Legal Entity: American Honda Finance Corp.
Business Unit: American Honda Finance Corp
Department: Acctg Ops
Division: Finance & Administration Division
Work Location: Torrance - Main Campus Location
Shift: 1st
Workstyle: Remote Eligible up to 20%
Career Level: 4
Job Grade: Exempt-3
Salary Range: $83,000.00 - $124,500.00
Job Purpose
American Honda Finance is currently seeking a Sr. Financial Analyst for our Accounting Operations division. The Sr. Financial Analyst will perform end-to-end credit loss analytics, allowance estimation, and financial forecast model administration/development for both US and Canadian consumer finance portfolios, per USGAAP and IFRS accounting standards under internal SOX controls, while also developing automated workflow applications, supporting data & analytics project initiatives, providing audit-ready data packages, and communicating insights to committees, management, and cross-functional teams.
Key Accountabilities
Key Accountabilities will include but are not limited to:
- Process/validate credit loss forecast models under SOX controls and prepare subsequent monthly/quarterly credit loss reserve reporting, journal entries
- Perform analytics on originations, delinquency, net charge-off, probability of default, loss
- Develop econometric credit loss forecast models and automated workflow applications
- Prepare quarter-end footnotes and public debt disclosures related to credit loss and fair value of CFS portfolios for SEC / 10K reporting
- Provide credit loss reserve forecasts to corporate planning department
- Perform analytics on quarterly balance sheet and income statement financial statements
- Provide data analytics and support explanations for internal SOX and external KPMG audits
Qualifications, Experience, and Skills
We are looking for qualified people with diverse backgrounds and experiences, open minds, and a disciplined work ethic. To bring the future to Honda as an Sr. Financial Analyst, you must have:
Minimum Education Qualifications:
- Bachelor's degree in finance, accounting, economics, statistics, mathematics, data science, or a related business field required.
- Preferred certifications: CFA, CPA, CMA, MBA
Minimum Experience:
- Minimum of 5+ years of progressive professional experience in forecasting credit losses, preferably for consumer and dealer finance portfolios.
- Experience in data analytics, financial modeling, corporate finance, and financial planning preferred.
- Advanced proficiency in Excel, Microsoft Office Suite (Access, Word, PowerPoint) ERP systems (SAP, Business Objects, Oracle).
- Proficiency in programming languages (Python, R, SAS) and data visualization tools (Tableau, Power BI).
Other Job Specific Skills:
- Progressively develop and refine new forms of data analytics to capture potential risks, track and identify trends, and communicate effectively to management, credit loss committees, and cross-functional teams.
- Present to large audiences with broad experience levels.
- Ability to design and develop financial models based on specific accounting and reporting requirements.
- Highly detailed analytics skills to understand, interpret, and effectively communicate results of financial models and data analytics.
Working Conditions
Workstyle: 80/20 (4 days in office, 1 day remote) Torrance Location
Travel: 5%
What differentiates Honda and make us an employer of choice?
Total Rewards:
- Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
- Regional Bonus (when applicable)
- Lease Car Program
- Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
- Paid time off, including vacation, holidays, shutdown
- Company Paid Short-Term and Long-Term Disability
- 401K Plan with company match + additional contribution
- Relocation assistance (if eligible)
Career Growth:
- Advancement Opportunities
- Career Mobility
- Education Reimbursement for Continued Learning
- Training and Development Programs
Additional Offerings:
- Lifestyle Account
- Childcare Reimbursement Account
- Elder Care Support
- Tuition Assistance & Student Loan Repayment
- Wellbeing Program
- Community Service and Engagement Programs
- Product Programs
Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.