NewABA Behavior Analyst Hope Network Behavioral HealthABA Behavior AnalystBellevue, MIDeveloping and retaining staff through performance reviews, discipline, development activities and formal and informal training in accordance with Hope Network’s Employee Handbook and BACB guidelines. The Behavior Analyst develops comprehensive and focused treatment plans for children based on medical necessity for the remediation of the deficits of the child’s autism diagnosis.
NewBoard Certified Assistant Behavior Analyst (BCaBA) Hope Network Behavioral HealthBoard Certified Assistant Behavior Analyst (BCaBA)Saint Johns, MIHope Network’s Center for Autism is expanding our East Lansing team and seeking a Board-Certified Assistant Behavior Analyst (BCaBA) with strong clinical expertise, exceptional professionalism, and a commitment to improving outcomes for children with autism spectrum disorder (ASD). Collaborating with the Associate Clinical Director and Scheduler to maintain staffing plans and ensure quality service delivery.
NewBehavior Analyst Hope Network Behavioral HealthBehavior AnalystMaple Rapids, MIDeveloping and retaining staff through performance reviews, discipline, development activities and formal and informal training in accordance with Hope Network’s Employee Handbook and BACB guidelines. The Behavior Analyst develops comprehensive and focused treatment plans for children based on medical necessity for the remediation of the deficits of the child’s autism diagnosis.
Senior HRIS Analyst Michigan Farm BureauSenior HRIS AnalystLansing, MI$81,034–$101,293 / yearThis position drives workflow efficiency, reporting accuracy, data integrity, compliance, and user experience improvements across HR applications and related business processes, while serving as a key technical resource for complex issues, enhancements, and cross-functional initiatives. Lead analysis of HR systems, workflows, and business processes to identify improvement opportunities, recommend solutions, and implement changes that increase efficiency, strengthen data quality, and improve overall user experience.
NewBusiness Analyst A-Line Staffing SolutionsBusiness AnalystLansing, MIContractorLocation: Lansing, MI (2-days onsite, 3-days remote Hybrid Schedule) . Note: This is a W2 contract position – C2C, 1099, & 3rd party candidates WILL NOT be considered .
NewBusiness Analyst HTC Global Services IncBusiness AnalystLansing, MIFull timeThe Business Analyst will serve as a strategic liaison between business stakeholders, regional field services consultants and managers, internal teams, and vendor partners. 5 years of experience leading meetings, conducting training and information sessions, communicating with varied audiences, and preparing oral and written reports and presentations.
NewNetwork Business Analyst Digital Technology SolutionsNetwork Business AnalystLansing, MIContractorFull timeConsult SMEs (Subject Matter Experts) on tasks required to complete integrated projects for all Telecommunication services, such as, WAN, WLAN, MLAN, Security, Contact/Call Centers, Telephony, and Video. Complete Description: • Facilitate meetings with clients to gather requirements for all IT solutions and to identify impacted business processes and determine best process and IT solution integration.
NewClaims Operations Analyst Michigan Farm BureauClaims Operations AnalystLansing, MI$73,008–$91,260 / yearClaims Operations Analyst US-MI-Lansing Job ID: 2026-8691 of Openings: 1 Category: Claims Farm Bureau Center Overview Claims Operations Analyst Objective To serve as an expert for the Claims Division focused on claims systems, processes, file quality and training. Assist with content development and maintenance by collaborating with teammates and content area experts to ensure training material is current and accurate.
NewBusiness Analyst 5 Sunrise Systems IncBusiness Analyst 5Lansing, MISkill Required / Desired Required Years of experience Exposure to Complex IT web Applications, within the past 5 years Required 5 Years Experience in gathering and documenting business feedback and incorporating changes into current processes Required 5 Years Ability to lead meetings, conduct training & information sessions, communicate at a level appropriate to the audience, make oral and written reports and presentations Required 5 Years Experience working as a liaison between the development team and project manager or business client in a software development project Required 3 Years Experience with Microsoft SharePoint Required 1 Year Experience with Azure DevOps; including creating User Stories and queries Required 1 Year Experience with Federal, State or local grant management systems Highly Desired 2 Years Experience developing wireframes, mockups, & prototypes in Figma or comparable design software Highly Desired 1 Year Contact: This role will serve as a strategic liaison between OES, regional field services consultants and managers, internal MDE cross-office teams (including the Office of Systems, Evaluation, and Technology - OSET), the Department of Technology, Management, and Budget (DTMB), and vendor partners.
