Location: On site at location listed in job posting
Summary
Develop new customer prospects and business with commercial clients, with the potential to manage and maintain a portfolio of commercial clients. Offer a wide variety of business loans, deposits, other banking products, and services to build long-term and profitable customer relationships. Ensure credit quality and risks are identified in client portfolio as well as maintaining profitable growth.
Key Responsibilities Include
Manage and grow a portfolio of high-value clients by deepening existing relationships and acquiring new ones through proactive outreach and client-focused solutions.
Serve as a trusted financial advisor by thoroughly understanding each client’s financial situation, goals, and needs.
Recommend and deliver customized solutions, including credit, deposits, and other products, partnering with internal specialists.
Lead client conversations with advanced credit knowledge and structure complex credit and banking solutions.
Collaborate with cross-functional partners - including Credit, Treasury Management, and specialty banking team partners - to deliver an integrated client experience.
Work closely with relationship team on loan structure, pricing, underwriting & closing documentation, and ongoing portfolio management needs.
Drive growth through deposits, loans, and fee income; meet or exceed sales and client retention goals.
Maintain a strong presence in the community to generate referrals and build new client relationships and help make our local communities stronger.
Stay informed on economic, legal, and market trends impacting clients, acting as a resource to clients.
Monitor and manage client portfolios for changes in financial status, product needs, and risk exposure.
Ensure compliance with regulatory requirements, credit policies and other internal policies, completing required training on time.
Act as a peer mentor and culture champion, modeling team-based collaboration and First Horizon values.
Qualifications Include
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
Bachelor (4-year college) degree, 10+ years of experience or equivalent combination of education and experience
Numbers & Facts
Location
CHATTANOOGA, TN
Skills
Bank Managementunmatched
Banking Servicesunmatched
Business Loansunmatched
Credit Riskunmatched
Cross-Functionalunmatched
Customer Experienceunmatched
Customer Relationsunmatched
Customer Retention/Renewalunmatched
Develop and Maintain Customersunmatched
Documentationunmatched
Exceeded Sales Goalunmatched
Financial Planningunmatched
Investment Managementunmatched
Legalunmatched
Loan Structuringunmatched
Loansunmatched
Long-Term Profitunmatched
Maintain Complianceunmatched
Market Trend Analysisunmatched
Mentoringunmatched
Pricingunmatched
Regulatory Complianceunmatched
Regulatory Requirementsunmatched
Relationship Managementunmatched
Riskunmatched
Risk Analysisunmatched
Sales Managementunmatched
Sales Prospectingunmatched
Team Playerunmatched
Time Managementunmatched
Treasury Managementunmatched
Underwritingunmatched
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