Manager Acquisition Risk Analytics

Aufgaben About UsWho is Mercedes-Benz Financial ServicesMercedes-Benz Financial Services part of the global company Mercedes-Benz Mobility AG is the captive financing and mobility solutions company of the global luxury automobile manufacturer Mercedes-Benz AG. We offer a comprehensive range of automotive financial and insurance products that make it easy for our customers to drive their dream Mercedes-Benz vehicle. Why work at Mercedes-Benz Financial ServicesWorking at Mercedes-Benz Financial Services is more than a job - its an opportunity to join an innovative team where you are valued for your contributions. As an employee you will experience career development in a positive employee-centric environment. Were a global company that not only offers best-in-class products to our customers but also best-in-class benefits to our employees. Our employees experience a comfortable friendly environment and relaxed inclusive culture.BenefitsWhen working at Mercedes-Benz Financial Services you will enjoy a comprehensive and amenity-rich benefits package offering something for every employee at each stage of their life.As a new employee you will have the opportunity to take advantage of the following benefits that go beyond - beginning day oneGet Rewarded Competitive salary plus an annual bonus based on company performance andor personal yearly performanceNeed a vacation How about just some time for YOU In addition to our vacation time youll receive fifteen 15 additional corporate holidays which will allow you to celebrate religious holidays or escape to the spa Designed to be flexible we let you decide which days are most important to youRide in Style - All employees are eligible to participate in the Mercedes-Benz Employee Lease ProgramWe want you to be healthy Outstanding medical dental and vision insurance employer-paid short and long term disability plus on-site exercise facilitiesIs your family growing Enjoy generous paid Family Leave Programs - Six Weeks for New Parents Adoption Expense Reimbursement Programs - up to 6k per childWant to go back to school Tuition Assistance Scholar Program - receive up to 8k in vouchers to complete business-related coursework6k for undergraduate8k for graduateJob OverviewManage the Acquisitions Analytics function through the development implementation and oversight of credit risk pricing portfolio growth and predictive analytics strategies that support profitable business growth. Supervise acquisition-focused analytical resources and ensure data-driven decision making throughout the customer acquisition lifecycle. Utilize advanced statistical techniques machine learning methodologies and risk modeling frameworks to optimize approval rates portfolio quality dealer performance and profitability. Partner with Risk Management Sales Credit Marketing and Finance leadership to drive growth while maintaining acceptable risk levels. Participate in global risk management initiatives and ensure alignment with industry best practices and MBFS strategic objectives.ResponsibilitiesLead and supervise the Acquisitions Analytics team responsible for credit risk pricing and portfolio acquisition strategies. Responsible for the day-to-day coaching development and performance management of the team. 30Develop monitor and enhance application scoring models underwriting strategies and credit decisioning tools supporting acquisition growth and profitability. 15Perform advanced portfolio analytics to identify trends in approval rates booking rates losses risk-adjusted returns and customer behavior. 15Provide strategic recommendations to senior leadership regarding acquisition policies segmentation pricing strategies and growth opportunities. 15Collaborate with Sales Marketing and Credit Operations to improve dealer performance customer acquisition effectiveness and portfolio quality. 10Manage implementation validation and governance of internal and vendor acquisition models in compliance with company policies and regulatory requirements. 10Evaluate emerging analytical techniques and technologies that improve acquisition decisioning and profitability. 5 Qualifikationen QualificationsApplicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position.This position requires a minimum of 5 years of overall work experience. Preferred experience includesBusiness-General 3 yearsCollections 2 yearsCredit 2 yearsFinance 3 yearsRisk Management 5 yearsEducationHigh School DiplomaGED is required Bachelors Degree is preferred. Recommended majors includeBusiness AdministrationEconomicsData ScienceQuantitative Social scienceAdditional Knowledge3-5 years experience in Finance Controlling or relevant analytical positionsSkillsAnalytical skillsAbility to collect data and establish facts and identify trends and variancesPC skillsMicrosoft OfficePresentation skillsProblem solving skillsAdditional SkillsDemonstrated leadership experience with the ability to supervise coach and develop analytical professionals while driving team performance and accountability. Strong knowledge of credit risk management underwriting acquisition strategy pricing and portfolio profitability. Advanced analytical and financial modeling skills with expertise in SQL and experience with Python SAS R or similar analytical tools. Ability to lead cross-functional initiatives influence strategic business decisions and effectively communicate complex analytical findings to executive and non-technical audiences. Strong stakeholder management strategic planning project prioritization and change management skills. Experience with model governance regulatory compliance and risk management best practices along with participation in global and cross-functional projects.Recommended Prerequisites Retail Credit Collections Financial Analyst Risk ManagementMercedes-Benz Financial Services offers competitive salary performance-based bonuses and a full suite of benefits including 401K with match generous vacation and personal time a Mercedes-Benz car program as well as flexible work arrangements. .EEOMinoritiesFemalesDisabledVetsLI-JM2