location_0_addressRegionName

location_0_addressCountryName

OFFSITE

UNKNOWN

ADAPTED_NOW

Financial Services Representative

ACTIVE

Position Type: Regular<h2>Your Opportunity</h2> Remote Opportunities Workplace Flexibility Program: We're proud to support our employees in a working approach that allows you to bring your best self to work  whether thats in the office or remote.<ul><li>Most Schwabbies have the opportunity to voluntarily work in the office or at home based on their preference, through the remainder of 2021.*</li><li>When the firm is ready to fully return to the office, employees will have the flexibility of a hybrid work environment, spending some time working remote and some time in the office.</li><li>Employees and managers can discuss and decide what works best for them, with additional flexibility available based on their role, business needs, and individual circumstances.</li></ul>*Subject to change as Schwab is continually evaluating the current environment in order to best care for the safety and well-being of our employees. Immediate opportunity to learn and grow within our service teams Charles Schwab and TD Ameritrade are champions of investors and those who serve them and are looking for additional champions to join the company as a Financial?Services Representative.?This position will launch your professional path in financial services, where youll have the opportunity to own your tomorrow and grow a robust and meaningful career with our organization.?Schwab and TD Ameritrade?provide paid training for your Series 7 and 63 licenses. Why, you ask, because we believe investing in our associates is essential for investing in our future. It provides opportunities for associates to move from this role to others that match their aspirations within Schwab and TD Ameritrade, including departments like Sales, Operations, Marketing, Communications, and more. We are made up of a?diverse?workforce of skilled professionals so regardless of where you are at in your career, we have a spot for you. As a Financial Services Representative, you will be an ambassador of Schwab and TD Ameritrade helping to educate and tackle problems for thousands of clients.?Your role will take place in a service center taking inbound calls from our clients (individual investors) on a variety of topics.?Professionals that embrace their career development and demonstrate success in serving our clients, will have opportunities for promotion and increased compensation. Always put the?client first. No matter what. Charles Schwab <h2>What you are good at</h2> Throughout these phone-based conversations you will: <ul style="margin:0px;padding:0px;font-family:'verdana'"><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Bring enthusiasm: Work in a high energy contact center environment </li></ul><ul style="margin:0px;padding:0px;font-family:'verdana'"><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Engage clients:?Deliver great client service when answering inbound phone calls </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Be an advocate for clients:?Take ownership and tackle complex and challenging issues to resolve the clients needs. Introducing clients to Schwab and TD Ameritrades products and services </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Be consultative:?Once licensed, recommend appropriate solutions to clients which align to their goals and promote Schwab growth. </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Have a defined model of success: Our culture is one where employees feel empowered to own their career with a focus on addressing clients needs, personalizing each interaction, and valuing clients and their time.</li></ul><h2>What you have</h2> <ul style="margin:0px;padding:0px;font-family:'verdana'"><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Must be able to work overnight or on the weekends (Monday-Thursday 8:30 pm to 7:00 am or Fri, Sat, Sun 7pm-7:30am or Sat, Sun, Mon 7:00 am to 7:30 pm) </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Interest in obtaining FINRA series 7 & 63 licenses: </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">There is a condition of employment that you will obtain the FINRA Series 7 & 63 licenses </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">You will be paid to participate in Schwab and TD Ameritrades training classes and study groups to support your pursuit of these licenses </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Motivation to learn about the securities industry, including the basic principles of equity, option and mutual fund transactions </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">A working knowledge of technology and ability to operate in an environment requiring intermediate digital literacy </li></ul><ul style="margin:0px;padding:0px;font-family:'verdana'"><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">A dedication to consistently improve the client experience </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Ability to establish trust and rapport with clients over the phone </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Robust consulting, influencing and client engagement skills </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Desire to work in a collaborative team-based culture </li><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">An ownership mentality with a desire to continually develop and learn </li></ul><ul style="margin:0px;padding:0px;font-family:'verdana'"><li style="margin:0px 0px 0px 24px;padding:0px;font-size:11.5pt;font-family:'source sans pro' , , 'times new roman' , sans-serif">Ability to adapt and implement changes as market and business conditions evolve</li></ul><div><h2>Why work for us?</h2>Own Your Tomorrow embodies everything we do! We are committed to helping our employees ignite their potential and achieve their dreams. Our employees get to play a central role in reinventing a multi-trillion-dollar industry, creating a better, more modern way to build and manage wealth.Benefits: A competitive and flexible package designed to empower you for today and tomorrow. We offer a competitive and flexible package designed to help you make the most of your life at work and at hometoday and in the future. Explore <a href="https://content.schwab.com/web/retail/public/about-schwab/charles_schwab_recruitment_guide_2020.pdf" rel="nofollow noopener noreferrer" target="_blank">further</a>.Schwab is committed to building a diverse and inclusive workplace where everyone feels valued. As an Equal Opportunity Employer, our policy is to provide equal employment opportunities to all employees and applicants without regard to any status that is protected by law. Please click <a href="https://www.aboutschwab.com/EEO" rel="nofollow noopener noreferrer" target="_blank">here</a> to see the policy.Schwab is an affirmative action employer, focused on advancing women, racial and ethnic minorities, veterans, and individuals with disabilities in the workplace. If you have a disability and require reasonable accommodations in the application process, contact Human Resources at applicantaccessibility@schwab.com or call 800-275-1281.TD Ameritrade, a subsidiary of Charles Schwab, is an Equal Opportunity Employer. At TD Ameritrade we believe People Matter. We value diversity and believe that it goes beyond all protected classes, thoughts, ideas, and perspectives.</div>