Programmer Analyst 3 (Java) KYYBA, IncProgrammer Analyst 3 (Java)Dimondale, MIFounded in 1998 and headquartered in Farmington Hills, MI, Kyyba has a global presence delivering high-quality resources and top-notch recruiting services, enabling businesses to effectively respond to organizational changes and technological advances. We are proud of our work culture which embodies our core values; incorporating value, passion, excellence, empowerment, and happiness, creates a vibrant and productive atmosphere.
Cloud Engineer/Analyst : State of MI Shiftcode Analytics, IncCloud Engineer/Analyst : State of MILansing, MISkills: Skill Matrix: Required Cloud Delivery Analyst / Business Analyst 1-3 years Knowledge of concepts of designing and developing dynamic Cloud solutions in Google Cloud Platform and Amazon Web Services and moving parts involved in continuous integration and delivery. The Entry-Level Cloud Engineer will support the State of Michigan's cloud architecture and engineering teams in designing, deploying, and maintaining cloud-based solutions across public, private, and hybrid environments.
NewSenior Business Analyst V2SoftSenior Business AnalystLansing, MIV2Soft is a global leader in IT services and business solutions, delivering innovative and cost-effective technology solutions worldwide since 1998. Beyond our work, we actively support local communities and non-profits, reflecting our core values.
Analytics Engineer/Data Analyst HCL Global Systems Inc.Analytics Engineer/Data AnalystOkemos, MIThis role requires hands-on experience with modern data stack tools and the ability to convert complex business requirements into structured, reliable data models. The analyst will work across the full data lifecycle—from transforming raw data into analytics-ready datasets to enabling business insights through Tableau.
NewBusiness Analyst Integrated Resources, IncBusiness AnalystLansing, MISkill Required / Desired Required Years of experience Exposure to Complex IT web Applications, within the past 5 years Required 5 Years Experience in gathering and documenting business feedback and incorporating changes into current processes Required 5 Years Ability to lead meetings, conduct training & information sessions, communicate at a level appropriate to the audience, make oral and written reports and presentations Required 5 Years Experience working as a liaison between the development team and project manager or business client in a software development project Required 3 Years Experience with Microsoft SharePoint Required 1 Year Experience with Azure DevOps; including creating User Stories and queries Required 1 Year Experience with Federal, State or local grant management systems Highly Desired 2 Years Experience developing wireframes, mockups, & prototypes in Figma or comparable design software Highly Desired 1 Year . The ideal candidate will have a strong background in supporting business areas to complete business requirements, perform user acceptance testing, supporting end user documentation and training, with proven leadership experience in cross-functional environments.
NewBusiness Analyst PSR Associates IncBusiness AnalystLansing, MIThis role will serve as a strategic liaison between OES, regional field services consultants and managers, internal MDE cross-office teams (including the Office of Systems, Evaluation, and Technology - OSET), the Department of Technology, Management, and Budget, and vendor partners. The ideal candidate will have a strong background in supporting business areas to complete business requirements, perform user acceptance testing, supporting end user documentation and training, with proven leadership experience in cross-functional environments.
NewBusiness analyst with State Grant Management exp (Onsite interviews - Hybrid) Cleo ConsultingBusiness analyst with State Grant Management exp (Onsite interviews - Hybrid)Lansing, MI$55–$60Client: State of MI Job ID: 160928 Posting Title: Lansing, MI - IT - Agency Services - MDE - N/A - Business Analyst 5 Job Title: Business Analyst 5 Job Location: 608 West Allegan Street, Lansing, MI, 48933 Projected Start Date: 08/03/2026 Projected End Date/Duration: 6 Months from projected start date with a possibility of extension based on performance and business needed Interview Process: 1st round virtual interviews via MS Teams video. This role will serve as a strategic liaison between OES, regional field services consultants and managers, internal MDE cross-office teams (including the Office of Systems, Evaluation, and Technology - OSET), the Department of Technology, Management, and Budget (DTMB), and vendor partners.
