Prior work experience must include five (5) years with the following: flagging and monitoring causal effects and trends in consumer finance and evaluating associated risk-splitters; stakeholder management in the retail banking industry including working with Legal, Compliance, Product, Engineering and Operations; collections related regulations and compliance requirements including FDCPA, UDAAP, TILA (Reg Z) and ECOA (Reg B); experience with credit risk management or collections risk management; SQL and data manipulation through Python and PySpark; performing statistically driven data analyses using a variety of analytical techniques and data sources including Databricks, Snowflake, Tableau, and Excel; and developing analytical reports and presentations for senior management, executive committees, and regulatory exams. Requires: Bachelor’s degree (U.S. or foreign equivalent) in Financial Engineering, Data Analytics, Business Administration or Business Analytics, Statistics, Operations Research, or relevant field such as Mining Engineering and five (5) years of experience in the job offered or in a related role.