Essential Responsibilities: Analyze and assess the financial condition, repayment capacity, character, and creditworthiness of borrowers and guarantors through review of financial statements, tax returns, personal financial statements, liquidity reports, and credit reports in accordance with Bank policies and underwriting guidelines. Evaluate collateral adequacy and capital strength by reviewing appraisals, evaluations, environmental reports, inspection reports, market studies, accounts receivable agings, invoices, and other supporting collateral documentation.