Senior Actuarial Analyst/Actuary Markel CorporationSenior Actuarial Analyst/ActuaryRichmond, VA$78,000–$107,250 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Conducting thorough research and analysis to evaluate lines of business and/or individual programs, establishing rates and pricing strategies that align with Markel's commitment to profitable premium growth and cost-based pricing.
Senior Actuarial Analyst/Actuary Markel Group IncSenior Actuarial Analyst/ActuaryVA$78,000–$107,250 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Conducting thorough research and analysis to evaluate lines of business and/or individual programs, establishing rates and pricing strategies that align with Markel's commitment to profitable premium growth and cost-based pricing.
Associate Actuary Elevance Health IncAssociate ActuaryRichmond, VA$115,200–$198,720 / yearSupports Carelon Services through actuarial pricing, financial analysis, and value-based contracting initiatives while collaborating with internal teams and external business partners. Preferred Skills, Capabilities and Experiences: Strong ability to partner with cross-functional business teams and communicate actuarial insights to both technical and non-technical stakeholders.
Actuary, Asset Projection, Actuarial Governance Genworth Financial IncActuary, Asset Projection, Actuarial GovernanceRichmond, VAGenerous Paid Time Off - Including 12 Paid Holidays, Volunteer Time Off and Paid Family Leave Disability, Life, and Long Term Care Insurance Tuition Reimbursement, Student Loan Repayment and Training & Certification Support Wellness support including gym membership reimbursement and Employee Assistance Program resources (work/life support, financial & legal management) Caregiver and Mental Health Support Services ADDITIONAL At this time, Genworth will not sponsor a new applicant for employment authorization for this position. Furthermore, you will implement changes to asset projection and scenario generation processes that enhance both product lines and corporate functions, facilitating progress toward the organization's strategic objectives.
Actuary Ennoble CareActuaryRichmond, VAEnnoble Care offers a variety of programs including, remote patient monitoring, behavioral health management, and chronic care management, to ensure that our patients receive the highest quality of care by a team they know and trust. Ennoble Care is a mobile primary care, palliative care, and hospice service provider with patients in New York, New Jersey, Maryland, DC, Virginia, Oklahoma, Kansas, Pennsylvania, Texas, Florida, and Georgia.
Associate Actuary Elevance HealthAssociate ActuaryRichmond, VA$115,200–$198,720 / yearSupports Carelon Services through actuarial pricing, financial analysis, and value-based contracting initiatives while collaborating with internal teams and external business partners. Preferred Skills, Capabilities and Experiences: Strong ability to partner with cross-functional business teams and communicate actuarial insights to both technical and non-technical stakeholders.
Associate Actuary, Strategic Analytics Centene Corporation GroupAssociate Actuary, Strategic AnalyticsVARemote$87,700–$157,800 / yearStrategic Impact of the Role: We are seeking an entrepreneurial and innovative Associate Actuary to serve as a key strategic leader evaluating our highest-priority strategic initiatives - specifically, internal Quality and Affordability Initiatives (QAI) and external Value-Based Care (VBC) arrangements. Executive Translation: Act as a strategic communicator, translating highly complex actuarial methodologies and financial impacts into compelling, easily understood narratives for non-technical executive stakeholders.
Senior Actuary Markel CorporationSenior ActuaryRichmond, VA$141,640–$194,755 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Pay information: The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors.
NewActuary, Long Term Care Model Governance & Controllership Genworth Financial IncActuary, Long Term Care Model Governance & ControllershipRichmond, VA$109,000–$169,000 / yearAs a member of Genworth's LTC Model Governance & Controllership team, you will help ensure the actuarial models supporting valuation, pricing, rate actions, and forecasting are reliable, well-controlled, and fit for purpose. A Hybrid schedule of both Remote and In-Office days would be required if you reside within 50 miles of a Genworth | CareScout office with working hours targeting our core business hours of 9am-5pm EST.
Experience Study Actuary, Life Assumption Genworth Financial IncExperience Study Actuary, Life AssumptionRichmond, VA$109,000–$169,000 / yearAs an Actuary and a key member of the Life Assumption team, you will play a critical role in the review of the Genworth life experience and the development of key actuarial assumptions to project future liabilities to ensure the company's financial ability to meet its obligations. A Hybrid schedule of both Remote and In-Office days would be required if you reside within 50 miles of a Genworth | CareScout office with working hours targeting our core business hours of 9am-5pm EST.
Actuary - State National Markel CorporationActuary - State NationalRichmond, VA$116,080–$159,610 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Pay information: The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors.
Sr. Lead Health Actuary Consultant Marsh & McLennan Companies IncSr. Lead Health Actuary ConsultantRichmond, VA$117,000–$175,000 / yearWe will count on you to: Lead routine client engagements, managing overall service delivery, strategy, financial evaluations, plan design, renewals, business placement, benchmarking, and other projects related to underwriting health and welfare insurance. Mercer is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries.
