OTHER

FEED

UNKNOWN

Writes procedures or processes within the loan or credit administration department, tracks procedures or processes after implementation to verify compliance, compiles information for implementation of software programs or systems, oversees the installation of software programs or systems and tests the software programs or systems after installation. Prepares charge-off memo for executive committee, prepares loan committee minutes, spreads financials in software program, monitors annual receipt of financials, prepares debt coverage for loan officers, and any additional duties assigned within the credit department.

GENERAL FUNCTION OF LOAN UTILITY SPECIALIST III:Responsible for processing all owner-occupied residential real estate loans, commercial and consumer loans upon approval of a Loan Officer. Must order and assemble all necessary documentation for loan packages to be compliant with all regulations, policies and procedures. Responsible for verifying and imaging documents on all residential real estate loans, commercial and consumer loans on the computer system. Review loan compliance and documentation on all incoming loans for proper documentation and note any exceptions to required regulations, policies and procedures. Responsible for accurately preparing and mailing loan coupon books, preparing releases for real estate and chattel property for paid out loans and mailing paid out loan papers. Responsible for credit administration duties assigned by the loan administrator, as well as projects assigned by the loan administrator.MAJOR DUTIES AND RESPONSIBILITIES OF LOAN UTILITY SPECIALIST III:<ul><li>Writes procedures or processes within the loan or credit administration department, tracks procedures or processes after implementation to verify compliance, compiles information for implementation of software programs or systems, oversees the installation of software programs or systems and tests the software programs or systems after installation.</li><li>Prepares charge-off memo for executive committee, prepares loan committee minutes, spreads financials in software program, monitors annual receipt of financials, prepares debt coverage for loan officers, and any additional duties assigned within the credit department.</li><li>Demonstrates an aptitude for banking and exhibits proficiency in all areas of loan documentation. Has an inherent duty and responsibility to follow all policies and procedures regarding loan documentation.</li><li>Assists Lending Officers in processing loans and correspondence. Must type loans, title applications, mortgages, UCCs, other supporting documentation and correspondence for all Loan Officers.</li><li>Orders and reviews real estate appraisals and title insurance for exceptions regarding mortgage loans. Works together with Loan Officers to clear exceptions.</li><li>Prepares and mails Good Faith Estimates and Advance Truth in Lending Disclosures in accordance with all regulations.</li><li>Monitors status of documentation and prepares weekly status reports for distribution to loan officers.</li><li>Prepares real estate loan documentation for loan closings, and closes such loans when necessary.</li><li>Originates and follows up on mortgage loan files in compliance with all state and federal regulations.</li><li>Coordinates loan closings with Loan Officers, Customers, and Attorneys.</li><li>Distributes funds accordingly after a loan closing.</li><li>Maintains government records on loan files and prepares procedural forms on closed loans.</li><li>Prepares documentation for mortgage releases.</li><li>Responsible for the accurate filing of all loan documentation and collateral files. Appropriately logs and files all loan documentation when entering and leaving the department. .<ul><li>Requires the ability to interact effectively with all levels of bank personnel.</li><li>Scans all documents on all residential real estate loans, commercial and consumer loans on the computer system. Indexes scanned documents properly into the computer system.</li><li>Assists loan officers with research on recorded documentation and clearing technical exceptions.<ul><li>Resolves customer questions or problems with loans and perform clerical duties necessary for the efficient operation of the department. Must keep informed and up-to-date on all company policies and procedures and be able to answer related internal and external questions within authority.</li><li>Retains a large volume of loan files, collateral files and credit files as required according to loan policy, procedures and regulatory guidelines. Responsible for establishing and maintaining official documents and records in appropriate files. Conducts periodic audits on files and purges obsolete information.</li><li>Must gather requested information from credit files for customers, bank personnel, and examiners and distribute accordingly.</li><li>Obtains specific goals related to production and quality documentation as described by supervisor.</li></ul></li></ul></li></ul>JOB QUALIFICATIONS OF LOAN UTILITY SPECIALIST III:<ul><li>High school graduate or equivalent.</li><li>Minimum of one year clerical and loan operations experience.</li><li>Minimum of one year experience as a real estate loan assistant, closing agent, or equivalent experience.</li><li>Proven knowledge of loan policies and procedures.</li><li>Intimate knowledge of Real Estate Settlement and Procedures Act, Truth in Lending, Home Mortgage Disclosure Act, FNMA guidelines, and other compliance requirements.<ul><li>Excellent organizational skills and communication skills, both verbal and written.</li><li>Demonstrated ability to interact with customers and employees, and listen effectively.</li><li>Demonstrated ability to adapt to and use other PC based software packages.</li><li>Ability to perform repetitive motion tasks and tasks using only fingers.</li><li>Ability to sit for extended periods of time.</li><li>Ability to transmit information in written form.</li><li>Ability to lift and carry files weighing 20 - 25 lbs. from both high and low positions.</li><li>Ability to work in small areas.</li></ul></li></ul> Job Posted by ApplicantPro

