The Specialist handles higher-risk transactions, performs reconciliations with minimal supervision, serves as an escalation resource for operational issues, provides guidance and mentoring to junior team members, and supports audit, examination, and compliance readiness while ensuring adherence to organizational policies, procedures, and regulatory requirements. Working knowledge of state and federal laws and regulations affecting the financial services industry, including the Bank Secrecy Act (BSA), USA PATRIOT Act, Anti-Money Laundering (AML) requirements, Customer Identification Program (CIP), customer privacy requirements, and Community Reinvestment Act (CRA).