System Analyst 3 Novalink SolutionsSystem Analyst 3Lansing, MichiganThe System Analyst serves as the ScrumMaster (heavy usage of Azure DevOps tool) on projects and coordinates with the PMO’s Project Manager for artifacts/documentation needed on State of Michigan projects. Azure DevOps Knowledge – or similar tool like JIRA (comfortable with creating epics/features/user stories for projects as well as moving cards through project lifecycle) .
Senior Business and Technical Analyst Michigan Farm Bureau Family of CompaniesSenior Business and Technical AnalystLansing, MichiganFull timeThree or more successfully completed certifications in Certified Business Analysis Professional (CBAP), Certification of Competency in Business Analysis (CCBA), PMI Professional in Business Analysis (PMI-PBA) preferred, or Masters or Associate Certificate in Business Analysis. Perform an internal consultancy role that has responsibility for investigating business systems, identifying options for improving business systems and bridging the needs of the business with the use of information technology.
Programmer Analyst 6 (.NET C# Developer) GovServicesHubProgrammer Analyst 6 (.NET C# Developer)Lansing, Michigan5+ years of experience developing secure websites using industry best practices (such as preventing cross site scripting or SQL injection attacks and coding logging into software functionality). The Programmer Analyst 6 position will work as contract resources for the State of Michigan - Department of Technology, Management and Budget (DTMB) supporting the Michigan Department of Health and Human Services (MDHHS).
NewMDE - Business Analyst 5 RICEFW Technologies IncMDE - Business Analyst 5Lansing, MI$60.60This role will serve as a strategic liaison between OES, regional field services consultants and managers, internal MDE cross-office teams (including the Office of Systems, Evaluation, and Technology - OSET), the Department of Technology, Management, and Budget (DTMB), and vendor partners. The ideal candidate will have a strong background in supporting business areas to complete business requirements, perform user acceptance testing, supporting end user documentation and training, with proven leadership experience in cross-functional environments.
NewBusiness Analyst 5 TekWissen LLCBusiness Analyst 5Lansing, MI$64.12Job Title:Business Analyst 5 Location: Lansing, MI 48933 Duration: 6 Months Job Type:Hybrid Work Type: Temporary Assignment Shift: 8.00AM - 5.00 PM Job Description: Position Overview: The Michigan Department of Education (MDE) is seeking a Senior Business Analyst to support the Office of Educational Supports (OES) in enhancing and maintaining the Consolidated Application within the NexSys platform. This role will serve as a strategic liaison between OES, regional field services consultants and managers,internal MDE cross-office teams (including the Office of Systems, Evaluation, and Technology - OSET),the Department of Technology, Management, and Budget (DTMB), and vendor partners.
Data Analyst/Python Programmer - Remote SynergisticITData Analyst/Python Programmer - RemoteEast Lansing, MIRemote$90,000–$154,000 / yearThey're filtered by ATS systems, keyword screening, and recruiters looking for job-ready signals specific stacks, strong project depth, relevant certifications, and clear experience narratives. Since 2010 , SynergisticIT has helped candidates land full-time roles at organizations such as Google, Apple, PayPal, Visa, Western Union, Wells Fargo, Client, Walmart Labs, Client, Banking, Client, Client , and hundreds more.
System Analyst Syntricate Technologies IncSystem AnalystLansing, MIAzure DevOps Knowledge – or similar tool like JIRA (comfortable with creating epics/features/user stories for projects as well as moving cards through project lifecycle) (3+years). Will need to be onsite from day 1, two days a week (required in-person days are Tuesdays and Wednesdays).
Java Programmer Analyst 4 in Dimondale, MI Syntricate Technologies IncJava Programmer Analyst 4 in Dimondale, MIDimondale, MIProven expertise in modern security protocols and authentication frameworks, including OAuth 2.0, SAML, OpenID Connect, and JSON Web Tokens (JWT), with handson experience implementing secure and scalable identity and access management solutions across distributed systems. Detailed skills required: Proven ability to communicate effectively with both technical teams (developers, testers, architects) and business stakeholders (product owners, project managers, executives), ensuring alignment between business requirements and technical capabilities.
