Since our founding, we have grown the team to include perspectives from graduate studies in physics, mathematics, bioengineering, economics, financial engineering, and electrical engineering and professional experience at Robinhood, Uber, Lyft, Airbnb, Faire, Segment, Facebook, and Google. Example projects: Building and shipping ML models (XGBoost and friends) that forecast merchant repayment behavior — from feature engineering through production deployment — to inform how we price and size offers.