Partner, Senior Health Actuary Marsh & McLennan Companies IncPartner, Senior Health ActuaryVA$212,000–$318,000 / yearWe aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. Mercer is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries.
Health Actuary - Analyst III Marsh & McLennan Companies IncHealth Actuary - Analyst IIIRichmond, VA$73,500–$147,000 / yearThe Health & Benefits (H&B) actuarial consulting analyst is responsible for managing client projects that focus on employers' health benefits strategies, including financial projections, carrier selection, plan design optimization, employee contribution setting, IBNP valuations, benchmarking, well-being initiatives, and renewal negotiations. The actuarial consulting analyst will create client deliverables, provide direction to junior analysts, serve as a financial client contact, and present deliverables to clients in partnership with senior members of client teams.
Sr. Principal Lead Health Actuary Consultant Marsh & McLennan Companies IncSr. Principal Lead Health Actuary ConsultantRichmond, VA$150,000–$225,500 / yearWe will count on you to: Lead routine client engagements, including managing overall service delivery, strategy, financial evaluations, plan design, renewal, business placement, benchmarking and other projects associated with underwriting health and welfare insurance, brokering contracts or projecting health care related costs. Responsible for managing client projects that focus on employers' health benefits strategies, including financial projections, carrier selection, plan design optimization, employee contribution setting, IBNP valuations, benchmarking, well-being initiatives and renewal negotiations.
Senior Actuary Markel Group IncSenior ActuaryVA$141,640–$194,755 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Pay information: The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors.
Partner, Senior Health Actuary Marsh McLennanPartner, Senior Health ActuaryRichmond, VirginiaWe aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. Mercer is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries.
Associate Actuary I Argo Group International Holdings Ltd.Associate Actuary IRichmond, VA$118,000–$141,000 / yearDeliver strategic impact: Craft and present compelling actuarial summaries that empower Home Office and Field leaders, cross-functional teams, consultants, reinsurers, and regulators to make data-driven, forward-thinking decisions. Inspire and develop future leaders: Mentor and train less experienced analysts with hands-on guidance in advanced spreadsheets, databases, and leading-edge data sourcing, elevating team capability and performance.
Actuary, Sutter Health Plan Sutter HealthActuary, Sutter Health PlanRichmond, VA$126,256–$189,384 / yearThorough knowledge of healthcare delivery systems, integrated delivery systems and medical group practices, especially in a managed care environment, as well as an advanced understanding of key government programs ((Medicare/Medicaid) and market segments (individual, small group, etc.). Superior business acumen, exceptional analytical and advanced project management skills, with the proven ability to provide innovative solutions to complex problems, reach practical conclusions, and institute effective changes.
Life Actuary Consulting Manager Deloitte Touche Tohmatsu LtdLife Actuary Consulting ManagerVA$148,200–$292,300 / yearOur purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities. Our Insights, Innovation & Operate Offering is designed to enhance key aspects of our clients' businesses by leveraging cutting-edge technology, data, and a blend of deep technical and human expertise.
Actuary - State National Markel Group IncActuary - State NationalRichmond, VA$116,080–$159,610 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Pay information: The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors.
Sr. Health Actuary Consultant Marsh & McLennan Companies IncSr. Health Actuary ConsultantRichmond, VA$93,500–$145,000 / yearWe will count on you to: Lead routine client engagements, managing overall service delivery, strategy, financial evaluations, plan design, renewal, business placement, benchmarking, and other projects associated with underwriting health and welfare insurance. Mercer is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries.
NewSenior Actuary, Life Modeling & Modernization Genworth Financial IncSenior Actuary, Life Modeling & ModernizationRichmond, VA$137,000–$212,000 / yearDrive and contribute to key Modeling & Modernization initiatives, including the UL Conversion program and broader Life modeling efforts, helping design, build, test, and deploy AXIS models for valuation and projection use cases. You will serve as a key player in the successful development, testing, and deployment of the new model and integrating the new AXIS model appropriately into our Life Modeling eco-system (Traditional and UL models and processes in AXIS).
P&C Actuary Consulting Senior Manager Deloitte Touche Tohmatsu LtdP&C Actuary Consulting Senior ManagerVA$180,200–$355,100 / yearAs an Actuarial Senior Manager on the Human Capital team, you will be responsible for: Leading client engagements involving property and casualty (P&C) reserve analyses, including Statements of Actuarial Opinion, pricing, and financial modeling. Our purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities.
Global Employer Services Managing Director-Actuarial Services BDO USA PCGlobal Employer Services Managing Director-Actuarial ServicesRichmond, VA$157,500–$420,000 / yearThe annual allocation to the ESOP is fully funded by BDO through investments in company stock and grants employees the chance to grow their wealth over time as their shares vest and grow in value with the firm's success, with no employee contributions. Job Summary: A Global Employer Services (GES) Managing Director in our group is responsible for working with partners to ensure successful operations and financial growth of the group.
