Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. The position requires: Strong statistical and mathematical background with auto lending experience; expertise in logistic regression, decision trees, clustering, survival analysis, GLM, gradient boosting, scorecard development, reject inference, PD/LGD loss prediction and machine learning.