San Francisco, CA30+ days ago
To thrive in this role, you have: 5+ years of experience in banking, credit, payments, deposits, or marketing compliance within financial services Experience researching, interpreting, and applying financial services regulations to marketing or product initiatives Demonstrated knowledge of key regulations including but not limited to: Marketing and Advertising Compliance, UDAAP, FTC compliance, TILA (Reg Z), TISA (Reg DD), VISA branding rules, Electronic Funds Transfers (Reg E), FCRA, various state money transmission laws and regulations Experience reviewing digital and traditional marketing content, including FTC Endorsement and Testimonial Guidelines and claim substantiation analysis A track record of independently executing compliance reviews with minimal oversight Excellent analytical thinking skills with ability to identify patterns, risks, and opportunities for improvement Strong written and verbal communication skills, with the ability to influence stakeholders and drive consensus on risk mitigation A collaborative mindset and the ability to build trusted relationships across Legal, Marketing, Product, and external bank partners. In this role, you can expect to: • Review and advise on marketing and advertising materials across digital, social, mobile, influencer, lifecycle, and traditional channels to ensure compliance with applicable laws and regulatory guidance • Apply deep knowledge of UDAAP, FTC Guidelines, Reg Z, Reg E, Reg DD, FCRA, VISA branding rules, and applicable state laws • Independently execute day-to-day marketing compliance reviews with strong quality assurance and documentation practices • Identify regulatory risk early and provide clear, pragmatic mitigation guidance that balances compliance with member experience • Research, interpret, and apply evolving regulatory requirements to new products, campaigns, and growth initiatives • Support the compliance function in defining and achieving departmental initiatives, maintaining relevant policies and procedures, developing documentation solutions, and liaising with auditors • Build strong cross-functional partnerships and deliver training or guidance to help teams understand and operationalize marketing compliance expectations.