Schwab has earned high praise in 2016 for its heritage of innovation, contemporary wealth management capabilities, and workplace culture.
Selected as one of the FORTUNE Top 50 “World’s Most Admired Companies®”, Schwab ranked #1 for Innovation and Social Responsibility in Key Attributes of Reputation and #2 in the Securities and Asset Management category.
Schwab received a fifth consecutive win of the Gallup® Great Workplace Award, placing Schwab among the top 35 companies recognized for having the most engaged workforces in the world.
Schwab’s commitment to challenging the industry status quo, delivering excellent client service supported by strong corporate governance practices, is due to our strong leadership team and Board of Directors.

Charles Schwab

Financial Services Representative (Overnight, Weekend Shifts)

Capital Markets Placement_feed

Food Delivery Driver

Domino's Pizza, Corinth, TX Domino's Pizza is looking for a full time or part time Food Delivery Driver for our location in Corinth, TX. The Food Delivery Driver will ensure the correct order makes it from our location to the customer in a timely manner. Customer service is important since you will be interacting with our customers one on one. A valid driver's license and a clean driving record are important for this role. Apply today and ask us more about our compensation and benefits for our Food Delivery Drivers. Domino's Pizza is actively hiring so submit your application ASAP to get started with us immediately. We look forward to meeting you! PI148934946

Domino's Pizza

Domino's Pizza - Food Delivery Driver

JobTarget

Domino's Pizza, Corinth, TX As the driver, you are the face of our brand. You'll provide excellent customer service by ensuring orders are correct and delivered in a timely manner. You should be able to creatively solve problems and have a friendly demeanor when interacting with customers. A Driver's License and some cash handling will be required. PI148746241

Domino's Pizza - Driver

Shift Leader

Subway - D3, Denton, TX Subway - D3 is looking for enthusiastic individuals to join our team in Denton, TX as full time or part time Shift Leaders. If you like working in a fast paced, fun environment and you are good with people, look no further! Subway - D3 is the right place for you. Shift Leader Job Essentials: -Must be able to demonstrate you are committed, hard-working, honest and friendly. -Excellent customer service skills -Reliable transportation to and from work (daily) -Ability to work with computers -Ability to assist the General Manager with team building -Ability to coach and lead a team with no supervision -Ability to maintain a positive atmosphere of teamwork and full of energy -Ability to communicate to all team members -Sales Skills Additional Responsibilities: -Be professional and courteous with all customers -Promptly handle all customer concerns by delighting each of our customers -Willing to open and close stores -Willing to perform and uphold daily cleaning duties -Willing to maintain a safe and organized restaurant for employees and customers We are actively hiring for a full time or part time Shift Leader to join our team. We can't wait to meet you. Apply today! PI149070576