CB&S Bank

Loan Utility Specialist III

Administrative Skills

Auditing

Commercial Property Loans

Communication Skills

Consumer Loans

Corporate Policies

Credit Reports

Customer Relations

Documentation

Fannie Mae (FNMA)

Federal Laws and Regulations

File Audits

Finance Software

Government

High School Diploma

Loan Approval

Loan Closing

Loan Collateral

Loan Documents

Loan Operations

Loan Policy

Loan Processing

Loans

Mail Processing

Mortgage Insurance

Mortgage Lending

Mortgage Regulations

Organizational Skills

PC Software

Presentation/Verbal Skills

Procedure Development

Project Tracking

Property Insurance

Property Maintenance

Property Title

Real Estate

Real Estate Appraisals

Record Keeping

Regulations

Regulatory Compliance

Residential Mortgages

Resolve Customer Issues

Software Installation

State Laws and Regulations

Status Reports

System Test

Systems Administration/Management

Technical Writing

Writing Skills

Talent Acquisition

o The Site Manager shall be an employee of J&A, Inc. and shall be compensated for services rendered with a salary determined by J&A, Inc. o The Site Manager shall be covered under the J&A, Inc worker's compensation plan and other benefits negotiated between the Regional Manager, Human Resources and the employee. o maintain information about basic structural data, including the location of fire equipment, water main, sprinkler shutoff valve, gas main, fuse boxes and/or breakers, and heat controls.

