Overview:
The Credit & Lien Analyst is responsible for evaluating customer creditworthiness, assessing financial and construction-related risk, and supporting the protection of Janus International Group lien rights. This role performs credit and financial analysis, reviews customer payment performance, evaluates project-related risk, and provides recommendations regarding credit terms, credit exposure, and risk mitigation strategies. The Credit & Lien Analyst works closely with Sales, Finance, Operations, customers, and project contacts to support informed business decisions while minimizing financial risk and protecting company assets
Responsibilities:
- Review and analyze credit applications for new and existing customers.
- Evaluate Dun & Bradstreet reports, financial statements, bank references, payment history, and other supporting documentation to assess customer creditworthiness.
- Research and verify business information, including Secretary of State records and public filings.
- Analyze consumer and commercial credit data and recommend appropriate credit limits, payment terms, deposits, in accordance with company policies.
- Review customer payment trends, aging reports, and account activity to identify credit concerns.
- Monitor projects through Handle to identify accounts that may require lien protection. Track lien-related deadlines, documentation, approvals, and status updates to support the preservation of company lien rights.
- Collaborate with Collections and Project Management teams to gather project information details, and supporting documentation related to potential lien claims.
- Compile and submit lien packages and supporting documentation to legal counsel for review and recommendation.
- Maintain accurate credit, customer, and lien records and supporting documentation.
- Provide analysis and recommendations to support informed credit decisions while minimizing company risk.
- Perform other duties and special projects as assigned.
Qualifications:
JOB SPECIFICATIONS:
- Associates degree or 3-5 years of experience in Accounts Receivable, Credit and Lien Rights Process
- Strong people skills with service mindset
- Excellent verbal and written communication skills
- Competent multi-tasker, with the ability to act quickly and make decisions in a changing environment
- Strong ability to build relationships and working with cross-functional teams
- Proficient in Microsoft Office Suite
- Highly organized
- Skilled problem-solver
PHYSICAL DEMANDS:
- Regularly required to sit at desk in an office environment.
- Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position.