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Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. • Proactive Sales Engagement: Engage clients in consultative conversations to understand financial priorities and recommend personalized banking solutions, with an emphasis on deposit accounts, loans and lines of credit, and referrals to other lines of business within the Bank.

Location: Onsite at the location listed in the job posting. Weekly Scheduled Hours: Monday-Thursday 9am-4pm, Friday 9am-5pm, 1 Saturday a month SUMMARY The Relationship Banker is a trusted advisor who engages clients in meaningful, consultative conversations to understand their financial goals and align on solutions that meet their needs. In this role, you will drive growth by actively promoting and selling the bank's products and services. This role emphasizes deepening client relationships through excellent service, personalized advice, and proactive sales while supporting the banking center's overall sales goals. This role performs moderately complex to complex tasks. ESSENTIAL DUTIES AND RESPONSIBILITIES Sales and Business Development • Proactive Sales Engagement: Engage clients in consultative conversations to understand financial priorities and recommend personalized banking solutions, with an emphasis on deposit accounts, loans and lines of credit, and referrals to other lines of business within the Bank. • Growth Focus: Actively identify and fulfill client deposit and borrowing needs, guiding clients through deposit and loan options, opening deposit accounts, and taking loan applications. • Client-Centric Financial Advice: Through a consultative approach, provide personalized financial advice that aligns with clients' short-and-long term goals. Utilize a deep understanding of the bank's products and services while sharing comprehensive, tailored advice that enhance client satisfaction and loyalty. • Referrals: Recognize opportunities to deepen relationships with additional products and services and make referrals to bank partners, including but not limited to mortgage, wealth, private client, and business banking. • Proactive Client Outreach: Conduct regular calls to clients and prospects to offer tailored financial solutions. • Sales Leadership: Support a high-performing culture by coaching associates on sales, referrals, products and services as needed. Client experience • Responsible for supporting the teller line to keep the customer wait time to a minimum (performs processing of financial transactions as needed). • Deliver excellent client experiences consistently and promptly resolve client issues effectively. • Enhance individual knowledge to better serve clients by attending relevant sales, service, and product knowledge meetings, training classes, and web-based learning. Compliance and risk management • Expected compliance with bank regulations, policies, procedures, risk management, internal controls, and the First Horizon code of ethics. Operational efficiency • Assist in conducting and/or participating in meetings to promote sales, product knowledge and customer service. • Assist banking center management with "on the job training" of new associates. • Assist with dual control vault responsibilities and audit controls. • Stay informed of all operational updates and changes to ensure compliance with all current guidelines. Perform all other job related duties as assigned. SUPERVISORY RESPONSIBILITIES No supervisory responsibilities QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The qualifications listed below are representative of the knowledge, skill, and/or ability required. • High school diploma or general education degree (GED) • 2 - 5 years of experience as a Universal Banker or Teller COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office Suite, Salesforce CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required. NMLS Language As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements. DeGarmo Behavioral Assessment Requirement All candidates must complete the DeGarmo Retail Behavioral Assessment to be considered for this position The assessment takes approximately 12-15 minutes to complete Assessment results must be submitted prior to having your application evaluated by Talent Acquisition About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com . Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

First Horizon Bank

Relationship Banker

Bank Management

Banking Regulations

Banking Services

Brokerage

Business Banking

Business Development

Capital Markets

Certified Public Accountant (CPA)

Coaching

Commercial Banking

Customer Experience

Customer Relations

Customer Satisfaction

Customer Support/Service

Facebook

Financial Planning

Financial Services

Financial Transactions

Fixed Income Investments

Leadership

Loans

Maintain Compliance

Mortgage

Online Courses

Online Training

Private Banking

Problem Solving Skills

Promotional Programs

Regulatory Compliance

Resolve Customer Issues

Retail

Risk Management

Sales

Sales Support

Series 6

Small Business

Transaction Processing/Management

Wealth Management

eLearning

JobAdX

Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. About UsFirst Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel.