Subway - D3

Subway - D3 - Shift Leader

Assistant Property Manager

Why Highmark Residential?Because every position is considered critical to Highmark’s success and reputation, we take care to employ those who aspire to become the best in their field. Those who succeed at Highmark will do so because they enjoy an empowered, challenging, fulfilling and financially rewarding workplace!Why we need you:  The Assistant Property Manager is responsible for community accounting functions and assists in the administration, leasing and supervision of the team.What your day to day might look like: <ul><li>Collect and secure rental payments</li><li>Prepare accounting records and reports, including deposit accounting and monthly closeout</li><li>Deliver late rent letters and notices to vacate, and contact those who have unpaid/owed rent</li><li>Assist in the eviction process and follow policies for local municipalities in a timely manner</li><li>Ensures excellent customer service to all residents and prospects</li><li>Assist the Property Manager in various tasks as needed</li><li>Achieves high resident retention and leasing expectations</li></ul>We’re looking for you if: <ul><li>Interested in the above</li><li>You have leadership and team-building skills</li><li>Excellent mathematical skills (high school level)</li><li>You strive for excellence</li></ul>Some things we can’t live without: <ul><li>Excellent verbal and written communication skills</li><li>High school diploma or equivalent</li><li>Valid driver’s license</li><li>Proficiency in property management software</li></ul>What Highmark can do for YOU:<ul><li>Help you achieve your goals by continuous professional development and regular career progression sessions</li><li>Competitive pay for the market</li><li>Medical, Dental & Vision benefits the 1st of the month following 30 days of full-time employment</li><li>401(k) eligibility after 90 days</li><li>Professional Certification & Tuition reimbursement</li><li>Vacation, Sick and Personal Time off </li></ul> #CTR

Highmark Residential

Unclassified Occupations

We have a unique work environment where you're trained to work every position in the restaurant. From the register, to the grill, to morning prep and evening close, our crew members become a team working in all aspects of the restaurant.
WHAT'S IN IT FOR YOU? 

FUN WORKPLACE 
A fast-paced, high-energy environment 
 
COMPETITIVE PAY 
Competitive base pay and excellent potential bonus

REAL FOOD 
Work with fresh ingredients and highest quality products

CAREER LADDER 
Amazing growth opportunities

DISCOUNTED MEALS 
Discounted meals while you work

Five Guys

Crew Member

BuyerPX

Financial Planning

We are looking to hire FP&A Analysts/Leads across multiple businesses at Citi. The below description is an overview of the roles/responsibilities. If selected for an interview, the recruiter will highlight which specific teams/roles you will be meeting with.The Financial Planning and Analysis Senior Lead Analyst is a senior level position responsible for providing management with an analysis and insight of Citi’s financial results in coordination with the broader Finance team. The overall objective is to contribute to directional strategy as well as utilize in-depth specialty knowledge to provide advice/counsel on the evaluation of financial reports of Citi’s current and projected performance. Responsibilities:<ul><li>Lead creation of Citi financial reports and liaise with finance teams to provide a summary of financial trends and insight to senior management</li><li>Lead analysis of forecasts, strategic and operating plans, and create monthly outlooks in partnership with segment, business, and country financial planning and analysis teams</li><li>Prepare analytics in support of CEO Reviews including business initiatives</li><li>Lead analysis of Citigroup’s product profitability</li><li>Develop relationships with key partners and senior management to influence behavior and decision making</li><li>Prepare presentations and analysis for the team and in support of the CFO</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul>Qualifications:<ul><li>10+ years of relevant experience</li><li>Experience within financial services</li><li>Experience providing financial analysis for monthly forecasts, strategic multi-year forecasts, and annual budgets</li><li>Proficient Microsoft Office skills with an emphasis on Excel and PowerPoint</li><li>Knowledge in additional systems including Oracle, Essbase, and SAP</li><li>Consistently demonstrates clear and concise written and verbal communication</li></ul>Education:<ul><li>Bachelor’s degree/University degree or equivalent experience</li><li>Master’s degree preferred</li></ul>-------------------------------------------------Job Family Group: Finance-------------------------------------------------Job Family:Financial Planning & Analysis------------------------------------------------------Time Type:------------------------------------------------------Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review <a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" rel="nofollow noopener noreferrer" target="_blank">Accessibility at Citi</a>.View the "<a href="https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf" rel="nofollow noopener noreferrer" target="_blank">EEO is the Law</a>" poster. View the <a href="https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf" rel="nofollow noopener noreferrer" target="_blank">EEO is the Law Supplement</a>.View the <a href="http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf" rel="nofollow noopener noreferrer" target="_blank">EEO Policy Statement</a>.View the <a href="https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf" rel="nofollow noopener noreferrer" target="_blank">Pay Transparency Posting</a>

