Building fully burdened hourly bill rates from the ground up: base wage, fringe, health & welfare, payroll taxes (FICA, FUTA, SUTA), workers' compensation, insurance, overhead, G&A, and profit. Building fully burdened hourly bill rates from the ground up: base wage, fringe, health & welfare, payroll taxes (FICA, FUTA, SUTA), workers compensation, insurance, overhead, G&A, and profit.