This policy extends to all stages of the employment process, including but not limited to: recruiting or advertising for employment; evaluating the skills, education and experience of applicants; establishing rates of pay and terms, conditions and privileges of employment (including training opportunities); and promoting, upgrading, demoting, transferring, laying off and terminating employees. Comprehensive insurance package including health, dental, vision, group term life insurance, City-paid AD&D, flexible spending account and dependent care assistance plan, deductible reimbursement, long-term disability, and additional voluntary AD&D and life insurance options for employee, spouse and dependents.