Citi

Senior Vice President, ICG (Institutional Clients Group) Financial Planning & Analysis

TMP PX

ONSITE

FULL_TIME

YEAR

IT/Systems Analyst

POSITION SUMMARYOur business analysts are the drivers behind our continued growth and success. With our commitment to innovation, it’s our business analysts who seek out, develop, and help implement strategic initiatives for improved efficiency and productivity. We’re currently searching for an experienced business analyst to help guide our organization into the future. From researching progressive systems solutions to evaluating their impact, our ideal candidate is a detailed planner, expert communicator, and top-notch analyst. They should be wholly committed to the discovery and development of innovative solutions in an ever-changing digital landscape.The ideal candidate has a passion for project work and healthcare along with leadership and management qualities to work independently in a fast-paced, ambiguous environment with limited supervision. He or she must be a great collaborator, organizer and team player who can quickly absorb the nuances of complex, varied projects and business initiatives.Business Analyst Duties – What success looks like:<ul><li>Drive identification of requirements across business units and identify substandard systems processes through evaluation of data</li><li>Serve as thought leader for technical business processes, developing forward-thinking systems prototypes that promote increased efficiency and productivity on multiple levels</li><li>Create and implement precise management plans for every project, with attention to transparent communication at all levels</li><li>Perform, evaluate, and communicate thorough quality assurance at every stage of systems development</li><li>Determine and develop user requirements for systems in production, to ensure maximum usability</li><li>Partner with other stakeholder teams across business units (i.e., sales, finance, security, compliance) to develop necessary analysis and documentation in a collaborative way, communicating effectively and efficiently with production, managerial, and executive teams</li><li>Evaluate, analyze, and communicate systems requirements on a continuing basis, and maintain systems processes, including the delivery of monthly status reports to all appropriate parties</li><li>Author and update internal and external documentation, and formally initiate and deliver requirements and documentation</li><li>Conduct daily systems analytics to maximize effectiveness and troubleshoot problems</li><li>Develop meaningful and lasting relationships with partners for optimized systems integration, and respond to questions and concerns from managers and executives with supporting research and recommendations</li><li>Maintains strictest confidentiality and adheres to all HIPAA guidelines and regulations</li></ul>Knowledge, Skills, and Abilities<ul><li>Extraordinary analytical, organizational, time management, written and verbal communication skills with consistent attention to detail</li><li>Ability to prioritize and manage multiple tasks, allocating resources to ensure projects are completed both efficiently and effectively</li><li>Ability to manage multiple competing priorities in a complex and dynamic environment, while consistently meeting strict deadlines</li><li>Practical experience generating process documentation and reports</li><li>Excellent communicator with the ability to translate data into actionable insights</li><li>Preferred Qualifications</li><li>Strong working knowledge of relevant Microsoft applications, including Visio</li><li>Proven capabilities in project and user-testing management</li><li>Proven development of innovative and impactful systems solutions</li><li>Extensive experience with data visualization</li><li>Highly proficient technical writing capabilities</li><li>Understanding of Agile and Lean Six Sigma processes and methods</li></ul>Other Duties<ul><li>Other duties as assigned</li></ul>GENERAL QUALIFICATIONSRequired Education and Experience<ul><li>Associates or Bachelors degree</li><li>5+ years of proven experience in a business analyst or project manager capacity</li><li>Proficient in agile methodologies</li><li>Ability to create documentation</li></ul>Preferred Education and Experience<ul><li>Project Management Professional (PMP) certification preferred</li><li>EMR and/or Healthcare experience preferred</li><li>Demonstrated technical expert in business process management including setting priorities with solid understanding of business tradeoffs (i.e. cost-benefit analyses).</li><li>Strong organizational skills, detail-oriented, as well as the ability to adapt to changing priorities.</li><li>Strong communication skills with translating technology to non-technical stakeholders.</li><li>Excellent collaborator; able to communicate with all levels of the organization.</li><li>Solid analytical and problem-solving skills.</li><li>A proven ability to lead by motivating, inspiring, and supporting team, leaders and management to successfully achieve their divisional and departmental objectives.</li><li>Demonstrated strength in strategic thinking, identifying key business issues and opportunities, creating business strategies and driving results across internal teams and/or external partners.</li><li>Exceptional verbal and written communication skills.</li></ul>Physical Demands/Work Environment Requirements Must have ability to perform prolonged walking, reaching, kneeling, and the ability to lift 30 pounds.  Vision, hearing, speech, movements requiring the use of wrists, hands and/or fingers. Must have the ability to view a computer screen for long periods and the ability to sit or stand for extended periods.  Must have the ability to work the hours and days required to complete the essential functions of the position, as scheduled.Mental DemandsLearning, thinking, concentration and the ability to work under pressure, particularly during busy times.   Must be able to pay close attention to detail and be able to work as a member of a team to ensure excellent customer service.  Must have the ability to interact effectively with co-workers and customers, and exercise self-control and diplomacy in customer and employee relations’ situations.  Must have the ability to exercise discretion as well as appropriate judgments when necessary.  Must be proactive in finding solutions.

