Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. These ABL revolvers are provided to a broadly diversified client base of commercial borrowers, typically with revenues exceeding $100 million, across sectors like retail, distribution, manufacturing, and wholesale, primarily to support working capital and other general corporate needs.