Relations, Compliance, Legal, and other business support functions; Ensure independent escalation of risk management gaps, issues, and concerns to executive management and when appropriate, the Board of Directors, including emerging risks and regulatory focus areas; Identify opportunities to improve risk management practices and develop solutions to perfect risk management, eliminate waste, and deliver an exceptional customer experience. Identify and assess the impact of the changing regulatory environment on business objectives and risk appetite; Analyze data to proactively identify risks and trends and provide insights that support internal customers in decision-making; Drive collaboration between the Risk, Audit, Reg.