NewBusiness Analyst - Local to Lansing, MI (Within 80 miles) IntelliX Software, IncBusiness Analyst - Local to Lansing, MI (Within 80 miles)Lansing, MI$55–$60Ability to lead meetings, conduct training & information sessions, communicate at a level appropriate to the audience, make oral and written reports and presentations. Stakeholder Engagement & Communication Facilitate meetings with business stakeholders, technical teams, and external consultants.
Quantitative Financial Analyst III - Treasury Flagstar Bank, N.A.Quantitative Financial Analyst III - TreasuryLansing, MIFull timeThe Quantitative Financial Analyst III may have assignments related to interest rate risk measurement and management, liquidity risk measurement and management, asset valuation, asset profitability analysis, loan and deposit product pricing, and hedging portfolio performance analysis. Minimum experience required: 3+ Years mastery of quantitative fixed income and financial concepts, programming and financial modeling, bank balance sheet modeling or risk management.
Disclosure Management Escalations Analyst Flagstar Bank, N.A.Disclosure Management Escalations AnalystLansing, MIFull timeThis communication can be for a multitude of reasons including, but not limited to; customer disputes, tolerance & predatory violations, re-disclosure issues, system errors, lack of required information, general inquiries, process clarifications, rush or hold of loans in the processing queues and guidance. Escalations Analyst will be in charge of communicating directly with brokers, loan officers, loan processors, closers, account executives, and regional managers, LSC customer service representatives, Business Partner Advocates, underwriters.
FP&A Analyst Stride, Inc.FP&A AnalystLansing, MichiganThis position is virtual and open to residents of the 50 states, D.C. COMPENSATION & BENEFITS: Stride, Inc. considers a person's education, experience, and qualifications, as well as the position's work location, expected quality and quantity of work, required travel (if any), external market and internal value when determining a new employee's salary level. This position will research, collect, review and monitor financial data in order to build timely and accurate financial models that are able to increase company profit through enhancements of operational efficiencies and resource utilization.
Reclamations Analyst Stride, Inc.Reclamations AnalystLansing, MichiganCustomer Service focuses on programs to ensure positive experiences including: driving customer success outcomes to increase retention and expand revenue; working to ensure higher adoption and customer satisfaction; defining key operational metrics and establishes systems for tracking metrics that define service level expectations. Work with schools and teachers directly to reclaim computers; Process live inbound calls from auto dialer batch.
Billing Analyst Stride, Inc.Billing AnalystLansing, MichiganSummary: The Billing Analyst compiles, validates, and analyzes data in order to prepare accurate and timely customer invoices, schedules, reconciliations, and journal entries to ensure the company flow of cash and revenue. Apply core competencies in work including Effective Communication, Accountability, Prioritization, Ownership, Technical Acumen, Operational Excellence, and Proactiveness.
Medicaid Analyst Stride, Inc.Medicaid AnalystLansing, MichiganPartnering across Special Programs, Accounting, and Government Affairs to establish best-in-class billing workflows, maximize allowable services under the Medicaid Program and ensure all payments are accurately forecasted, collected, and recorded. · Collaborate with Special Programs to identify billable student services and code encounters per state and federal program guidelines Prepare, submit, reconcile, and resubmit claims to state and federal agencies, ensuring timely payment.
Financial Analyst Stride, Inc.Financial AnalystLansing, MichiganCOMPENSATION & BENEFITS: Stride, Inc. considers a person's education, experience, and qualifications, as well as the position's work location, expected quality and quantity of work, required travel (if any), external market and internal value when determining a new employee's salary level. This position will research, collect, review and monitor financial data in order to build timely and accurate financial models that are able to increase company profit through enhancements of operational efficiencies and resource utilization.
Reclamations Analyst (Contract) Stride, Inc.Reclamations Analyst (Contract)Lansing, MichiganWork with schools and teachers directly to reclaim computers; Process live inbound calls from auto dialer batch. The Reclamation Analyst is part of the Customer Support Operation team in the Enrollment Center, a diverse and fast-paced environment that serves our customers throughout their journey with K12.
Senior Data Analyst Stride, Inc.Senior Data AnalystLansing, MichiganThis role will collaborate closely within the Marketing Analytics team to design, build, and enhance the Marketing data infrastructure, and leverage advanced analytics and predictive modeling to deliver actionable insights that drive measurable business impact. · Engineer and validate model features to support advanced marketing analytics initiatives, including multi-touch attribution, marketing mix modeling, lead scoring, and customer lifetime value.
