Senior Financial Analyst- Employee Benefits

Lockton is seeking an Employee Benefits Senior Financial Analyst to deliver strategic financial insights and data-driven solutions for client programs. In this client-facing role, you will prepare and present advanced financial reports, develop pricing and trend models, and advise on cost management strategies to help clients optimize their employee health benefits. This position requires strong analytical expertise, the ability to interpret complex data, and a commitment to delivering accurate, high-quality results. You will collaborate closely with internal teams and client leadership to ensure high-quality deliverables and impactful recommendations.

Position Responsibilities

Prepare and deliver routine and custom financial reports for self-funded clients; review findings with clients and prepare supporting spreadsheets, charts, and visual tools for presentations.

Develop and apply industry-standard formulas to create pricing, feasibility, and trend models; use financial modeling tools to assess the impact of health reform and other market changes; update templates and databases to improve reporting efficiency.

Analyze client data warehouse information to identify cost or case management opportunities; maintain benchmarking data and leverage insights to support client decisions.

Calculate loss projections, funding rates, and reserve estimates; evaluate stop-loss proposals and negotiate vendor terms and pricing; participate in the negotiation of insurance program terms and costs.

Understand and evaluate retiree medical and Medicare Part D liabilities; serve as a subject matter expert on underwriting, financial reporting, and stop-loss contracts.

Participate in client and prospect presentations, providing insights on financial and underwriting strategies; contribute to a positive client experience through proactive communication and service.

Stay informed on insurance industry developments and regulatory changes; protect confidentiality of client and company information; foster a collaborative and professional work environment.

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