Commercial Relationship Manager Sr

First Horizon Bank
  • CHATTANOOGA, TN
    Today

    Job Description

    Location:  On site at location listed in job posting 

    Summary

    Develop new customer prospects and business with commercial clients, with the potential to manage and maintain a portfolio of commercial clients. Offer a wide variety of business loans, deposits, other banking products, and services to build long-term and profitable customer relationships. Ensure credit quality and risks are identified in client portfolio as well as maintaining profitable growth.  

    Key Responsibilities Include

    • Manage and grow a portfolio of high-value clients by deepening existing relationships and acquiring new ones through proactive outreach and client-focused solutions.
    • Serve as a trusted financial advisor by thoroughly understanding each client’s financial situation, goals, and needs.
    • Recommend and deliver customized solutions, including credit, deposits, and other products, partnering with internal specialists.
    • Lead client conversations with advanced credit knowledge and structure complex credit and banking solutions.
    • Collaborate with cross-functional partners - including Credit, Treasury Management, and specialty banking team partners - to deliver an integrated client experience.
    • Work closely with relationship team on loan structure, pricing, underwriting & closing documentation, and ongoing portfolio management needs.
    • Drive growth through deposits, loans, and fee income; meet or exceed sales and client retention goals.
    • Maintain a strong presence in the community to generate referrals and build new client relationships and help make our local communities stronger.
    • Stay informed on economic, legal, and market trends impacting clients, acting as a resource to clients.
    • Monitor and manage client portfolios for changes in financial status, product needs, and risk exposure.
    • Ensure compliance with regulatory requirements, credit policies and other internal policies, completing required training on time.
    • Act as a peer mentor and culture champion, modeling team-based collaboration and First Horizon values.

    Qualifications Include

    • To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
      1. Bachelor (4-year college) degree, 10+ years of experience or equivalent combination of education and experience

    Numbers & Facts

    LocationCHATTANOOGA, TN

    Skills

    • Bank Managementunmatched
    • Banking Servicesunmatched
    • Business Loansunmatched
    • Credit Riskunmatched
    • Cross-Functionalunmatched
    • Customer Experienceunmatched
    • Customer Relationsunmatched
    • Customer Retention/Renewalunmatched
    • Develop and Maintain Customersunmatched
    • Documentationunmatched
    • Exceeded Sales Goalunmatched
    • Financial Planningunmatched
    • Investment Managementunmatched
    • Legalunmatched
    • Loan Structuringunmatched
    • Loansunmatched
    • Long-Term Profitunmatched
    • Maintain Complianceunmatched
    • Market Trend Analysisunmatched
    • Mentoringunmatched
    • Pricingunmatched
    • Regulatory Complianceunmatched
    • Regulatory Requirementsunmatched
    • Relationship Managementunmatched
    • Riskunmatched
    • Risk Analysisunmatched
    • Sales Managementunmatched
    • Sales Prospectingunmatched
    • Team Playerunmatched
    • Time Managementunmatched
    • Treasury Managementunmatched
    • Underwritingunmatched

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