Data Science Analyst Stride, Inc.Data Science AnalystLansing, MichiganLeverage products such as: DBT, SQL, Python and GitHub tocollect, organizeand modeldata sets for peak functionality per businessrequirement; Design, Create, Deploy and Maintain various products and applications through the Power BIservice; Provide ad-hocanalyses to drive insights, provide overviews of major conclusions,constraintsorcautions; Participate incross functional relationshipsin order tosynthetize data domainknowledge; Support initiatives for data integrity and normalizationincluding but not limited to dataownership; Process confidential data and information according toguidelines; Supervisory Responsibilities:This position has no formal supervisory responsibilities. Compensation & Benefits: Stride, Inc. considers a person's education, experience, and qualifications, as well as the position's work location, expected quality and quantity of work, required travel (if any), external market and internal value when determining a new employee's salary level.
NewAML/EDD Analyst [CLT/ DET] ONSITE Matlen Silver, Inc.AML/EDD Analyst [CLT/ DET] ONSITECharlotte, MILed by hard work, honesty, and a trusted team of experts, we can say that Matlen Silver technology has created a solutions experience and legacy of success that is the difference in the way the world works. For more than 40 years, Matlen Silver has delivered solutions for complex talent and technology needs to Fortune 500 companies and industry leaders.
Commercial Product & Sales Marketing Analyst Michigan Farm Bureau Family of CompaniesCommercial Product & Sales Marketing AnalystLansing, MichiganFull timeConduct research on competitor products, market trends, and industry developments and apply insights to identify opportunities for product enhancements, pricing updates, and improvements to processes and field-facing materials. To support the development, enhancement, sales, and ongoing maintenance of Farm Bureau Property/Casualty (PC) commercial products through research, analysis, and development of field and consumer facing materials.
Senior HRIS Analyst Michigan Farm Bureau Family of CompaniesSenior HRIS AnalystLansing, MichiganFull timeThis position drives workflow efficiency, reporting accuracy, data integrity, compliance, and user experience improvements across HR applications and related business processes, while serving as a key technical resource for complex issues, enhancements, and cross-functional initiatives. Lead analysis of HR systems, workflows, and business processes to identify improvement opportunities, recommend solutions, and implement changes that increase efficiency, strengthen data quality, and improve overall user experience.
Claims Operations Analyst Michigan Farm Bureau Family of CompaniesClaims Operations AnalystLansing, MichiganFull timeAssist with content development and maintenance by collaborating with teammates and content area experts to ensure training material is current and accurate. Analyze performance and training challenges to determine business goals, gaps between desired and actual results, and implement improvement methods.
Business Analyst 5 Novalink SolutionsBusiness Analyst 5Lansing, MichiganThe Business Analyst will partner closely with Product Owners, business stakeholders, project leadership, and delivery teams to support discovery, business process analysis, user acceptance testing (UAT), training readiness, and Azure DevOps (ADO) backlog management activities. · 3+ years of experience maintaining and organizing Epics, Features, User Stories, and Tasks using Azure DevOps backlog management tools (Kanban board, Sprint board, etc.).
Agency Support Analyst Michigan Farm Bureau Family of CompaniesAgency Support AnalystLansing, MichiganFull timeProvide a solid level of support to applications and products including, but not limited to, FB CARES, Microsoft Word, Excel, Outlook, Online Forms, Eforms, Security Forms, Auto/Member, Homeowners, BAP Quote, Customer Center/Lienholder, Document Center, Farmowners, Life Solutions, Photo Upload, RCT, BVS, Life Wizard, Online Manuals, Guardian, Farm Bureau Portal knowledge and navigation, Internet Explorer, Agent Log File, US Signal, Payroll’s ADP EeTime, LexisNexis-MVRs/Pay Advantage, Active Directory, Query, printing of all applications, printing hardware problems, Office Communicator, basic mainframe knowledge, Cipher Trust, E-mail Encryption, and Password Self Service. To provide problem analysis, resolution and coordination services to customers who require assistance in solving day-to-day operating problems related to specific application software systems, generic use utility software, personal computers and related equipment; network access; production batch output; and technical operating procedures.
