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Financial Services Representative

World Finance
  • Lebanon, Kentucky
  • $16–$17 Per Hour
  • Autofill and Review
12 days ago

Job Description

World Finance, a five-time winner of the Top Workplaces USA award and Newsweek’s America's Greatest Workplaces for Parents & Families in 2025, helps customers meet their financial needs and unlock their financial good.

The Financial Services Representative (FSR) is responsible for driving loan sales, managing past-due accounts, preparing tax returns, and working directly with customers to meet financial needs. This role requires daily outbound calling, including high-volume collection activity, meeting with customers in person, and closing loans. The FSR is accountable for keeping accounts current while consistently generating new business. Success in this role requires the ability to manage a fast-paced workload, handle challenging conversations, and meet performance goals across sales, collections, tax services, and branch operations, with opportunities for performance-based earnings and advancement.

Hourly Pay: $16 - $17

What You’ll Do:

  • Drive and close loan sales by taking applications, explaining terms, and asking for the business  
  • Conduct substantial daily outbound customer outreach for collections, application follow-up, tax services, and new business generation; thrive in a high-volume, phone-intensive environment  
  • Manage delinquent accounts by securing payments and setting payment arrangements  
  • Contact approved, pending, and former borrowers to drive loan volume and identify opportunities for additional financial products and services  
  • Prepare individual tax returns, gather and review required documentation, and assist customers with tax-related questions in compliance with company policies and applicable regulations  
  • Assist customers in person with loan applications, tax preparation services, payments, account questions, and issue resolution  
  • Process payments, account updates, tax-related documentation, and document all activity in company systems  
  • Maintain accurate and compliant records, including timely credit denial letters and required tax documentation  
  • Handle and balance cash, and complete required bank runs to deliver deposits  
  • Follow company policies, procedures, and regulatory requirements  
  • Complete required training and meet performance expectations for sales, collections, tax preparation, and account management 

Experience That Will WOW Us!

  • Demonstrated self-confidence, organization, and adaptability.
  • A history of kindness, compassion, and helping others succeed.
  • A mindset focused on quality, problem-solving, and openness to new ideas.
  • Team-oriented approach – willing to pitch in, learn, and lead by example.
  • Basic computer proficiency and comfort learning new systems.
  • Valid driver’s license and access to a dependable vehicle.

Why World?

  • Growth-minded culture: 80% of our Financial Services Representatives are promoted to management.
  • Proven career paths: 75% of our Operations Executives began in similar roles.
  • Community connection: Paid volunteer hours each year to give back.
  • Comprehensive benefits: Health, dental, vision, and life insurance available to full-time team members beginning the 1st of the month following 30 days.
  • Work-life balance: Paid holidays, vacation time, and 401(k) with company match.
  • Belonging & purpose: Join a team built on respect, collaboration, and genuine care.
  • Be home for dinner: Your life outside of work is a priority.
  • Make an impact: Help customers build stronger financial futures every day.

Who Is World?

Since 1962, World Finance has helped millions of people unlock their financial good. We champion financial wellness and celebrate the hundreds of thousands of customers achieving better credit each year. Based in Greenville, SC, World serves over one million customers annually through personal loans and tax preparation services. With 1,200+ branches across 16 states, we’re proud to be the financial partner with heart — offering customer-focused service rooted in teamwork, community, and care.

Physical Demands and Working Conditions:

  • Frequently stationary with regular movement throughout office environments.
  • Occasional climbing, kneeling, bending, twisting, and reaching.
  • Occasionally lifts up to 5 lbs. and may exert up to 30 lbs. of force.
  • Requires regular use of vision, hearing, fine motor skills, and verbal/written communication.
  • Fast-paced, high-demand environment requiring professionalism and adaptability.
  • Frequent travel to branch locations; may include extended hours, evenings, or weekends.
  • Standard indoor office settings with typical noise, lighting, and temperature.
  • Frequent customer and coworker interaction; must communicate clearly and professionally.
  • Regular, reliable attendance and punctuality are essential.

It is the policy of World Acceptance Corporation to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. The duties listed are the essential functions of this position. Reasonable accommodations may be made unless they create an undue hardship to the Company. Physical and environmental requirements are representative of those needed to successfully perform the job.

Numbers & Facts

LocationLebanon, Kentucky
IndustryFinancial Services
Salary$16–$17 Per Hour
Company Size2,500 to 4,999 employees
Year Founded1962
Websitehttps://www.loansbyworld.com/

About Company

It’s an exciting time to work for World Finance! We’re currently in a transition phase, working toward a better brand. Our executive team is very forward-thinking and as a result, they are very open to new ideas and suggestions. Having been in business since 1962, there is a great balance between brand stability and the opportunity to really come in and make a difference for the company, your colleagues, and our customers!

We’re expanding, evolving and inventing, every day. Rapid growth. Dynamic change. Unlimited opportunity. All are elements of an exciting future at World Finance. We help people realize their dreams, enjoy their lives and maintain financial security and peace of mind. As one of the nation’s largest consumer finance organizations, we serve more than half a million families with personal loans and other credit-related products. Through our nationwide branch network and Internet Lending Division, we provide high-quality origination, underwriting and personal loan services, primarily to non-prime consumers. We’ve been in business for the past 50 years, and are embarking on our most aggressive growth initiative in our history; bringing innovative new products to market and creating excellent opportunities for professionals who are as flexible, forward-thinking and committed to growth.


Though we operate under several names, all of our subsidiaries offer the same quality service. Our subsidiaries include World Finance, Amicable Finance Company, Colonial Finance Company, Freeman Finance Company, General Credit Company, Local Loans Company, Personal Credit Plan, Midwestern Loans, Inc., Peoples Finance Company, and Midwestern Financial.

Skills

  • Communication Skillsunmatched
  • Computer Skillsunmatched
  • Corporate Complianceunmatched
  • Corporate Policiesunmatched
  • Credit and Collectionsunmatched
  • Customer Relationsunmatched
  • Customer Support/Serviceunmatched
  • Documentationunmatched
  • Driver's Licenseunmatched
  • Environmental Regulationsunmatched
  • Equal Employment Opportunity (EEO)unmatched
  • Financeunmatched
  • Financial Servicesunmatched
  • Futuresunmatched
  • Geneticsunmatched
  • Loan Closingunmatched
  • Loansunmatched
  • Meet Sales Quotaunmatched
  • Past Due Accountsunmatched
  • Physical Demandsunmatched
  • Presentation/Verbal Skillsunmatched
  • Problem Solving Skillsunmatched
  • Regulationsunmatched
  • Regulatory Requirementsunmatched
  • Revenue Growthunmatched
  • Salesunmatched
  • Sales Managementunmatched
  • State Laws and Regulationsunmatched
  • Tax Returnsunmatched
  • Team Playerunmatched
  • Willing to Travelunmatched
  • Writing Skillsunmatched

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