Company Confidential

IT Business Analyst

monster

Complaints Manager

The Client Experience and Complaints Analytics Manager manages a team of analysts responsible for complaints analytics supporting Operations and Service Excellence for Branded Cards, Retail Bank and Retail Services.  Leads team providing analytics on changes in trends of customer complaints, drivers of complaints, and working with business partners to identify opportunities for innovative solutions to improve client experience and reduce customer pain points.  Analytics manager should have strong knowledge of the consumer lending and retail banking business.  The role requires experience managing a team of analysts using data to solve complex business challenges.  Requires excellent analytical skills to filter, prioritize and validate potentially complex and dynamic material from multiple sources and leverage varies quantitative methodologies to derive business insights and recommendations. Developed communication and diplomacy skills are required to guide, influence, and convince others, in particular colleagues in other areas and occasional external customers.Responsibilities:<ul><li>Manage team providing analytics on complaint trends for Branded Cards, Retail Bank, and Retail Services.</li><li>Define team goals and strategic direction.  Manage priorities for the team to identify opportunities to reduce customer complaints and improve client experience.</li><li>Accountable for end results. Utilizes excellent communication skills required to negotiate internally, often at senior levels (across functions); may communicate with external parties.</li><li>Resolves complex and highly variable issues with substantial potential impact.</li><li>Demonstrates an in-depth understanding of how own area integrates within the overall function to achieve objectives; requires a good understanding of the industry.</li><li>Manages compliance efforts to follow policies and procedures, as well as contribute to defining standards.</li></ul>Qualifications:<ul><li>10+ years relevant experience</li><li>5+ years experience in analytics required, preferably in financial services</li><li>Experience with SAS/SQL/Python/R</li><li>Advanced proficiency with MS Excel and PowerPoint required</li><li>Excellent verbal and written communication skills required</li></ul>Education:<ul><li>Bachelor’s/University degree, Master’s degree preferred</li></ul>This position may sit at any U.S. Citi Operations site.-------------------------------------------------Job Family Group: Operations - Core-------------------------------------------------Job Family:Business Planning & Analysis------------------------------------------------------Time Type:Full time------------------------------------------------------Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review <a href="https://www.citigroup.com/citi/accessibility/application-accessibility.htm" rel="nofollow noopener noreferrer" target="_blank">Accessibility at Citi</a>.View the "<a href="https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf" rel="nofollow noopener noreferrer" target="_blank">EEO is the Law</a>" poster. View the <a href="https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf" rel="nofollow noopener noreferrer" target="_blank">EEO is the Law Supplement</a>.View the <a href="http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf" rel="nofollow noopener noreferrer" target="_blank">EEO Policy Statement</a>.View the <a href="https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf" rel="nofollow noopener noreferrer" target="_blank">Pay Transparency Posting</a>

Jobs in Denton, TX

Charles Schwab

Domino's Pizza

Domino's Pizza

Subway - D3

Highmark Residential

Five Guys

Citi

Company Confidential

Citi