Senior Escrow Officer Stewart Title Guaranty CompanySenior Escrow OfficerTroy, MIResponsible for handling real estate transactions by establishing new escrow accounts, managing funds, processing documents for closings, and completing settlements in accordance with established policies and procedures. Responsible for facilitating real estate transactions by providing a high level of customer service and proactive communication to both internal and external customers throughout the closing process.
Loan Closer lo-websitesLoan CloserAnn Arbor, MichiganPRIMARY POSITION-SPECIFIC RESPONSIBILITIES Verify and update information to ensure correctness per loan approval—review all closing related loan support documents from Encompass, including but not limited to loan approval, 1003, title fees, appraisal, Homeowner’s Insurance (HOI), Flood Insurance, credit report, tax information,, mortgage insurance, and CD; Prepare general closing instructions, Closing Disclosure (CD), loan payment form, funding wire breakdown, review CD for accuracy and completeness, and notify appropriate staff of any errors; Review and update itemizations in Encompass; Send initial CD to the title company and borrower in a timely manner; Accurately notate at-closing all underwriting conditions; Generate closing doc package and review for accuracy, to include reviewing all documents that require execution for discrepancies in address, name, interest rate, APR, costs, and fees; Run high cost tests for compliance, while working with the originating LO or Processor to make adjustments as necessary; Address any calls or questions related to the closing/closing package as applicable; Coordinate and balance loan closing with title/escrow company in a time manner; Verify borrower’s required funds for closing are within approved tolerance and meet investor guidelines, along with all other closing requirements; Stay abreast of changing company policy, mortgage regulations, laws, and generally accepted industry best practices, and be willing to take initiative to train and stay informed without prompting; Address any calls or questions related to the closing/closing package; Team Lead: Manage the job task of a Loan Closer and Loan Closer Support Specialist. The Loan Closer is primarily responsible for generating the closing doc package and review for accuracy by auditing all documents required for executing discrepancies in name, address, interest rate, APR, costs, and fees.