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Responsible for processing all owner-occupied residential real estate loans, commercial and consumer loans upon approval of a Loan Officer. Types loans, title applications, mortgages, UCCs, other supporting documentation and correspondence for all Loan Officers.

GENERAL FUNCTION OF LOAN PROCESSORResponsible for processing all owner-occupied residential real estate loans, commercial and consumer loans upon approval of a Loan Officer. Orders and assembles all necessary documentation for loan packages to be compliant with all regulations, policies and procedures.LOAN PROCESSOR DUTIES AND RESPONSIBILITIES: <ul><li>Demonstrates an aptitude for banking and exhibits proficiency in all areas of loan documentation. Has an inherent duty and responsibility to follow all policies and procedures regarding loan documentation.</li><li>Assists Lending Officers in processing loans and correspondence. Types loans, title applications, mortgages, UCCs, other supporting documentation and correspondence for all Loan Officers.</li><li>Orders and reviews real estate appraisals and title insurance for exceptions regarding mortgage loans. Works with Loan Officers to clear exceptions.</li><li>Prepares and mails Good Faith Estimates and Advance Truth in Lending Disclosures in accordance with all regulations.</li><li>Monitors status of documentation and prepares weekly status reports for distribution to loan officers.</li><li>Prepares real estate loan documentation for loan closings, and closes such loan when necessary.</li><li>Originates and follows up on mortgage loan files in compliance with all state and federal regulations.</li><li>Coordinates loan closings with Loan Officers, Customers, and Attorneys.</li><li>Distributes funds accordingly after a loan closing.</li><li>Maintains government records on loan files and prepares procedural forms on closed loans.</li><li>Prepares documentation for mortgage releases.</li><li>Responsible for the accurate filing of all loan documentation and collateral files. Appropriately logs and files all loan documentation when entering and leaving the department.</li><li>Assists customers with questions or problems with their loan accounts.</li><li>Must communicate with auditors from state, federal, and independent agencies.</li><li>Requires the ability to interact effectively with all levels of bank personnel.</li><li>Obtains specific goals related to production, quality documentation as described by supervisor. </li></ul>LOAN PROCESSOR JOB QUALIFICATIONS:<ul><li>High school graduate or equivalent</li><li>Minimum of one year of clerical and loan operations experience.</li><li>Minimum of one year experience as a real estate loan secretary, closing agent, or equivalent experience.</li><li>Excellent organizational skills and communication skills, both verbal and written. Demonstrated ability to interact with customers and employees, and listen effectively.</li><li>Demonstrated ability to adapt to and use other PC based software packages.</li><li>Proven knowledge of loan policies and procedures.</li><li>Intimate knowledge of Real Estate Settlement and Procedures Act, Truth in Lending, and Home Mortgage Disclosure Act.</li></ul> Job Posted by ApplicantPro

CB&S Bank

Retail Loan Processor

Commercial Property Loans

Communication Skills

Consumer Loans

Customer Relations

Customer Support/Service

Documentation

Federal Government

Federal Laws and Regulations

Government

High School Diploma

Loan Approval

Loan Closing

Loan Documents

Loan Operations

Loan Policy

Loan Processing

Loans

Mail Processing

Mortgage

Mortgage Insurance

Mortgage Lending

Mortgage Regulations

Organizational Skills

PC Software

Presentation/Verbal Skills

Project Tracking

Property Insurance

Property Title

Real Estate

Real Estate Appraisals

Record Keeping

Regulations

Residential Mortgages

State Laws and Regulations

Status Reports

Writing Skills

Talent Acquisition

Assembles and reviews for completeness the documentation necessary to be included in file for all loans processed in the Loan Processing Department. Responsible for reviewing all loans processed in the Loan Processing Department and verify for accuracy including verification of fees.

GENERAL FUNCTIONResponsible for reviewing all loans processed in the Loan Processing Department and verify for accuracy including verification of fees.  Reviews all underwriting material such as appraisals, title work, flood certifications, etc.  Makes any necessary changes and monitors errors made by processors and underwriters.  Assembles all necessary documentation for loan packages to be compliant with all regulations, policies, and procedures.  Prints and assembles loan closing packages.  Updates the Loan Closing "task" as loans are sent out for closing. MAJOR DUTIES AND RESPONSIBILITIES <ul><li>Demonstrates an aptitude for banking and exhibits proficiency in all areas of loan documentation.  Has an inherent duty and responsibility to follow all policies and procedures regarding loan documentation.</li><li>Assists Lending Officers in processing loans and correspondence.  Processes loans, mortgages, and other supporting documentation and correspondence for all Loan Officers.</li><li>Assembles and reviews for completeness the documentation necessary to be included in file for all loans processed in the Loan Processing Department.  Processes files from opening through closing of each loan.</li><li>Reviews real estate appraisals and title insurance for exceptions regarding mortgage loans.  Works with Loan Officers to clear exceptions. </li><li>Prepares real estate loan documentation for loan closings.</li><li>Originates and follows up on mortgage loan files in compliance with all state and federal regulations. </li><li>Maintains current knowledge of underwriting guidelines for various investors and internal software systems used.</li><li>Requires the ability to interact effectively with all levels of bank personnel.  Responsible for directing the workflow for the department.</li><li>Assumes duties of Underwriter as needed.</li><li>Assumes duties of Processor as needed.  </li></ul>ADDITIONAL RESPONSIBILITIES           <ul><li>Resolves questions or problems with tact and performs clerical duties necessary for the efficient operation of the department.</li><li>May assist in processing draws and recording on loans.</li><li>Knowledgeable of all bank products and services.</li><li>Ability to cross-sell to existing and prospective customers.</li><li>Performs all other duties assigned by supervisor.</li></ul>JOB QUALIFICATIONS<ul><li>High school graduate or equivalent</li><li>Two to Three years of clerical and loan operations experience.</li><li>Two to Three years of experience as a real estate loan secretary, closing agent, or equivalent experience.</li><li>Excellent organizational skills and communication skills, both verbal and written.  Demonstrated ability to interact with customers and employees, and listen effectively.</li><li>Demonstrated ability to adapt to and use other PC based software packages.</li><li>Proven knowledge of loan policies and procedures. </li><li>Intimate knowledge of Real Estate Settlement and Procedures Act, Truth in Lending, and Home Mortgage Disclosure Act.</li></ul> Job Posted by ApplicantPro

Loan Pre-Closing Specialist

Administrative Skills

Banking Services

Cross-Selling

Loan Review

Problem Solving Skills

Property Maintenance

Sales Prospecting

Underwriting

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Retail Loan Processor CB&S Bank

Loan Pre-Closing Specialist CB&S Bank

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