Minimum Education, Experience and Skills Required: Education (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program. Consumer Underwriter Position Purpose: The Consumer Underwriter is primarily responsible for analyzing, evaluating, and decisioning consumer loan applications in accordance with established credit union policies, regulatory requirements, and risk tolerance.