Apartment complex  SITE MANAGERThe Site Manager is directly responsible for all property operations and conducting business in accordance with company policies and procedures, HUD, Tax Credit, USDA Rural Development, Fair Housing, Americans with Disabilities Act, Fair Credit Reporting Act, and other regulatory agency requirements necessary to ensure effective fiscal, physical and social soundness. The Site Manager will be able to communicate all challenges affecting the operation of the property to the Regional Manager in a timely manner. Specific Duties and ResponsibilitiesLeasing Activitieso   respond to inquirieso   show vacancieso   comply with HUD, RD, and LIHTC regulations regarding income certifications and other documentationo   maintain waiting lists and screen applicants following appropriate guidelineso   conduct regular marketing/advertising outreach in the community (e.g. VA, MUTEH, mental health centers) according to guidelineso   verify tenant income, assets, household characteristics, and circumstances that affect eligibilityo   prepare and process leases, security deposit agreements, unit inspections, and HUD, RD, and LIHTC forms for incoming residentso   ascertain basic resident information that would help solve routine problems or determine a course of action in case of emergencyo   conduct pre-occupancy orientation for new tenantso   complete move-in and move-out procedureso   review/process evictions and notices to vacate o   ensure that lease/tenant files are formatted and completed properlyRent Collectionso   collect and post security deposits and rent received in a timely mannero   collect late rents and late rent chargeso   issue receipts for money collectedo   ensure bank deposits are made immediately and reported to corporate office o   negotiate schedules for overdue rent with prior approval of Regional Managero   issue applicable notices (e.g. late payments, eviction notices, utility cut-offs) Administrationo   maintain positive customer service attitudeo   responsible for office opening on time according to posted office hours o   enforce lease agreements and house ruleso   live on site and provide emergency on-call coverage (if applicable)o   perform annual income re-certifications and issue rent increase noticeso   attends scheduled corporate management meetings (required)Property Maintenanceo   supervise maintenance staff and work performedo   monitor and/or supervise contracted services and vendorso   conduct move-in/move out inspectionso   perform a daily inspection of the overall curb appeal of the property and report any damage/problems related to maintenance, security, or safetyo   contact vendors/contractors to obtain bids/estimates (if applicable)o   purchase supplies, equipment and/or services as needed for repairs o   process and prioritize maintenance work orders, schedule preventive maintenance to be completed by on-site staff o   arrange and conduct monthly inspections and repairs of all units, including vacant unitso   maintain information about basic structural data, including the location of fire equipment, water main, sprinkler shutoff valve, gas main, fuse boxes and/or breakers, and heat controlso   perform annual inspections of each unit for needed repairso   inspect common areas to ensure they are being utilized properly, clean, and secureo   maintain a sanitary and pest-free living environmentRecord-Keeping/Reportingo   maintain accurate accounting records including tenant ledgers, petty cash, and security depositso   ensure quarterly calendar activities are conducted (e.g. Crime Prevention) o   communicate challenges affecting operations to the Regional Manager o   report all liability and property incidents (including injuries) to Corporate office immediately o   maintain a written record of all important or unusual events including emergencies, tenant problems/complaints, maintenance problems, and inspectionso   provide Regional Manager with a monthly formalized summary of building operations every 3rd Monday to include: a summary of move-ins, move-outs, rents past due, and actions taken, and the weekly maintenance schedule Other Dutieso   meet with tenants for informational purposes (e.g. notice of regulatory visit)o   disaster/emergency preparedness planning with assistance from Corporate Compliance o   perform other appropriate duties as assigned by Regional ManagerSite Manager Compensations/Accommodationso   The Site Manager shall be an employee of J&A, Inc. and shall be compensated for services rendered with a salary determined by J&A, Inc.o   The Site Manager shall be covered under the J&A, Inc worker's compensation plan and other benefits negotiated between the Regional Manager, Human Resources and the employee.o   The Site Manager shall be notified of all the benefits under the adopted plan.o   IF the Site Manager is required to live on-site, he/she will be provided a free rental unit and is exempt from the requirements of the landlord/tenant law. It is considered a tenancy for a specified period only (e.g. employment), and will end on the same day that employment is terminated. Reasonable effort will be made to give the Site Manager sufficient time to move, but as the efficient operation of the property is predicated upon the presence of a Site Manager, the transitional period necessarily must be very short. This is a condition of employment as a Site Manager. It is expected that the Site Manager will negotiate reasonable terms with the Corporate Office and move expeditiously, even if his/her termination is involuntary. In a rare circumstance when an ex-Site manager refuses to leave and efforts to negotiate vacancy of the manager's quarters fail, the Company will be forced to consider the person a trespasser and call the police for assistance.Knowledge/Skills Preferred o   High school diploma or equivalent o   Experience (2+ years preferred) in LIHTC property management  o   Knowledge of Microsoft Office Suite and Property Management software (e.g. Yardi, Real Page). o   Valid State Issued Driversâ€ Licenseo   Basic knowledge of bookkeepingo   Certification or training in property management, LIHTC, COS, or RD training o   Introductory knowledge of the following initiatives (minimum): Ã  HUD, RD, and LIHTC guidelines and IRS rules and regulations specific to assigned propertyÃ  Local, state and federal safety regulations and building codesÃ  Relevant legislation, (e.g. ADA, Fair Housing)o   Good written and verbal communication skillso   Ability to interact with a wide variety of people (e,g. staff, tenants, local agencies, contractors, attorneys and Owner)o   Ability to take initiative and think independentlyDesirable Additional Qualifications1.      Experience in re-certification2.      Knowledge of Section 8, RD, HUD, and Tax Credit regulations3.      Background in supervision and successful track record of accomplishments.4.      Community services background related to specific tenant population being served e.g. handicapped, elderly, homeless, veteransDifficulty1.      Complexity â€” As indicated in section IV, a wide variety of skills is required to be a good Site Manager. This position requires continuing education to keep abreast of changes in government regulations and HUD guidelines. 2.      Scope and effect â€” As the most visible management representative to those being provided with services (housing), the Site Manager's job proficiency has a strong impact on the atmosphere and success of the property.

Utilities Jobs in Russellville, AL

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Utilities Jobs in Russellville, AL

Loan Utility Specialist III CB&S Bank

Apartment Property Management - Ridgecrest Estates - Russellville AL J & A INC

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