Director, Actuarial Sentara Healthcare IncDirector, ActuarialVAThis leader will operate in a highly matrixed environment, partnering closely with Finance, Product, Network, Risk Adjustment, and Clinical teams to drive enterprise value and support SHP's growth strategy. Overview: The Director, Actuarial - Government Programs will lead actuarial pricing, financial performance insights, and strategic analytics across SHP's Medicare and Medicaid lines of business.
NewActuarial Analyst Markel CorporationActuarial AnalystRichmond, VA$58,500–$97,500 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. . . Communicating results with actuaries and underwriters in a clear and concise manner and responding efficiently and accurately to requests to vary the actuarial analysis in terms of structure and/or assumptions in order to more accurately represent the risk being analyzed.
Genworth Actuarial Development Program Intern – Summer 2027 Genworth FinancialGenworth Actuarial Development Program Intern – Summer 2027Richmond, VirginiaBeginning Summer 2027, our interns spend 10-to-12 weeks exercising their talents to solve real-world problems because our financial services and products touch real lives—whether we’re providing support for caregivers, enabling independent living, or helping people achieve home ownership. Actual compensation will vary based on geographic location, experience, skills, and other job-related factors, such as exam progression towards the Associate in the Society of Actuaries (ASA) designation.
Genworth Actuarial Development Program Analyst – 2027 Genworth FinancialGenworth Actuarial Development Program Analyst – 2027Richmond, VirginiaActual compensation will vary based on geographic location, experience, skills, and other job-related factors, such as exam progression towards the Associate in the Society of Actuaries (ASA) designation. Wellness support including gym membership reimbursement and Employee Assistance Program resources (work/life support, financial & legal management).
Actuarial Analyst III Elevance Health IncActuarial Analyst IIIVA$89,832–$170,208 / yearHow you will make an impact: Analyzes and implements risk contracts including conducting experience analyses, pricing, filing and settlement work; and prepares management reports supporting new capitation initiatives. Minimum Requirements: Requires a BA/BS and to have passed a minimum of four Society of Actuaries (SOA) actuarial exams and a minimum of 3 years related experience; or any combination of education and experience, which would provide an equivalent background.
NewActuarial Analyst I Elevance Health IncActuarial Analyst IRichmond, VA$66,240–$114,264 / yearMinimum Requirements: Requires a BA/BS degree and to have passed a minimum of one Society of Actuaries (SOA) or Casualty Actuarial Society (CAS) actuarial exam; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: Completes Actuarial Experience Reports that includes, but not limited to data collection, Category of Service logic, leveraging IBNR models, and reconciling to the general ledger.
NewActuarial Analyst I Elevance HealthActuarial Analyst IRichmond, VA$66,240–$114,264 / yearMinimum Requirements: Requires a BA/BS degree and to have passed a minimum of one Society of Actuaries (SOA) or Casualty Actuarial Society (CAS) actuarial exam; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: Completes Actuarial Experience Reports that includes, but not limited to data collection, Category of Service logic, leveraging IBNR models, and reconciling to the general ledger.
Actuarial Analyst III Elevance HealthActuarial Analyst IIIRichmond, VA$89,832–$170,208 / yearHow you will make an impact: Analyzes and implements risk contracts including conducting experience analyses, pricing, filing and settlement work; and prepares management reports supporting new capitation initiatives. Minimum Requirements: Requires a BA/BS and to have passed a minimum of four Society of Actuaries (SOA) actuarial exams and a minimum of 3 years related experience; or any combination of education and experience, which would provide an equivalent background.
Senior Actuarial Analyst Centene Corporation GroupSenior Actuarial AnalystVARemote$70,100–$126,200 / yearYou'll gain hands-on experience with VBC contract modeling, healthcare data analytics, financial performance analysis, vendor partnerships, and cross-functional collaboration across multiple lines of business, providing diverse work, continuous learning, and exposure to complex challenges with minimal repetitive tasks. Collaborating with cross-functional teams, including Medical Economics, Enterprise Partnerships, Network, and Clinical teams, to gather data, validate assumptions, and support ongoing initiatives.
NewActuarial Analyst Markel Group IncActuarial AnalystRichmond, VA$58,500–$97,500 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Communicating results with actuaries and underwriters in a clear and concise manner and responding efficiently and accurately to requests to vary the actuarial analysis in terms of structure and/or assumptions in order to more accurately represent the risk being analyzed.
NewDirector, Portfolio Management Lead Markel CorporationDirector, Portfolio Management LeadRichmond, VA$158,720–$218,240 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. . . We envision a dynamic, underwriter-centered function that treats underwriters and regional leaders as its core customers—identifying trends early, delivering actionable insights built on reliable data, and embedding actuarial and predictive models into daily workflows.
NewDirector, Portfolio Management Lead Markel Group IncDirector, Portfolio Management LeadRichmond, VA$158,720–$218,240 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. We envision a dynamic, underwriter-centered function that treats underwriters and regional leaders as its core customers-identifying trends early, delivering actionable insights built on reliable data, and embedding actuarial and predictive models into daily workflows.