Location: On site at location listed in job posting. Weekly Scheduled Hours: M -Th 8:30-5, Fri 8:30-6, Sat 8:30-1 Summary: Provide quality, accurate and timely customer service involving daily processing of financial transactions in a retail banking environment. Often serving as the first point of contact to the client, may have responsibility for recommending bank products or referring clients to other areas of the Bank. Develop and retain long-term and profitable client relationships to maximize revenue growth. Responsible for maintaining high customer service and procedural standards. Provides fulfillment of retail banking products either through referral-based leads, prospecting lists or self-sourcing. Monitors and maintains control of cash. Essential Duties and Responsibilities: Operational efficiency <ul><li> Handle a cash drawer; ensuring proper control of cash drawer; follow all audit and security policies and procedures. </li><li> Process deposits, withdrawals, transfers and loan payment transactions for customers. </li><li> Process miscellaneous transactions (bonds, municipal coupons, money orders, etc.). </li><li> Assist in daily balancing and processing of ATM(s), including the processing of all entries. </li><li> Assist in the verification of deposits in the night and lobby depository. </li><li> Assist with the dual control vault responsibilities. </li><li> Stay informed of all operational updates and changes to ensure compliance with all current guidelines. </li></ul> Client experience <ul><li> Deliver excellent client experiences consistently and promptly resolve client issues effectively. </li><li> Ensure an excellent overall client experience by assisting clients with select service needs. </li><li> Enhance individual knowledge to better serve clients by attending relevant sales, service, and product knowledge meetings, training classes, and web-based learning. </li></ul> Sales and service <ul><li> Identify cross selling opportunities and refer clients/prospects to the appropriate team. </li><li> Promote bank products and services to further enhance client relationships. </li></ul> Compliance and risk management <ul><li> Expected compliance with bank regulations, policies, procedures, risk management, internal controls, and the First Horizon code of ethics. </li><li> Perform all other job related duties as assigned.</li></ul> Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the education and experience required and/or preferred as noted. High school diploma or GED required and 6 months of cash handling or teller experience strongly preferred or equivalent combination of education and experience. Computer and Office Equipment Skills Microsoft Office Suite In addition, 10-key calculator; coin counter. DeGarmo Behavioral Assessment Requirement <ul><li> All candidates must complete the DeGarmo Retail Behavioral Assessment to be considered for this position </li><li> The assessment takes approximately 12-15 minutes to complete </li><li> Assessment results must be submitted prior to having your application evaluated by Talent Acquisition </li></ul> About UsFirst Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com . Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Teller

10-key (Tenkey) Numeric Keypad

Bond Market

Calculators

Cross-Selling

Long-Term Profit

Microsoft Office

Retail Banking

Revenue Growth

Sales Prospecting

Time Management

Assess credit quality of private placement offerings across various industries and countries, using a variety of research sources, including offering documents, management calls, rating agencies, Bloomberg, third party research, and SEC filings. 5+ years relevant work experience in investments and/or corporate lending; strong knowledge of fixed income market, economics, and credit research required.

YEAR

<div>Job Posting End Date: June 04When you join the team at Unum, you become part of an organization committed to helping you thrive.Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: <ul><li>Award-winning culture </li><li>Inclusion and diversity as a priority </li><li>Performance Based Incentive Plans</li><li>Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability </li><li>Generous PTO (including paid time to volunteer!) </li><li>Up to 9.5% 401(k) employer contribution </li><li>Mental health support </li><li>Career advancement opportunities </li><li>Student loan repayment options </li><li>Tuition reimbursement</li><li>Flexible work environments </li></ul><h3>*All the benefits listed above are subject to the terms of their individual Plans.</h3>And that’s just the beginning…  With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! <h2>General Summary:</h2>This position is responsible for analyzing, structuring, and monitoring debt private placements. The individual will provide credit opinions and recommendations to the portfolio manager and internal committees. These opinions and recommendations are utilized to evaluate risk, and are the basis for buy/sell/hold decisions. There is flexibility in the opening, and we are evaluating individuals with different experience levels.Principal Duties and ResponsibilitiesCredit Analysis – New Transactions<ul><li>Assess credit quality of private placement offerings across various industries and countries, using a variety of research sources, including offering documents, management calls, rating agencies, Bloomberg, third party research, and SEC filings</li><li>Analyze various risk factors associated with the investment, including financial, operating, industry, political, legal, sovereign, and liquidity risk</li><li>Evaluate more complex transactions involving higher degrees of structure/complexity</li><li>Work with internal and external legal counsel to ensure that the transaction is appropriately structured</li><li>Work closely with supervisor and VP to ensure that recommended investments meet client objectives in terms of pricing, duration, risk tolerance, etc.</li><li>Engage in due diligence of potential investments, including onsite visits; some travel required, both domestic and international</li></ul>  Credit Management Portfolio<ul><li>Monitor the credit quality of portfolio companies and make buy/sell/hold recommendations as changes in the credit profile or portfolio needs warrant</li><li>Provide written and verbal credit updates on assigned portfolio</li><li>Effectively communicate within Investments and other internal units, as well as external constituents such as senior management of portfolio companies, bankers, and legal counsel</li><li>Assign internal credit outlooks and rate credits biannually</li><li>Perform quarter-end portfolio pricing in conjunction with Investment Accounting</li><li>Work alongside legal counsel in amendment and workout situations</li><li>Assume responsibilities for special projects or other duties when required</li></ul>Qualifications<ul><li>5+ years relevant work experience in investments and/or corporate lending; strong knowledge of fixed income market, economics, and credit research required</li><li>Minimum Bachelor's degree required; MBA and/or CFA credentials preferred</li><li>Strong analytical skills, both qualitative and quantitative</li><li>Deep knowledge of financial statement analysis, financial modeling</li><li>Excellent communication skills, both oral and written</li><li>Strong critical thinking, with ability to problem-solve</li><li>Excel and Bloomberg proficient</li><li>Negotiation and documentation skills</li><li>Demonstrated ability to collaborate in a team setting</li></ul>#LI-LR1#LI-Onsite~IN1Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.$89,400.00-$183,500.00Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not.  All benefits are subject to the terms and conditions of individual Plans.Company:Unum</div>

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