Common Medical Event HMO PPO Annual Deductible $250 Individual/ $500 Family In-Network: $750 Individual / $1,500 Family Out-of-Network: $1,500 Individual / $3,000 Family Out-of-pocket-maximum $1,500 Individual / $3,000 Family Prescription drug expense limit: $1,000 Individual / $2,000 Family In-Network: $2,000 Individual / $4,000 Family Out-of-Network: $4,000 Individual / $8,000 Family Doctors Visits $40/ PCP visit $60/ Specialist visit No Charge: Preventive care/screening/ immunization $30/ PCP visit; deductible does not apply $50/ Specialist visit; deductible does not apply No Charge: Preventive care/screening/ immunization; deductible does not apply. We are able to reach so many audiences each year, including 2 million zoo guests engaged by unique exhibits and programs; some 250,000 schoolchildren, campers, and families who participate in award-winning science education programs; nearly 24,000 teachers who take part in our professional development workshops; and, diverse communities across Chicagoland.