Business Development Analyst NIOWAVEBusiness Development AnalystLansing, MichiganThe Business Development Analyst is responsible for leveraging quantitative and independent research skills in analysis of large, complex, and incomplete data sets to identify and assess potential business opportunities that result in measurable revenue growth. Understands how to integrate into a new team/organization - appreciates the history of current state, knows how and when to make suggestions, as well as uses just the right pace to reach the improved future state.
Analyst I, QC Microbiology Emergent BioSolutions IncAnalyst I, QC MicrobiologyLansing, MI$50,000–$60,500 / yearUnsolicited resumes or candidate information submitted to Emergent BioSolutions by search/recruiting agencies not already on Emergent BioSolutions' approved agency list shall become the property of Emergent BioSolutions and if the candidate is subsequently hired by Emergent BioSolutions, Emergent BioSolutions shall not owe any fee to the submitting agency. Performs testing competently in at least one to two areas of microbiology or bioassay testing using microbiology techniques, such as, but not limited to: Microbiology testing - (Purity, Filtrate, and enumeration testing).
STCI-HEALTH RECORDS ANALYST University of Michigan Health-SparrowSTCI-HEALTH RECORDS ANALYSTLansing, MIGeneral Requirements None Work Experience Minimum of one year experience in a medical record department Education High school diploma or GED Specialized Knowledge and Skills Medical terminology knowledge. General Purpose of Job: Medical Record Clerk is responsible for the retrieving, delivering, locating, logging and filing of electronic medical records and paper electronic medical records.
Compliance Product Analyst I VertaforeCompliance Product Analyst IEast Lansing, MIRemoteFull timeVertafore’s Compliance Product Analyst is responsible for coordinating regulatory updates to products, communicating updates to stakeholders, managing work expectations for RCS activities, and performing configuration A successful analyst will learn the product and how to maintain it. Underpinned by unmatched speed and performance power, we are the trusted backbone that’s taking the insurance industry from friction to flow with Distribution Velocity – speed, performance, and trust - to drive growth at scale.
Business Analyst GovServicesHubBusiness AnalystLansing, MichiganShould be a degree in or related to: computer science, data processing, computer information systems, data communication, networking, systems analysis, computer programming, information assurance, IT project management or mathematics. This position will take on a leading role in completing the activities associated with Request for Proposals (RFP), estimating costs to complete projects, establishing action plans, completing impact analysis, and implementing test strategies.
NewSr. Benefits Analyst Stride, Inc.Sr. Benefits AnalystLansing, MichiganTotal Rewards focuses on the design of a holistic framework of financial and non-financial rewards that reflects the organization's strategy to attract, motivate, and retain employees including: researching and analyzing key perspectives (employee, external labor market, cost, and workforce requirements); incorporating traditional compensation and benefits elements including career frameworks, and work/life benefits; ongoing management, communication, and monitoring of plan results. Ensure plans are compliant with local, state and federal regulations, including timely and accurate completion of all required government filings, and distribution of required participant plan disclosures.
System Analyst GTT, LLCSystem Analystlansing, MIAzure DevOps knowledge or similar tool like JIRA (comfortable with creating epics/features/user stories for projects as well as moving cards through project lifecycle) 3 years of experience (within last 5 years). The System Analyst serves as the ScrumMaster (heavy usage of Azure DevOps tool) on projects and coordinates with the PMO's Project Manager for artifacts/documentation needed on State of Michigan projects.
Temporary Application Analyst Baker Tilly Advisory Group, LPTemporary Application AnalystLansing, MichiganBaker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Baker Tilly US, LLP (Baker Tilly) is a leading advisory CPA firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles and Chicago.
Allowance for Credit Losses Analyst Lead Flagstar Bank, N.A.Allowance for Credit Losses Analyst LeadLansing, MIFull timeCoordinate and lead the quarterly production of the Allowance for Credit Losses (ACL) for the loan and lease portfolio, supporting the manager in overseeing team workflow and ensuring execution aligns with the established methodology and SOX control framework. Lead analysis of key drivers impacting changes in the ACL, including rate/volume dynamics, economic forecasts, and portfolio credit mix, helping the team identify, investigate, and resolve complex or unintuitive variances.