Thorough knowledge of key credit union regulations, including ECOA/Reg B, HMDA/Reg C, TILA/Reg Z, RESPA/TRID, FCRA, GLBA/Reg P, Reg E, Reg CC, Truth in Savings/Part 707, SCRA, MLA, flood, and UDAAP, sufficient to scope and execute testing without step-by-step direction. The incumbent develops testing scripts, defines sampling approaches and test attributes, executes testing across consumer deposit, lending, digital, and marketing activities, and determines whether identified exceptions represent isolated errors or systemic control weaknesses.