Prepare clear, concise, and well-supported credit memorandums that connect borrower performance, cash flow, collateral position, loan structure, risk rating, and potential portfolio impact, while identifying risk mitigation strategies and structuring alternatives that support sound lending decisions. POSITION SUMMARY: The Senior Credit Analyst is an expert individual contributor responsible for independently analyzing complex commercial credit relationships, preparing high-quality credit presentations, identifying portfolio risk themes, and serving as a technical credit resource to bankers and analysts.