014, Pebble Beach Golf Academy & Practice Facility, and a diverse offering of culinary and retail experiences.
Customer Service (Remote) Path ArcCustomer Service (Remote)Greenfield, CaliforniaRemoteThe customer service representative will be responsible for answering client inquiries, provide product information, and help the customer by being informative, empathetic, and eager to quickly solve a customer’s problem. Excellent customer care and focus; ability to assess customers’ needs and provide the correct answer, path, troubleshooting, or method for a positive customer experience.
Customer Service (remote work ) Path ArcCustomer Service (remote work )Gilroy, CaliforniaRemoteThe customer service representative will be responsible for answering client inquiries, provide product information, and help the customer by being informative, empathetic, and eager to quickly solve a customer’s problem. Excellent customer care and focus; ability to assess customers’ needs and provide the correct answer, path, troubleshooting, or method for a positive customer experience.
Bilingual CSR 1-Outreach MMC GroupBilingual CSR 1-OutreachSanta Cruz, CAThroughout the past 35+ years, MMC, one of the most trusted names in workforce management services, has successfully delivered strategic solutions to large and small businesses in numerous industries. We are seeking compassionate, bilingual professionals to join our Outreach team and help connect community members with essential healthcare resources and enrollment services.
Service Manager at Gilroy GMC Gilroy Chevrolet CadillacService Manager at Gilroy GMCGilroy, CaliforniaAbility to read, analyze, and interpret business periodicals, professional journals, and technical procedures; write reports and business correspondence and effectively present information to managers, clients, customers, and the public. Gilroy Chevrolet Cadillac is part of the Gill Auto Group, a fast-growing automotive organization proudly serving Gilroy, Tracy, Madera, Kerman, and Livermore communities in Northern California.
NewStore Customer Service Specialist - Part Time (Freedom) Sherwin-WilliamsStore Customer Service Specialist - Part Time (Freedom)Watsonville, CAOur people are behind the strength of our success, and we invest and support you in: Life … with rewards, benefits and the flexibility to enhance your health and well-being Career … with opportunities to learn, develop new skills and grow your contribution Connection … with an inclusive team and commitment to our own and broader communities It's all here for you. Job duties involve contact with customers, which may include minors; and access to cash and other payment methods, electronic equipment, personal information, store merchandise and other items of value, and such access may be supervised or unsupervised.
NewDirector of Customer Service Nordic NaturalsDirector of Customer ServiceWatsonville, CaliforniaThis role is responsible for leading, coaching, and developing the Customer Service team, who manage customer interactions across multiple channels, including front and back office support, telephone, email, online platforms, live chat, social media, and written correspondence. Collaborate with cross-functional stakeholders (Sales, Finance, Product Development, Marketing, Operations, etc.) to drive service improvements, enhance customer experience, and support organizational initiatives.
Customer Service Representative - State Farm Agent Team Member Chris Buich - State Farm AgentCustomer Service Representative - State Farm Agent Team MemberSanta Cruz, CAAt Chris Buich State Farm Insurance, we are committed to helping our customers manage the risks of everyday life, recover from the unexpected, and realize their dreams. As a Customer Service Representative at State Farm, you will be the primary point of contact for our clients, assisting with their insurance needs and providing exceptional service.
Customer Service Rep (Property and Casualty) Coast PersonnelCustomer Service Rep (Property and Casualty)Capitola, CALIFORNIAThey have many responsibilities like answering inbound phone calls, addressing customers questions about products and services, and processing payments or returns. Excellent Communication: Effective communication and empathy are essential for CSRs, who act as liaisons, provide accurate information, and resolve problems efficiently.
NewCustomer Service Specialist Jessica Connally Farmers InsuranceCustomer Service SpecialistMonterey, CA$24–$26 / hourIn this Full-Time position, you will be responsible for answering customer questions, managing projects and confidently helping our clients. Your positive attitude and knowledge of products and services will make you an amazing asset to our customers.
Customer Service Sales Rep Pinheiro Insurance Agency Farmers InsuranceCustomer Service Sales RepGilroy, CA$36,000–$78,000 / yearYoull play a key role in ensuring client satisfaction, growing our customer base, and helping individuals find the right insurance solutions. This position is a in the office with some flexibility, combining exceptional customer service skills with the ability to drive sales growth.
Automotive Service Advisor (Experience required) Hyundai of GilroyAutomotive Service Advisor (Experience required)Gilroy, CaliforniaAssociate's degree or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience. If additional work is needed, clearly explain the exact repair instructions, making a special note of the main reason(s) the customer brought the vehicle in.
Automotive Service Advisor Hyundai of GilroyAutomotive Service AdvisorGilroy, CaliforniaAssociate's degree or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience. If additional work is needed, clearly explain the exact repair instructions, making a special note of the main reason(s) the customer brought the vehicle in.
Customer Service Representative ( REMOTE WORK ) Morphius CorpCustomer Service Representative ( REMOTE WORK )Holister, CaliforniaRemoteWhat we desire in a candidate: self-motivation, proven leadership abilities, a customer service attitude, integrity, a desire for professional development and growth, a willingness to learn, and exceptional people skills. Working with police departments, firefighters, teachers, postal workers and other labor unions as well.
Customer Service Representative - State Farm Agent Team Member Jason Bristol - State Farm AgentCustomer Service Representative - State Farm Agent Team MemberSeaside, CAAs a Customer Service Representative - State Farm Agent Team Member with Jason Bristol - State Farm Agent, you will generate the kind of exceptional client experiences that reinforce the growth of a successful insurance agency. You will enhance your career while resolving customer inquiries, coordinating with other agency team members, and anticipating the needs of the community members you support.
Customer Service Representative - Aspire Health COMMUNITY HOSPITAL OF MONTEREY PENINSULACustomer Service Representative - Aspire HealthMonterey, CA$21–$23 / hourInclusiveness: The ability to network and partner with all internal and external stakeholders including broad and diverse representation of private/public and traditional/non-traditional community organizations. Interacts with customers (client, member and provide) via telephone, email, or in person to provide support and information specific to eligibility, benefits, claims, prior authorization requirements and appeals.
Insurance Agent (Sales, Customer Service) Freeway Insurance Services America LLCInsurance Agent (Sales, Customer Service)Watsonville, CA$60,000–$150,000 / yearWith more than 800 retail locations nationwide, we are committed to helping our employees take their careers and income potential to new heights. Drive Growth: Solicit new business while maintaining strong relationships with current customers to achieve or exceed sales production goals.
Automotive Service Advisor Hyundai Of Gilroy Capitol Nissan-INFINITIAutomotive Service Advisor Hyundai Of GilroyGilroy, CaliforniaAssociate's degree or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience. If additional work is needed, clearly explain the exact repair instructions, making a special note of the main reason(s) the customer brought the vehicle in.
Commercial Insurance Account Manager, Agriculture InterWest Insurance Services, LLCCommercial Insurance Account Manager, AgricultureHollister, CA$47,500–$85,000 / yearAccount processing including, but not limited to review of quotes, policy changes and endorsement processing, preparing proposals, binding coverage, basic insurance related contract review, preparing certificate templates and correct policy forms, invoicing, premium financing and confirming policy accuracy for delivery to client, and processing final audits. This position requires an Account Manager who can provide high-level client service and the ability to develop and articulate innovative strategies to address the unique insurance needs of our clients.